Mascoma Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.85%, 6-month CD rates at 4.19% and 3-month CD rates at 2.25%. Current savings rates are at 1.00% and money market rates are at 4.41%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 13.24%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates. Mascoma Bank's 6-Month CD rates are at 3.00%, 12-Month CD rates are at 2.50%, 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%. Mascoma Bank's savings rates are at 0.10%. Mascoma Bank's money market rates are at 0.30%.

Mascoma Bank

To see how these rates compare to Mascoma Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mascoma Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mascoma Bank CD rates. You can also compare Mascoma Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Mascoma Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mascoma Bank? Share your experience about Mascoma Bank by leaving a review below, or read customer reviews before you decide to use Mascoma Bank.

Mascoma Bank Texas Ratio

Mascoma Bank's Texas Ratio is at 0.54%, which is considered excellent. The Texas Ratio for Mascoma Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mascoma Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
0.25%
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.55%
Savings
0.10%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mascoma Bank
67 N Park St
Lebanon, NH 03766
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Mascoma Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Mascoma Bank
Mascoma Bank
6-Month CD
3.00%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
Mascoma Bank
Mascoma Bank
60-Month CD
0.55%
$500
Mascoma Bank
Mascoma Bank
48-Month CD
0.45%
$500
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
Mascoma Bank
Mascoma Bank
Money Market
0.30%
$1,000
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Mascoma Bank
Mascoma Bank
Statement Savings
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mascoma Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD (Jumbo)
4.45%
$50,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
12-Month CD
4.15%
$1,000
Fidelity
Fidelity
48-Month CD
4.10%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
6-Month CD
4.07%
$500
Canyon View Credit Union
Canyon View Credit Union
24-Month CD
4.05%
$500
Mid-America Bank
Mid-America Bank
18-Month CD (Jumbo)
4.04%
$100,000
Bank of Franklin County
Bank of Franklin County
24-Month CD
3.60%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
60-Month CD
3.51%
$500
Ponce Bank
Ponce Bank
24-Month CD
3.50%
$1,000
KodaBank
KodaBank
12-Month CD
3.30%
$1,000
Torrington Savings Bank
Torrington Savings Bank
60-Month CD
3.25%
$1,000
CNB of Park Rapids
CNB of Park Rapids
18-Month CD
3.03%
$500
BLC Community Bank
BLC Community Bank
12-Month CD
3.00%
$2,500
The Grant County Bank
The Grant County Bank
12-Month CD
3.00%
$500
Machias Savings Bank
Machias Savings Bank
48-Month CD
2.80%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
36-Month CD
2.52%
$1,000
First Command Bank
First Command Bank
18-Month CD
2.50%
$1,000
Leighton State Bank
Leighton State Bank
60-Month CD
2.50%
$500
First National Bank in Philip
First National Bank in Philip
Money Market (CMA)
2.32%
$2,500
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
NBT Financial Bank
NBT Financial Bank
Personal Savings
2.07%
$200
Silver Lake Bank
Silver Lake Bank
48-Month CD
2.02%
$500
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
48-Month CD
2.00%
$1,000
Institution for Savings
Institution for Savings
Diamond Savings
1.80%
$25,000
Clay County Savings Bank
Clay County Savings Bank
48-Month CD
1.79%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
One Community Bank
One Community Bank
48-Month CD
1.55%
$500
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Fairfield County Bank
Fairfield County Bank
48-Month CD
1.00%
$2,500
FirstBank of Nebraska
FirstBank of Nebraska
Savings
0.50%
$25
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
60-Month CD
0.50%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
48-Month CD
0.45%
$500
Buena Vista National Bank
Buena Vista National Bank
Regular Savings
0.40%
$50
Ulster Savings Bank
Ulster Savings Bank
36-Month CD
0.40%
$500
5 Star Bank
5 Star Bank
18-Month CD
0.35%
$500
Rondout Savings Bank
Rondout Savings Bank
18-Month CD
0.30%
$500
Main Street Bank Corp
Main Street Bank Corp
12-Month CD
0.30%
$1,000
Twin River Bank
Twin River Bank
Statement Savings
0.30%
$50
IAM Federal Credit Union
IAM Federal Credit Union
Primary Share Savings
0.25%
$200
City Credit Union
City Credit Union
Share Savings
0.20%
$100
Verus Bank of Commerce
Verus Bank of Commerce
18-Month CD
0.15%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
Advantage Checking
0.05%
$500
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings
0.05%
$5
Miami Savings Bank
Miami Savings Bank
Triple Rate Savings
0.05%
$2,500
SaviBank
SaviBank
Business Money Market
0.05%
$0
Bank of America
Bank of America
18-Month CD
0.03%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Money Market
0.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Mascoma Bank Information

Mascoma Bank
67 N Park St
Lebanon, NH 03766
Grafton
Established Date: 01/01/1899
FDIC Certificate #: 18013
Date of FDIC Deposit Insurance: 07/02/1959
Bank Holding Company: MASCOMA MUTUAL FINL SERVICES
How Many Domestic U.S. Offices? 28
How Many Branches are There? 28
Is Mascoma Bank FDIC Insured? Yes
What is Mascoma Bank's Cert number? 18013
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mascoma Bank Financials

Total Assets:
$2,943,126,000
Total Deposits:
$2,511,525,000
Equity Capital:
$220,450,000
Domestic Deposits:
$2,511,525,000
Net Income:
$1,927,000
Return on Assets:
0.4556%
Quarterly Return on Assets:
0.2600%
Pretax Return on Assets:
0.2469%
Pretax Quarterly Return on Assets:
0.2500%
Return on Equity:
6.1000%
Quarterly Return on Equity:
3.5000%
Common Equity Tier 1 Capital Ratio:
11.9099%
Tier 1 Risk-Based Capital Ratio:
11.9099%
Leverage Tier 1 (Core Capital) Ratio:
8.5986%
Total Risk-Based Capital Ratio (YTD):
12.7184%
Total Interest Income (YTD):
3.9574%
 
 
Headquarters:
Lebanon
FDIC Field Office:
Concord
Regulator:
FED
County:
Grafton
# of Offices:
28
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Here is a quick list of current bank savings rates for the week for October 3, 2012.

2 Year Jumbo CD rates at EverBank are currently at 1.11 percent with a yield of 1.12 percent. You can view a current list of EverBank CD rates along with reviews and the bank's financial information at EverBank CD Rates and Financial Information.

Current average savings rates and money market rates are still very low. Interest rates are expected to head higher later this year as the Federal Reserve raises interest rates to contain inflation. 

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