☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
OnPoint Community Credit Union

iAdvertiser Disclosure

OnPoint Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at OnPoint Community Credit Union?

Current rates for OnPoint Community Credit Union include: 12-Month CD: 2.25%, 18-Month CD: 2.30%, 24-Month CD: 2.36%, 60-Month CD: 2.50%, Savings: 3.75%, MMA: 3.75%

Q: What CD terms does OnPoint Community Credit Union offer?

OnPoint Community Credit Union CD rates are 2.25% APY for a 12 month CD, 2.56% APY for an 18 month CD, 2.61% APY for a 2 year CD, 2.65% APY for a 3 year CD, 2.70% APY for a 4 year CD and 2.75% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with OnPoint Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

OnPoint Community Credit Union's CD of Deposit - 60 month - OnPoint Rewards rates are at 2.75%, CD of Deposit - 48 month - OnPoint Rewards rates are at 2.70%, CD of Deposit - 36 month - OnPoint Rewards rates are at 2.65%, CD of Deposit - 24 month - OnPoint Rewards rates are at 2.61%, CD of Deposit - 18 month - OnPoint Rewards rates are at 2.56%. OnPoint Community Credit Union's savings rates are at 3.75%. OnPoint Community Credit Union's money market rates are at 3.75%. OnPoint Community Credit Union's checking rates are as high as 0.05%. OnPoint Community Credit Union's Mortgage Refinance - 15 Year Fixed Rate rates are at 6.38%, Home loans - 30-year fixed rates are at 7.10%, Mortgage Refinance - 30 Year Jumbo Fixed Rate rates are at 7.00%, Mortgage Refinance - 30 Year Fixed Rate rates are at 7.00%, Mortgage Refinance - 5/5 Jumbo ARM rates are at 7.00%. OnPoint Community Credit Union's Personal Loan Rates are as low as 13.50%. OnPoint Community Credit Union's Credit Card Rates are at 11.50%. OnPoint Community Credit Union's CD rates are 13% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of OnPoint Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.12%. Rates last updated and verified on 10/29/2026.

OnPoint Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OnPoint Community Credit Union? Share your experience about OnPoint Community Credit Union by leaving a review below, or read customer reviews before you decide to use OnPoint Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.12%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

OnPoint Community Credit Union
Montgomery Park

2701 NW Vaughn St
Portland, OR 97210

https://www.onpointcu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

OnPoint Community Credit Union CD Rates

Product	Rate	APY	Term
Traditional & Roth IRA Certificates of Deposit - 60 month - OnPoint Rewards	2.77%	2.81%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000+; OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.81% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 60 month - OnPoint Rewards	2.72%	2.75%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 48 month - OnPoint Rewards	2.72%	2.75%	48 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 48 month - OnPoint Rewards	2.67%	2.70%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 36 month - OnPoint Rewards	2.67%	2.70%	36 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 24 month - OnPoint Rewards	2.63%	2.66%	24 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 36 month - OnPoint Rewards	2.62%	2.65%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 24 month - OnPoint Rewards	2.58%	2.61%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.61% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 18 month - OnPoint Rewards	2.58%	2.61%	18 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.61% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 18 month - OnPoint Rewards	2.53%	2.56%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 12 month - OnPoint Rewards	2.53%	2.56%	12 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.56% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 60 month	2.52%	2.55%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000+; Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 12 month - OnPoint Rewards	2.48%	2.51%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 60 month	2.47%	2.50%	60 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 48 month	2.47%	2.50%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 48 month	2.42%	2.45%	48 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 36 month	2.42%	2.45%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 24 month	2.38%	2.41%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.41% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 36 month	2.37%	2.40%	36 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 24 month	2.33%	2.36%	24 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.36% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 18 month	2.33%	2.36%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.36% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 18 month	2.28%	2.30%	18 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 12 month	2.28%	2.30%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
12 Month CD	-	2.25%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits of $100 or more available with terms of 3, 6, 12, 18, or 24 months Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 12 month	2.23%	2.25%	12 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 6 month - OnPoint Rewards	2.04%	2.06%	6 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.06% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 6 month - OnPoint Rewards	1.99%	2.01%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 3 month - OnPoint Rewards	1.79%	1.80%	3 months
Min Deposit $1,000 Min Balance $1,000 Details OnPoint Rewards rate; additional products and services required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 6 month	1.79%	1.80%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 3 month - OnPoint Rewards	1.74%	1.75%	3 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required; Ten (10) year relationship with OnPoint; Six (6) qualified transactions in the same checking account per monthly qualification period Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 6 month	1.74%	1.75%	6 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Traditional & Roth IRA Certificates of Deposit - 3 month	1.54%	1.55%	3 months
Min Deposit $1,000 Min Balance $1,000 Details Subsequent deposits allowed; Booster Rate feature applies to CDs opened prior to May 1, 2023 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Certificate of Deposit - 3 month	1.49%	1.50%	3 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Business CD Rates

