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Community Choice Credit Union Johnston, IA

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Community Choice Credit Union Johnston, IA Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Community Choice Credit Union Johnston, IA rates to other rates in our database, including 12-month share certificate rates currently at 3.40%, 6-month share certificate rates at 0.25% and 3-month share certificate rates at 3.60%. Savings rates are at 0.01% and money market rates are at 0.38%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Community Choice Credit Union Johnston, IA rates. MonitorBankRates evaluates the financial stability of Community Choice Credit Union Johnston, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.15%. Rates were last updated on 05/15/2026.

Community Choice Credit Union Johnston, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union Johnston, IA? Share your experience about Community Choice Credit Union Johnston, IA by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union Johnston, IA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.15%

Excellent Lower than avg

Community Choice Credit Union Johnston, IA
Johnston Administration Office

6163 NW 86th st
Johnston, IA 50131

https://comchoicecu.org

Current Rate Availability

We do not have Community Choice Credit Union Johnston, IA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Choice Credit Union Johnston, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Choice Credit Union Johnston, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Choice Credit Union Johnston, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Choice Credit Union Johnston, IA

Website https://comchoicecu.org

Address 6163 NW 86th st, Johnston, IA 50131

Phone 515-334-8100

Fax 515-334-8150

President Randy Dickey

CEO Josh Cook

Full-Time Employees 183

Part-Time Employees 4

Branch Locations 10

ATM Locations 10

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.15%

Return on Assets (ROA)

0.7459%

Return on Equity (ROE)

5.9054%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

865,341,850

Total Amount of Shares and Deposits

724,232,074

Total Shares and Deposits < 1 Year

707,849,249

Total Shares and Deposits 1 3 Years

16,218,969

Total Shares and Deposits > 3 Years

163,856

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,390,960

Total Uninsured Shares and Deposits > $250K (F+J)

12,390,960

Total Insured Shares and Deposits > $250K (item 17 less item K)

711,841,114

Total Interest Expense (Sum of items 6 8)

6,638,973

Share Certificates

2,798

Number of Accounts for Share Drafts

36,073

IRA KEOGH Accounts

802

Number of Accounts for Regular Shares

61,755

All other shares

1,336

Money Market Shares

2,724

Net Income (unless the amount is already included in Undivided Earnings)

6,454,332

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

26,053,645

Total Liabilities

756,307,754

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Community Choice Credit Union Johnston, IA yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Community Choice Credit Union Johnston, IA

How many branches does Community Choice Credit Union Johnston, IA operate?

Community Choice Credit Union Johnston, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Choice Credit Union Johnston, IA?

Yes, to access services at Community Choice Credit Union Johnston, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Choice Credit Union Johnston, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Choice Credit Union Johnston, IA provides members with tools to manage their accounts and build a solid financial history.

Does Community Choice Credit Union Johnston, IA offer online and mobile banking?

Most modern institutions like Community Choice Credit Union Johnston, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://comchoicecu.org.