OneSouth Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to OneSouth Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OneSouth Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OneSouth Bank CD rates. You can also compare OneSouth Bank savings rates, MMA rates and mortgage rates using our other rate lists. OneSouth Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OneSouth Bank? Share your experience about OneSouth Bank by leaving a review below, or read customer reviews before you decide to use OneSouth Bank. OneSouth Bank Texas Ratio OneSouth Bank's Texas Ratio is at 1.59%, which is considered excellent. The Texas Ratio for OneSouth Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, OneSouth Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare OneSouth Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have OneSouth Bank rate data right now, check back for updates, we are adding rates all the time. OneSouth Bank InformationOneSouth Bank
4070 Forsyth RdMacon, GA 31210 Bibb Established Date: 01/09/1939 FDIC Certificate #: 15813 Date of FDIC Deposit Insurance: 04/28/1941 Bank Holding Company: ONE SOUTH FINANCIAL INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 1 Website: https://www.onesouthbank.com
Is OneSouth Bank FDIC Insured? Yes
What is OneSouth Bank's Cert number? 15813
What is the maximum amount for insured deposits? $250,000 per holder, per account
OneSouth Bank FinancialsTotal Assets:
$204,076,000
Total Deposits:
$174,175,000
Equity Capital:
$22,798,000
Domestic Deposits:
$174,175,000
Net Income:
$-506,000
Return on Assets:
0.8384%
Quarterly Return on Assets:
-0.9500%
Pretax Return on Assets:
-0.9518%
Pretax Quarterly Return on Assets:
-0.9500%
Return on Equity:
7.6600%
Quarterly Return on Equity:
-8.8000%
Common Equity Tier 1 Capital Ratio:
13.4268%
Tier 1 Risk-Based Capital Ratio:
13.4268%
Leverage Tier 1 (Core Capital) Ratio:
10.9084%
Total Risk-Based Capital Ratio (YTD):
14.6808%
Total Interest Income (YTD):
5.7352%
Headquarters:
Macon
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Bibb
# of Offices:
4
Metropolitan Statistical Area (MSA):
Macon-Bibb County, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates were mixed this week, according to Freddie Mac's weekly survey. The average rate on a 30-year fixed-rate mortgage was 4.86 percent with an average 0.6 point, up from last week when it averaged 4.84 percent. Still a lot lower than last year's average of 6.01 percent thanks to the recession and the government programs designed to lower mortgage rates.
 We have been searching for the elusive 5.00% APY for a 1 year CD from a national bank, Washington Mutual's offer is over and it appears none of the major national banks are offering 5.00% APY for a 1 year certificate of deposit.
One of the best money market account rates right now is from M&T Bank. The bank is promoting their Market Advantage account to celebrate 155 years of commitment to Buffalo, New York. The Market Advantage account earns a rate of 1.55% for three months.
Bank or Credit Union Offers and DealsMortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05%Mortgage Rates Start 2019 Lower Mortgage Rates Move Higher Says Freddie Mac: 30 Year Mortgage Rates at 4.40%, 15 Year Mortgage Rates at 3.77% 10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY Atlanta Postal Credit Union Highest CD Rates Third Federal Savings and Loan Savings Jumbo Rates now at 0.20% Busey Bank CD Rates - Special Promo 5.25% APY 7-Month CD 15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance Thomaston Savings Bank Current CD Rates AIG Bank CD Rates Alternative Bank and Credit Union Offers to ExploreBank CD Rates - Average CD Rates Down3/1/16 - Best Variable Deposit Rates Mortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92% Best Savings Account Rates in New York, New York Pending Home Sales Rise 6.3 Percent American Bank Money Market Account Rates now at 0.25% Crestmark Bank 1 Year CD Rates Best Rate 1.70% Direction of CD Rates This Year ETrade's Savings Account Rate Decreases Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.55%, 15 year Mortgage Rates at 3.91% – MBA OneSouth Bank ReviewsThere are no reviews for OneSouth Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.35%, 6-month CD rates at 4.00% and 3-month CD rates at 3.64%. Current savings rates are at 4.08% and money market rates are at 1.28%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 13.75%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. 