Product	Rate	APY	Term
60 Month Business Certificates of Deposit - OnPoint Rewards	2.72%	2.75%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000+; Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000+; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
48 Month Business Certificates of Deposit - OnPoint Rewards	2.67%	2.70%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
36 Month Business Certificates of Deposit - OnPoint Rewards	2.62%	2.65%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
24 Month Business Certificates of Deposit - OnPoint Rewards	2.58%	2.61%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Additional deposits allowed for 3, 6, 12, or 24 month terms only; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.61% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
18 Month Business Certificates of Deposit - OnPoint Rewards	2.53%	2.56%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.56% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
12 Month Business Certificates of Deposit - OnPoint Rewards	2.48%	2.51%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Additional deposits allowed for 3, 6, 12, or 24 month terms only; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
60 Month Business Certificates of Deposit	2.47%	2.50%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000+; Opening deposit: $1,000+; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
48 Month Business Certificates of Deposit	2.42%	2.45%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
36 Month Business Certificates of Deposit	2.37%	2.40%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
24 Month Business Certificates of Deposit	2.33%	2.36%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Additional deposits allowed for 3, 6, 12, or 24 month terms only; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.36% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
18 Month Business Certificates of Deposit	2.28%	2.30%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
12 Month Business Certificates of Deposit	2.23%	2.25%	12 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Additional deposits allowed for 3, 6, 12, or 24 month terms only; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
6 Month Business Certificates of Deposit - OnPoint Rewards	1.99%	2.01%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
3 Month Business Certificates of Deposit - OnPoint Rewards	1.74%	1.75%	3 months
Min Deposit $1,000 Min Balance $1,000 Details Qualifications Required: Must qualify for OnPoint Rewards; Opening deposit: $1,000; Additional deposits allowed for 3, 6, 12, or 24 month terms only; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
6 Month Business Certificates of Deposit	1.74%	1.75%	6 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
3 Month Business Certificates of Deposit	1.49%	1.50%	3 months
Min Deposit $1,000 Min Balance $1,000 Details Opening deposit: $1,000; Additional deposits allowed for 3, 6, 12, or 24 month terms only; Early withdrawal penalty applies Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Savings Rates

Product	Rate	APY
OnPoint Savers Account	4.89%	5.00%
Min Balance $5 Details Balance: $5 - $500; Stated APY is for balances up to $500; Account must be established for members age 17 or younger by parent or guardian with a minimum $25 deposit; One $55 bonus per tax ID for new members only Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Member Savings	3.69%	3.75%
Min Balance $5 Details Balance: $0 - $1,000; Minimum balance: $5; No monthly fee if below minimum balance Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 3.45% → 3.75% ▲ 0.30 pts · high 3.75% / low 3.45% Oct 9, 20263.75%▲ from 3.50% Sep 29, 20263.50%▲ from 3.45% Sep 18, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
OnPoint Premium Savings	3.69%	3.75%
Min Balance $0 Details Balance: $0 - $100,000; Rates Effective: 10-29-2026; Requires six qualifying transactions per calendar month in an OnPoint checking account and an active OnPoint Loyalty Savings account; sweep account up to $250,000.00 Maximum Program Deposit Amount; one account per member/TIN Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50% Oct 9, 20263.75%▲ from 3.50% Sep 18, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Premium Savings	-	3.75%
Details Balance: $0.00 - $100,000.00; Qualifying balance up to $100,000.00; then 2.25% APY on remaining balance; Six qualifying transactions per month in an OnPoint checking account required; Sweep account, Maximum Program Deposit Amount $250,000.00; One account per member/TIN Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
OnPoint Premium Savings	2.23%	2.25%
Min Balance $0 Details Balance: $100,000.01 and higher; Rates Effective: 10-29-2026; Requires six qualifying transactions per calendar month in an OnPoint checking account and an active OnPoint Loyalty Savings account; sweep account up to $250,000.00 Maximum Program Deposit Amount; one account per member/TIN Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.00% → 2.25% ▲ 0.25 pts · high 2.25% / low 2.00% Oct 9, 20262.25%▲ from 2.00% Sep 18, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
OnPoint Loyalty Savings	0.35%	0.35%
Min Balance $0 Details Balance: $0 - $49,999.99; Additional products and services are required to qualify Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
IRA Savings	0.15%	0.15%
Min Balance $0 Details Balance: $0.00 and higher; Minimum balance: $0; No monthly fee if below minimum balance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Member Savings	0.10%	0.10%
Details Balance: $1,000.01 and higher; No monthly fee if below minimum balance Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
OnPoint Savers Account	0.10%	0.10%
Details Balance: $500.01 and higher; Balances of $500.01 and higher earn posted lower Member Savings Account rate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Secondary Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0.00 and higher; Minimum balance: $0; No monthly fee if below minimum balance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Business Savings Rates

