OneSouth Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to OneSouth Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OneSouth Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OneSouth Bank CD rates. You can also compare OneSouth Bank savings rates, MMA rates and mortgage rates using our other rate lists. OneSouth Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OneSouth Bank? Share your experience about OneSouth Bank by leaving a review below, or read customer reviews before you decide to use OneSouth Bank. OneSouth Bank Texas Ratio OneSouth Bank's Texas Ratio is at 1.59%, which is considered excellent. The Texas Ratio for OneSouth Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, OneSouth Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare OneSouth Bank Rates with Other Competitive Bank and Credit Union Rates
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Hardin County SB
6-Month CD
5.00%
$1,000
Regional Missouri Bank
5-Month CD
4.94%
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EagleBank
3-Month CD (CDARS)
4.40%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates September 13, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have OneSouth Bank rate data right now, check back for updates, we are adding rates all the time. OneSouth Bank InformationOneSouth Bank
4070 Forsyth RdMacon, GA 31210 Bibb Established Date: 01/09/1939 FDIC Certificate #: 15813 Date of FDIC Deposit Insurance: 04/28/1941 Bank Holding Company: ONE SOUTH FINANCIAL INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 1 Website: https://www.onesouthbank.com
Is OneSouth Bank FDIC Insured? Yes
What is OneSouth Bank's Cert number? 15813
What is the maximum amount for insured deposits? $250,000 per holder, per account
OneSouth Bank FinancialsTotal Assets:
$204,076,000
Total Deposits:
$174,175,000
Equity Capital:
$22,798,000
Domestic Deposits:
$174,175,000
Net Income:
$-506,000
Return on Assets:
0.8384%
Quarterly Return on Assets:
-0.9500%
Pretax Return on Assets:
-0.9518%
Pretax Quarterly Return on Assets:
-0.9500%
Return on Equity:
7.6600%
Quarterly Return on Equity:
-8.8000%
Common Equity Tier 1 Capital Ratio:
13.4268%
Tier 1 Risk-Based Capital Ratio:
13.4268%
Leverage Tier 1 (Core Capital) Ratio:
10.9084%
Total Risk-Based Capital Ratio (YTD):
14.6808%
Total Interest Income (YTD):
5.7352%
Headquarters:
Macon
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Bibb
# of Offices:
4
Metropolitan Statistical Area (MSA):
Macon-Bibb County, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsA better-than-expected jobs report for the month of November is another nail in the coffin of low mortgage rates and deposit rates. This is a mixed bag, depending on whether you are a net borrower or lender, i.e. have a mortgage or own certificates of deposit. At the end of this article are steps you can take to position your finances for higher rates.
 Low mortgage rates won't help refinance demand in 2012 according to the Mortgage Bankers Association. Although 30 year mortgage rates are expected to remain under 4.50% throughout 2012 high unemployment and a weak economy will sap demand for refinancing mortgage loans. Current 30 year mortgage rates are averaging 4.21%, an increase from an average 30 year mortgage rate of 4.16%. 15 year mortgage rates today are also higher averaging 3.49%, up from an average 15 year mortgage rate of 3.43% yesterday.
National average CD rates at banks and credit unions have headed lower again this week. There doesn't seem to be any relief from these very low CD rates. If the financial crisis in Europe drags on and stops the world economic recovery we might not see any increases in interest rates until 2011.
Bank or Credit Union Offers and DealsPittsburgh, Pennsylvania Savings Interest Account Rates and Money Market Account Rates: Top Savings Yield 2.00%Citizens Trust Bank 2 Year Jumbo CD Rates now at 0.20% 30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83% Top Money Market Account Rates and Savings Account Rates Best Savings Rate from North American Savings Bank (NASB) Fed Stands Pat on Rates as Online CD Rates March Higher Mortgage Rates Move Lower This Week, 5/1 ARM Rates Quoted at 2.25% AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease Savings Rates Averaging 0.55% in Bankrate's National Survey Mortgage Rates Mostly Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.00% Alternative Bank and Credit Union Offers to ExploreHighest Bank CD Rates in Pompano Beach, FloridaThe Probability of a Fed Funds Rate Hike Increases Again Mortgage Rates: Today's Mortgage Interest Rates, 30 Year Mortgage Rates at 5.01%, 15 Year Mortgage Rates at 4.35% Father's Day First Internet Bank of Indiana CD Rate Changes Use Equity to Warm Your Home for the Holidays Mortgage Rates Increase Slightly This Week, Average 30 Year Rates at 4.35% Best 12 Month CD Interest Rates in San Diego, CA Feeling Poorer These Days? Mortgage Rates Will Head Higher this Year and in 2015 OneSouth Bank ReviewsThere are no reviews for OneSouth Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.75% and 3-month CD rates at 0.25%. Current savings rates are at 0.05% and money market rates are at 4.25%. Mortgage rates today on 30-year fixed loans are around 6.01%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. 
