Mascoma Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 0.60% and 3-month CD rates at 3.25%. Current savings rates are at 0.05% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Mascoma Bank's 9-Month CD (special) rates are at 4.70%, 12-Month CD rates are at 2.50%, 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%. Mascoma Bank's savings rates are at 0.10%. Mascoma Bank's money market rates are at 4.00%.

Mascoma Bank

To see how these rates compare to Mascoma Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mascoma Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mascoma Bank CD rates. You can also compare Mascoma Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Mascoma Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mascoma Bank? Share your experience about Mascoma Bank by leaving a review below, or read customer reviews before you decide to use Mascoma Bank.

Mascoma Bank Texas Ratio

Mascoma Bank's Texas Ratio is at 1.15%, which is considered excellent. The Texas Ratio for Mascoma Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mascoma Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
0.25%
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.55%
Savings
0.10%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mascoma Bank
67 N Park St
Lebanon, NH 03766
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Mascoma Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Mascoma Bank
Mascoma Bank
9-Month CD (special)
4.70%
$500
Mascoma Bank
Mascoma Bank
Money Market
4.00%
$500,000
Mascoma Bank
Mascoma Bank
6-Month
3.00%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
Mascoma Bank
Mascoma Bank
60-Month CD
0.55%
$500
Mascoma Bank
Mascoma Bank
48-Month CD
0.45%
$500
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Mascoma Bank
Mascoma Bank
Statement Savings
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mascoma Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Synchrony Bank
Synchrony Bank
12-Month CD
4.80%
$0
Mercantile Bank
Mercantile Bank
6-Month CD
4.75%
$500
Newtek Bank
Newtek Bank
24-Month CD
4.75%
$2,500
Texas Heritage National Bank
Texas Heritage National Bank
7-Month CD
4.59%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
6-Month CD
4.11%
$1,000
Falcon National Bank
Falcon National Bank
Kasasa Savings
4.00%
$50
Community Bank Zanesville, OH
Community Bank Zanesville, OH
Community Money Market
3.80%
$25,000
St. Ansgar State Bank
St. Ansgar State Bank
3-Month CD
3.75%
$2,500
1st Colonial Community Bank
1st Colonial Community Bank
24-Month CD
3.56%
$500
Integrity Bank & Trust
Integrity Bank & Trust
24-Month CD
3.55%
$500
Hyperion Bank
Hyperion Bank
12-Month CD
3.50%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
3.30%
$1,000
Hardin County SB
Hardin County SB
24-Month CD
3.29%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
18-Month CD
3.04%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD
3.03%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
18-Month CD
3.00%
$1,000
1st Advantage Bank
1st Advantage Bank
36-Month CD
3.00%
$500
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
Bank of Salem AR
Bank of Salem AR
36-Month CD
2.79%
$500
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.51%
$5,000
Artisans Bank
Artisans Bank
Premier Money Market
2.50%
$5,000
State Bank of Graymont
State Bank of Graymont
60-Month CD
1.86%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
Premier Money Market
1.75%
$10,000
1st Colonial Community Bank
1st Colonial Community Bank
48-Month CD
1.66%
$500
Champlain National Bank
Champlain National Bank
12-Month CD
1.51%
$500
Dundee Bank
Dundee Bank
60-Month CD
1.45%
$500
The Peoples Community Bank
The Peoples Community Bank
30-Month CD
1.40%
$500
Glen Burnie MSB
36-Month CD
1.26%
$500
Haddon Savings Bank
Haddon Savings Bank
Passbook/Statement Savings
1.20%
$10,000
Frontier State Bank
Frontier State Bank
3-Month CD
1.16%
$1,000
Hyperion Bank
Hyperion Bank
Consumer Money Market
0.75%
$1,000
FNB of Peterstown
FNB of Peterstown
12-Month CD
0.75%
$2,500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
48-Month CD
0.75%
$500
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
Kearney Trust Company
Kearney Trust Company
Savings
0.50%
$0
Consumers National Bank
Consumers National Bank
Consumer Premium Money Market
0.50%
$75,000
Frontier State Bank
Frontier State Bank
Regular Savings
0.40%
$100
American Commerce Bank, N.A.
American Commerce Bank, N.A.
Savings
0.35%
$100
First Security B&T Co. IA
First Security B&T Co. IA
Investors Advantage Savings
0.34%
$0
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Demand Money Market
0.25%
$2,500
Sacramento Deposit Bank
Sacramento Deposit Bank
Savings
0.15%
$50
Penn Community Bank
Penn Community Bank
Ultra Money Market
0.10%
$1,000
The Union Bank Company
The Union Bank Company
Personal Money Market
0.10%
$0
1st United Credit Union
1st United Credit Union
Money Market
0.10%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
Centreville Bank
Centreville Bank
Savings
0.05%
$2,500
UniBank
UniBank
Regular Savings
0.05%
$500
Applied Bank
Applied Bank
48-Month CD
0.05%
$1,000
Gogebic Range Bank
Gogebic Range Bank
NOW Checking
0.03%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
NOW Checking
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Mascoma Bank Information

Mascoma Bank
67 N Park St
Lebanon, NH 03766
Grafton
Established Date: 01/01/1899
FDIC Certificate #: 18013
Date of FDIC Deposit Insurance: 07/02/1959
Bank Holding Company: MASCOMA MUTUAL FINL SERVICES
How Many Domestic U.S. Offices? 28
How Many Branches are There? 28
Is Mascoma Bank FDIC Insured? Yes
What is Mascoma Bank's Cert number? 18013
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mascoma Bank Financials

Total Assets:
$2,733,301,000
Total Deposits:
$2,369,188,000
Equity Capital:
$210,055,000
Domestic Deposits:
$2,369,188,000
Net Income:
$3,030,000
Return on Assets:
0.6766%
Quarterly Return on Assets:
0.4400%
Pretax Return on Assets:
0.4989%
Pretax Quarterly Return on Assets:
0.5000%
Return on Equity:
8.5700%
Quarterly Return on Equity:
5.8700%
Common Equity Tier 1 Capital Ratio:
12.4120%
Tier 1 Risk-Based Capital Ratio:
12.4120%
Leverage Tier 1 (Core Capital) Ratio:
8.7246%
Total Risk-Based Capital Ratio (YTD):
13.4487%
Total Interest Income (YTD):
3.3537%
 
 
Headquarters:
Lebanon
FDIC Field Office:
Concord
Regulator:
FED
County:
Grafton
# of Offices:
28
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

CD rates in 2018 continue to move as banks and credit unions increase rates. Interest rates have been increasing since December 2016, when the Federal Reserve started increasing the fed funds rate. Since then, the Fed has increased the fed funds rate four times for a total of 100 basis points. You can see a list of fed funds rate changes going back to 2003 at The Fed - Open Market Operations.
GAMC is currently offering a money market account rate of 3.00% APY on balances of $500.00 or more. The rate for balances under $500.00 is 2.90% APY. The money market account also offers the following benefits. The minimum opening balance is $50.00.
Near record low mortgage rates on both conforming mortgage rates and jumbo mortgage rates isn't helping demand for homes. Today's mortgage rates on 30 year conforming loans are averaging 4.17%, down from yesterday's average 30 year mortgage rate of 4.23%. New home building declined 5% in August according to the Commerce Department's New Residential Construction report

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