Product	Rate	APY	View More
OnPoint Business Loyalty Savings Account	0.35%	0.35%
Min Balance $0 Details Qualifications Required; Balance: $0 - $49,999.99; Rates Effective: 10-29-2026; Monthly service fee: No monthly fee Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Money Market Rates

Product	Rate	APY
Nonprofit Money Market	3.69%	3.75%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $250,000.00; Available to nonprofit organizations registered with the Oregon or Washington Secretary of State or with proof of IRS tax exempt status; Interest compounded and credited monthly; No monthly fee Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Money Market IRA	0.20%	0.20%
Min Balance $0 Details Balance: $0-$9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
FlexSmart Money Market	0.15%	0.15%
Min Balance $0 Details Balance: $0-4,999.99; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Nonprofit Money Market	0.00%	0.00%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000.01 and higher; Available to nonprofit organizations registered with the Oregon or Washington Secretary of State or with proof of IRS tax exempt status; Interest compounded and credited monthly; No monthly fee Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.69% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Business Money Market Rates

Product	Rate	APY	View More
Business Money Market	0.15%	0.15%
Min Balance $1,000 Details Balance: $0 - $4,999.99; Minimum balance: $1,000.00; Monthly service fee if below minimum balance: $10.00; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Checking Rates

Product	Rate	APY	View More
HSA Checking	0.05%	0.05%
Details Balance: $0 - $24,999; $25 annual fee assessed each year on October 15 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Mortgage Refinance - 15 Year Fixed Rate	6.375%	0.375%	6.529%
Details Mortgage no cash-out refinance; 1-month payment $3,565.03 Last Updated 10/29/2026 Rate History 2 changes since Oct 13, 2026 · 6.82% → 6.53% ▼ 0.29 pts · high 6.82% / low 6.53% Oct 29, 20266.53%▼ from 6.68% Oct 19, 20266.68%▼ from 6.82% Oct 13, 20266.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Home loans - 30-year fixed	-	-	7.099%	30 years
Details As Low As; Today's rates featured on homepage; APR* Last Updated 10/29/2026 Rate History 1 change since Oct 26, 2026 · 7.12% → 7.10% ▼ 0.02 pts · high 7.12% / low 7.10% Oct 29, 20267.10%▼ from 7.12% Oct 26, 20267.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Mortgage Refinance - 30 Year Jumbo Fixed Rate	7.00%	0.500%	7.099%
Details Mortgage no cash-out refinance; 1-month payment $5,540.31 Last Updated 10/29/2026 Rate History 2 changes since Oct 13, 2026 · 7.35% → 7.10% ▼ 0.25 pts · high 7.35% / low 7.10% Oct 29, 20267.10%▼ from 7.23% Oct 19, 20267.23%▼ from 7.35% Oct 13, 20267.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Mortgage Refinance - 30 Year Fixed Rate	7.00%	0.500%	7.112%
Details Mortgage no cash-out refinance; 1-month payment $2,744.37 Last Updated 10/29/2026 Rate History 2 changes since Oct 13, 2026 · 7.35% → 7.11% ▼ 0.24 pts · high 7.35% / low 7.11% Oct 29, 20267.11%▼ from 7.23% Oct 19, 20267.23%▼ from 7.35% Oct 13, 20267.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Mortgage Refinance - 5/5 Jumbo ARM	7.00%	0.500%	7.54%
Details Mortgage no cash-out refinance; 1-month payment $5,540.31 Last Updated 10/29/2026 Rate History 2 changes since Oct 13, 2026 · 7.65% → 7.54% ▼ 0.10 pts · high 7.65% / low 7.54% Oct 29, 20267.54%▼ from 7.59% Oct 19, 20267.59%▼ from 7.65% Oct 13, 20267.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Mortgage Refinance - 5/5 ARM	7.00%	0.625%	7.566%
Details Mortgage no cash-out refinance; 1-month payment $2,744.37 Last Updated 10/29/2026 Rate History 2 changes since Oct 9, 2026 · 7.67% → 7.57% ▼ 0.11 pts · high 7.67% / low 7.57% Oct 29, 20267.57%▼ from 7.62% Oct 19, 20267.62%▼ from 7.67% Oct 9, 20267.67%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2023 & Newer Auto Loans (Cars, trucks & vans)	-	-	4.99%	36 - 60 months
Details Annual percentage rate (fixed); APR range: 4.99% - 9.44% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - New auto (2023 and newer)	-	-	4.99%	36-60 months
Details APR range: 4.99% - 9.44%; Estimated minimum monthly payment based on 60 month, $15,000 loan at 6.34% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2016-2019 Used Auto Loans (Cars, trucks & vans)	-	-	5.14%	36-60 month
Details Model Year: 2016-2019; Annual percentage rate (fixed) range: 5.14% - 9.84% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.14% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2020-2022 Used Auto Loans (Cars, trucks & vans)	-	-	5.14%	36 - 60 months
Details Model Year: 2020-2022; APR range: 5.14% - 9.84% (fixed); Estimated minimum Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.14% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Used auto (2016-2022)	-	-	5.14%	36-60 months
Details APR range: 5.14% - 9.84%; Estimated minimum monthly payment based on 60 month, $15,000 loan at 6.64% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2023 & Newer Auto Loans (Cars, trucks & vans)	-	-	5.24%	72 months
Details Annual percentage rate (fixed); APR range: 5.24% - 9.89% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - New auto (2023 and newer)	-	-	5.24%	72 months
Details APR range: 5.24% - 9.89%; Estimated minimum monthly payment based on 72 month, $15,000 loan at 6.59% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2016-2019 Used Auto Loans (Cars, trucks & vans)	-	-	5.39%	72 months
