Mascoma Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 2.26% and 3-month CD rates at 0.90%. Current savings rates are at 0.65% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 13.24%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates. Mascoma Bank's 6-Month CD rates are at 3.00%, 12-Month CD rates are at 2.50%, 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%. Mascoma Bank's savings rates are at 0.10%. Mascoma Bank's money market rates are at 3.65%.

Mascoma Bank

To see how these rates compare to Mascoma Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mascoma Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mascoma Bank CD rates. You can also compare Mascoma Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Mascoma Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mascoma Bank? Share your experience about Mascoma Bank by leaving a review below, or read customer reviews before you decide to use Mascoma Bank.

Mascoma Bank Texas Ratio

Mascoma Bank's Texas Ratio is at 0.54%, which is considered excellent. The Texas Ratio for Mascoma Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mascoma Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
0.25%
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.55%
Savings
0.10%
MMA
3.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mascoma Bank
67 N Park St
Lebanon, NH 03766
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Mascoma Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Mascoma Bank
Mascoma Bank
Money Market
3.65%
$500,000
Mascoma Bank
Mascoma Bank
6-Month CD
3.00%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
Mascoma Bank
Mascoma Bank
60-Month CD
0.55%
$500
Mascoma Bank
Mascoma Bank
48-Month CD
0.45%
$500
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Mascoma Bank
Mascoma Bank
Statement Savings
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mascoma Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
4.65%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
12-Month CD
4.40%
$500
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
4.32%
$1,000
University Federal Credit Union
University Federal Credit Union
18-Month CD
4.20%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
12-Month CD
4.07%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
High Yield Savings
3.95%
$0
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
12-Month CD
3.95%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
24-Month CD
3.56%
$500
The Bank of Steinauer
The Bank of Steinauer
12-Month CD
3.55%
$500
Marion County State Bank
Marion County State Bank
24-Month CD
3.35%
$1,000
Gunnison S&L
Gunnison S&L
18-Month CD
3.30%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
12-Month CD
3.30%
$1,000
EverTrust Bank
EverTrust Bank
12-Month CD
3.30%
$20,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
12-Month CD
3.25%
$500
United Trust Bank
United Trust Bank
36-Month CD
3.25%
$3,000
The Grant County Bank
The Grant County Bank
36-Month CD
3.05%
$500
Harford Bank
Harford Bank
24-Month CD
3.00%
$1,000
Bank 21
Bank 21
36-Month CD
3.00%
$500
Citizens State Bank Moundridge, KS
60-Month CD
2.80%
$1,000
NBT Financial Bank
NBT Financial Bank
48-Month CD (Jumbo)
2.78%
$250,000
Ergo Bank
Ergo Bank
48-Month CD
2.47%
$500
AbbyBank
AbbyBank
60-Month CD
2.25%
$1,500
First National Bank of Steeleville
First National Bank of Steeleville
30-Month CD
2.25%
$500
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
2.25%
$1,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
Money Market
2.01%
$2,500
First Shore Federal S&L
First Shore Federal S&L
Gold Money Market
2.00%
$250,000
First State Bank of Beecher City
First State Bank of Beecher City
Christmas Club Savings
2.00%
$10
Walden Savings Bank
Walden Savings Bank
12-Month CD
2.00%
$1,000
Mound City Bank
Mound City Bank
12-Month CD
1.64%
$2,500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
TriCentury Bank
TriCentury Bank
6-Month CD
1.00%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
48-Month CD
0.75%
$500
Security State Bank of Marine
Security State Bank of Marine
48-Month CD
0.70%
$300
Eagle Bank Everett, MA
Eagle Bank Everett, MA
36-Month CD
0.65%
$500
Hocking Valley Bank
Hocking Valley Bank
3-Month CD
0.60%
$2,500
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Savings
0.55%
$100
PeoplesBank
PeoplesBank
60-Month CD
0.40%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
BankWest Of Kansas
BankWest Of Kansas
Statement Savings
0.25%
$0
Superior Savings Bank
Superior Savings Bank
48-Month CD
0.25%
$500
First National Bank in Trinidad
First National Bank in Trinidad
Savings
0.25%
$10
Washington Financial Bank
Washington Financial Bank
24-Month CD
0.25%
$500
FNB in Taylorville
FNB in Taylorville
NOW Checking
0.20%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings
0.10%
$1,500
Bank of New Hampshire
Bank of New Hampshire
6-Month CD
0.10%
$500
Florence Bank
Florence Bank
Statement Savings
0.05%
$10
Citizens Bank of Kansas
Citizens Bank of Kansas
Priority Interest Checking
0.02%
$50
Reading Co-op Bank
Reading Co-op Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 28, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Mascoma Bank Information

Mascoma Bank
67 N Park St
Lebanon, NH 03766
Grafton
Established Date: 01/01/1899
FDIC Certificate #: 18013
Date of FDIC Deposit Insurance: 07/02/1959
Bank Holding Company: MASCOMA MUTUAL FINL SERVICES
How Many Domestic U.S. Offices? 28
How Many Branches are There? 28
Is Mascoma Bank FDIC Insured? Yes
What is Mascoma Bank's Cert number? 18013
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mascoma Bank Financials

Total Assets:
$2,943,126,000
Total Deposits:
$2,511,525,000
Equity Capital:
$220,450,000
Domestic Deposits:
$2,511,525,000
Net Income:
$1,927,000
Return on Assets:
0.4556%
Quarterly Return on Assets:
0.2600%
Pretax Return on Assets:
0.2469%
Pretax Quarterly Return on Assets:
0.2500%
Return on Equity:
6.1000%
Quarterly Return on Equity:
3.5000%
Common Equity Tier 1 Capital Ratio:
11.9099%
Tier 1 Risk-Based Capital Ratio:
11.9099%
Leverage Tier 1 (Core Capital) Ratio:
8.5986%
Total Risk-Based Capital Ratio (YTD):
12.7184%
Total Interest Income (YTD):
3.9574%
 
 
Headquarters:
Lebanon
FDIC Field Office:
Concord
Regulator:
FED
County:
Grafton
# of Offices:
28
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage refinance rates are slightly higher. Current 30 year refinance mortgage rates are averaging 5.04 percent, up from yesterday's average refinance rate of 5.03 percent. 30 year mortgage refinance rates have been hovering just above 5.00 percent for a couple of weeks.
HSBC Bank USA, N.A. 6 Month $25K CD rates are now at 0.75 percent with a yield of 0.75 percent. View current 6 Month $25K CD rates at HSBC Bank USA, N.A. below.
OneUnited Bank Savings rates are now at 0.40 percent with a yield of 0.40 percent. View current Savings rates at OneUnited Bank below.

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