Details Model Year: 2016-2019; Annual percentage rate (fixed) range: 5.39% - 10.19% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.39% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2020-2022 Used Auto Loans (Cars, trucks & vans)	-	-	5.39%	72 months
Details Model Year: 2020-2022; APR range: 5.39% - 10.19% (fixed); Estimated minimum Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.39% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Used auto (2016-2022)	-	-	5.39%	72 months
Details APR range: 5.39% - 10.19%; 72-month term for model years 2016-2019 requires minimum $12,000 loan amount; Estimated minimum monthly payment based on 72 month, $15,000 loan at 6.89% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.39% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2023 & Newer Auto Loans (Cars, trucks & vans)	-	-	5.49%	84 months
Details Annual percentage rate (fixed); APR range: 5.49% - 10.14% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - New auto (2023 and newer)	-	-	5.49%	84 months
Details APR range: 5.49% - 10.14%; Minimum $15,000 loan amount; Estimated minimum monthly payment based on 84 month, $15,000 loan at 7.04% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2020-2022 Used Auto Loans (Cars, trucks & vans)	-	-	5.84%	84 months
Details Model Year: 2020-2022; APR range: 5.84% - 11.49% (fixed); Estimated minimum Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.84% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Used auto (2016-2022)	-	-	5.84%	84 months
Details APR range: 5.84% - 11.49%; Minimum $15,000 loan amount; 84-month term offered on model years 2020-2022 only; Estimated minimum monthly payment based on 84 month, $15,000 loan at 7.54% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
2023 & Newer Auto Loans (Cars, trucks & vans)	-	-	7.24%	96 months
Details Annual percentage rate (fixed); APR range: 7.24% - 12.74% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - New auto (2023 and newer)	-	-	7.24%	96 months
Details APR range: 7.24% - 12.74%; Minimum $25,000 loan amount with maximum $15,000 negative equity; Estimated minimum monthly payment based on 96 month, $25,000 loan at 9.24% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Business Equipment and Specialty Vehicles (2025 and newer)	-	-	8.49%	36 months
Details APR range: 8.49% - 11.99%; Rates tiered by credit score; Max LTV 90% for first four vehicle loans, 80% thereafter (non-titled equipment 90%); Estimated minimum monthly payment based on 60 month, $10,000 loan at 8.49% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Business Equipment and Specialty Vehicles (2025 and newer)	-	-	8.74%	48 months
Details APR range: 8.74% - 12.24%; Rates tiered by credit score; Max LTV 90% for first four vehicle loans, 80% thereafter (non-titled equipment 90%); Estimated minimum monthly payment based on 60 month, $10,000 loan at 8.49% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Business Equipment and Specialty Vehicles (2025 and newer)	-	-	8.99%	60 months
Details APR range: 8.99% - 12.49%; Rates tiered by credit score; Max LTV 90% for first four vehicle loans, 80% thereafter (non-titled equipment 90%); Estimated minimum monthly payment based on 60 month, $10,000 loan at 8.49% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Auto Loans - Business Older Vehicles (2015 and older)	-	-	10.99%	Up to 60 months
Details APR range: 10.99% - 12.99%; Maximum LTV 100% for first four vehicles, 80% thereafter; Estimated minimum monthly payment based on 48 month, $10,000 loan at 10.99% APR; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Motorcycle, Boat & RV Loan - Motorcycles, boats and RVs 2016 and older, other titled vehicles	-	-	10.99%	Up to 60 months
Details Published APR range: 10.99% - 12.99%. Fixed APR; Includes 2016 and older motorcycles, boats, RVs and small recreation vehicles (ATVs, jet skis, cargo trailers); Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Older/Other Titled Vehicles Loan	-	-	10.99%	Up to 60 months
Details Annual percentage rate (fixed); APR range: 10.99% - 12.99% Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle, Boat & RV Loan - Motorcycles, boats and RVs new (2025 and 2026)	-	8.99%	60 months
Details Published APR range: 8.99%- 12.49%. Fixed APR; Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Motorcycle, Boat & RV Loan - Motorcycles, boats and RVs used (2017-2024)	-	9.49%	60 months
Details Published APR range: 9.49% - 12.99%. Fixed APR; Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Motorcycle, Boat & RV Loan - Boats and RVs new (2025 and 2026)	-	9.99%	120 months
Details Published APR range: 9.99% - 13.49%. Fixed APR; Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Motorcycle, Boat & RV Loan - Boats and RVs used (2017-2024)	-	10.49%	120 months
Details Published APR range: 10.49% - 13.99%. Fixed APR; Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Motorcycle, Boat & RV Loan - Boats and RVs new (2025 and 2026)	-	10.99%	180 months
Details Published APR range: 10.99% - 14.49%. Fixed APR; Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Motorcycle, Boat & RV Loan - Boats and RVs used (2017-2024)	-	11.49%	180 months
Details Published APR range: 11.49% - 14.99%. Fixed APR; Rates Effective: 10-29-2026; Estimated minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 11.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Credit Card Rates

Product	Rate	APR
Business Platinum Visa - Purchases	-	11.50%
Details APR range: 11.50% - 22.00% based on creditworthiness; APR will vary with the market based on the prime rate; Grace period 25 days; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Platinum Visa	-	11.50%
Details Published APR range: 11.50% - 22.00%. Intro rate expires: 6 months (Purchases: 3.99% introductory APR for 6 months from account opening); Regular APR: 11.50% - 22.00%; Balance transfers: 6.99% introductory APR for 12 months, Regular APR: 13.50% - 24.00%; Cash advances: Introductory APR N/A, Regular APR: 13.50% - 24.00% Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Business Platinum Visa with Rewards	-	12.50%
Details Purchases APR: 12.50% - 23.00% based on creditworthiness; Balance transfers APR: 14.50% - 25.00% based on creditworthiness; Cash advances APR: 14.50% - 25.00% based on creditworthiness; APR will vary with the market based on the prime rate; Grace period for repayment of purchase balance: 25 days Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Platinum Visa with Rewards	-	12.50%
Details Published APR range: 12.50% - 23.00%. Intro 3.99% APR for 6 months from account opening; Regular APR: 12.50% - 23.00% based on creditworthiness; Balance transfers: 6.99% introductory APR for 12 months from account opening, then 14.50% - 25.00% based on creditworthiness; Cash advances: N/A introductory, then 14.50% - 25.00% based on creditworthiness; APR will vary with the market based on the prime rate; Rates Effective: 10-29-2026 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 12.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Signature Visa with Cash Back Rewards	-	13.50%
Details Published APR range: 13.50% - 24.00%. Intro rate expires: 6 months; Regular APR: 13.50% - 24.00%; Purchases intro APR 2.99% for 6 months from account opening; Balance transfers intro APR 4.99% for 12 months from account opening (regular APR 15.50% - 26.00%); Cash advances: no intro APR, APR 15.50% - 26.00% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 13.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Signature Visa with Rewards	-	13.50%
Details Intro/promo APR: 2.99%; Intro rate expires: 6 months from account opening; Regular APR: 13.50% - 24.00% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 13.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Visa with Cash Back Rewards	13.50%
Details Published APR range: 13.50% - 24.00%. Intro rate expires: 6 months; Regular APR: 13.50% - 24.00%; Purchases intro APR 2.99% for 6 months from account opening; Balance transfers intro APR 4.99% for 12 months from account opening (regular APR 15.50% - 26.00%); Cash advances: no intro APR, APR 15.50% - 26.00% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 13.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Signature Visa with Rewards	13.50%
Details Intro/promo APR: 2.99%; Intro rate expires: 6 months from account opening; Regular APR: 13.50% - 24.00% Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 13.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Personal line of credit	17.00%
Details APR range: 17.00% - 19.00% variable rate; prime rate plus margin of 10.00% - 12.00%; includes $24 annual fee; minimum $100 limit, not to exceed $25,000; estimated minimum monthly payment 2% of outstanding balance or $25, whichever is greater Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 16.75% → 17.00% ▲ 0.25 pts · high 17.00% / low 16.75% Oct 26, 202617.00%▲ from 16.75% Sep 18, 202616.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

OnPoint Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
EquityFlex Fixed Portion Option - in first lien position	-	-	6.00%	5 - 20 years
Details Maximum LTV: Up to 80% LTV; APR range: 6.00% - 6.75%; Fixed APR; Estimated Minimum; Not eligible for solar panel discount Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 6.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
EquityFlex Interest Only Line of Credit	-	-	7.00%	10 months
Details Term: 10-year draw period, 20-year amortization period; Maximum LTV: Up to 80% LTV; APR range: 7.00 - 7.50%; Variable APR; Estimated Minimum Monthly Payment: Accrued interest on balance owed or $25, whichever is greater; Amount financed may not exceed $150,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
EquityFlex Line of Credit	-	-	7.00%	10 months
Details Term: 10-year draw period, 20-year amortization period; Maximum LTV: Up to 80% LTV; APR range: 7.00% - 7.50%; Variable APR; Estimated Minimum Monthly Payment: 1.5% of outstanding balance or $25, whichever is greater; Prime-based variable rate (WSJ Prime plus margin of 0% - 2.75%) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
EquityFlex Line of Credit	-	-	9.00%	10 months
Details Term: 10-year draw period, 20-year amortization period; Maximum LTV: 80.01% - 100% LTV; APR range: 9.00% - 9.50%; Variable APR; Estimated Minimum Monthly Payment: 1.5% of outstanding balance or $25, whichever is greater; Prime-based variable rate (WSJ Prime plus margin of 0% - 2.75%) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Non-Owner Occupied EquityFlex Line of Credit	-	-	9.25%	10 months
Details Term: 10-year draw period, 20-year amortization period; Maximum LTV: Up to 65% LTV; APR range: 9.25% - 9.75%; Variable APR; Estimated Minimum Monthly Payment: 1.5% of outstanding balance or $25, whichever is greater; Prime-based variable rate (WSJ Prime plus margin of 0% - 2.75%) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Non-Owner Occupied Fixed Portion Option	-	-	9.50%	10 - 20 years
Details Maximum LTV: Up to 65% LTV; APR range: 9.50% - 10.00%; Fixed APR; Estimated Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Payday advantage loan	-	-	12.00%
Details 12.00% fixed rate; available terms: see terms and conditions; loan amount limited to 20% of gross monthly income, up to $600; minimum loan amount $200; payable in two monthly payments; limited to three payday advantage loans within past six months Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 12.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Small Business Line of Credit	-	-	11.00%
Details APR range: 11.00% - 13.00% variable rate; Estimated minimum monthly payment: 2% of outstanding balance or $25, whichever is greater; Term: N/A Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 10.75% → 11.00% ▲ 0.25 pts · high 11.00% / low 10.75% Oct 26, 202611.00%▲ from 10.75% Sep 14, 202610.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%
Small Business Term Loan	-	-	11.00%	Up to 60 Months
Details APR range: 11.00% - 16.00% fixed rate; Estimated minimum Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.12%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

OnPoint Community Credit Union’s Texas Ratio rose from 1.88% in Q3 2023 to 4.12% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$9.5B	4.12%	5.0	A+
March 31, 2026	$9.6B	4.10%	5.0	A+
December 31, 2025	$9.5B	4.27%	5.0	A+
September 30, 2025	$9.6B	3.75%	5.0	A+
June 30, 2025	$9.6B	3.26%	5.0	A+
March 31, 2025	$9.9B	2.07%	5.0	A+
December 31, 2024	$9.7B	2.78%	5.0	A+
September 30, 2024	$9.7B	2.44%	5.0	A+
June 30, 2024	$9.4B	2.26%	5.0	A+
March 31, 2024	$9.2B	1.75%	5.0	A+
December 31, 2023	$8.7B	2.52%	5.0	A+
September 30, 2023	$8.8B	1.88%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for OnPoint Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather OnPoint Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OnPoint Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OnPoint Community Credit Union

Website https://www.onpointcu.com

Address 2701 NW Vaughn St, Portland, OR 97210

Phone 800-527-3932

Fax 503-273-1787

President Darren Nakata

CEO Robert Stuart

Full-Time Employees 1,315

Part-Time Employees 12

Branch Locations 60

ATM Locations 62

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.12%

Return on Assets (ROA)

0.7026%

Return on Equity (ROE)

4.6827%

Non-Performing Loans Ratio (NPL)

0.98%

Total Assets

9,532,758,137

Total Amount of Shares and Deposits

7,885,191,162

Total Shares and Deposits < 1 Year

7,701,637,750

Total Shares and Deposits 1 3 Years

150,205,524

Total Shares and Deposits > 3 Years

33,347,888

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

282,337,587

Total Uninsured Shares and Deposits > $250K (F+J)

282,337,587

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,602,853,575

Total Interest Expense (Sum of items 6 8)

55,271,307

Share Certificates

8,126

Number of Accounts for Share Drafts

571,986

IRA KEOGH Accounts

8,821

Number of Accounts for Regular Shares

662,676

Money Market Shares

193,461

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,063,068,578

Total Liabilities

8,104,238,463

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

OnPoint Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/onpoint-community-credit-union-rates-review-62745">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for OnPoint Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for OnPoint Community Credit Union

Frequently Asked Questions About OnPoint Community Credit Union

Does OnPoint Community Credit Union offer CDs?

Yes. OnPoint Community Credit Union current CD rates include its CD of Deposit - 60 month - OnPoint Rewards at 2.75% APY, its CD of Deposit - 48 month - OnPoint Rewards at 2.70% APY and its CD of Deposit - 36 month - OnPoint Rewards at 2.65% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from OnPoint Community Credit Union NCUA insured?

Yes. OnPoint Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at OnPoint Community Credit Union?

The highest OnPoint Community Credit Union CD rate is its Traditional & Roth IRA CDs of Deposit - 60 month - OnPoint Rewards at 2.81% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does OnPoint Community Credit Union offer?

OnPoint Community Credit Union CD rates are 2.25% APY for a 12 month CD, 2.56% APY for an 18 month CD, 2.61% APY for a 2 year CD, 2.65% APY for a 3 year CD, 2.70% APY for a 4 year CD and 2.75% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with OnPoint Community Credit Union for its full lineup.

What is the highest savings rate at OnPoint Community Credit Union?

The highest OnPoint Community Credit Union savings rate is its Member Savings at 3.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at OnPoint Community Credit Union?

The highest OnPoint Community Credit Union money market rate is its Nonprofit Money Market at 3.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at OnPoint Community Credit Union?

The highest OnPoint Community Credit Union checking rate is its HSA Checking at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at OnPoint Community Credit Union?

The lowest OnPoint Community Credit Union 30 year fixed mortgage rate is its Mortgage Refinance - 30 Year Jumbo Fixed Rate at 7.00%, verified by MonitorBankRates as of October 29, 2026. OnPoint Community Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.375% for a 15 year mortgage and 7.00% for a 5/5 ARM.

What is the lowest auto loan rate at OnPoint Community Credit Union?

The lowest OnPoint Community Credit Union auto loan rate is its 2023 & Newer Auto Loans (Cars, trucks & vans) at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at OnPoint Community Credit Union?

The lowest OnPoint Community Credit Union personal loan rate is its Signature Visa with Cash Back Rewards at 13.50% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at OnPoint Community Credit Union?

The lowest OnPoint Community Credit Union credit card APR is its Business Platinum Visa - Purchases Credit Card at 11.50% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does OnPoint Community Credit Union operate?

OnPoint Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OnPoint Community Credit Union?

Yes, to access services at OnPoint Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OnPoint Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OnPoint Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does OnPoint Community Credit Union offer online and mobile banking?

Most modern institutions like OnPoint Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.onpointcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do OnPoint Community Credit Union rates compare?

OnPoint Community Credit Union's CD rates are 13% lower than the MonitorBankRates national average, and it has an A+ health rating. OnPoint Community Credit Union's top rates are its Traditional & Roth IRA CDs of Deposit - 60 month - OnPoint Rewards at 2.81% APY, its Member Savings at 3.75% APY, its Nonprofit Money Market at 3.75% APY, its HSA Checking at 0.05% APY, its Mortgage Refinance - 15 Year Fixed Rate at 6.375%, its Signature Visa with Cash Back Rewards at 13.50% APR and its Business Platinum Visa - Purchases Credit Card at 11.50% APR, verified by MonitorBankRates on October 29, 2026.

Current OnPoint Community Credit Union Rates

12-Month CD2.25%
18-Month CD2.30%
24-Month CD2.36%
60-Month CD2.50%
Savings3.75%
MMA3.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

OnPoint Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

OnPoint Community Credit Union Texas Ratio

OnPoint Community Credit Union Health Trend

OnPoint Community Credit Union CD Rates

OnPoint Community Credit Union Business CD Rates

OnPoint Community Credit Union Savings Rates

OnPoint Community Credit Union Business Savings Rates

OnPoint Community Credit Union Money Market Rates

OnPoint Community Credit Union Business Money Market Rates

OnPoint Community Credit Union Checking Rates

OnPoint Community Credit Union Mortgage Rates

OnPoint Community Credit Union Auto Loan Rates

OnPoint Community Credit Union RV, Boat and Powersport Loan Rates

OnPoint Community Credit Union Credit Card Rates

OnPoint Community Credit Union Personal Loan Rates

OnPoint Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

OnPoint Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About OnPoint Community Credit Union

Does OnPoint Community Credit Union offer CDs?

Are CDs from OnPoint Community Credit Union NCUA insured?

What is the highest CD rate at OnPoint Community Credit Union?

What CD terms does OnPoint Community Credit Union offer?

What is the highest savings rate at OnPoint Community Credit Union?

What is the highest money market rate at OnPoint Community Credit Union?

What is the highest checking rate at OnPoint Community Credit Union?

What is the lowest 30 year fixed mortgage rate at OnPoint Community Credit Union?

What is the lowest auto loan rate at OnPoint Community Credit Union?

What is the lowest personal loan rate at OnPoint Community Credit Union?

What is the lowest credit card APR at OnPoint Community Credit Union?

How many branches does OnPoint Community Credit Union operate?

Is a member application needed to join OnPoint Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does OnPoint Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do OnPoint Community Credit Union rates compare?

Current OnPoint Community Credit Union Rates

Compare to Other Credit Unions