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Oshkosh Postal Employees Credit Union Rates & Review April 2026

Oshkosh Postal Employees Credit Union's 24 month CDs minimum rates are at 4.05%, 16 month CDs minimum rates are at 4.04%, 12 month CDs minimum rates are at 3.40%, 9 month CDs minimum rates are at 3.29%, 6 month CDs minimum rates are at 3.25%. Oshkosh Postal Employees Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Oshkosh Postal Employees Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/02/2026.

Oshkosh Postal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oshkosh Postal Employees Credit Union? Share your experience about Oshkosh Postal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Oshkosh Postal Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Oshkosh Postal Employees Credit Union
Credit Union
1012 W 20th Ave
Oshkosh, WI 54902 6618
http://www.opecu.com/
Member NCUA

Oshkosh Postal Employees Credit Union CD Rates

Product Rate APY Term View More
24 month Certificates minimum 3.98% 4.05% 24 Months
Min Balance $500
Details $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
16 month Certificates minimum 3.98% 4.04% 16 Months
Min Balance $500
Details $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Certificates minimum 3.36% 3.40% 12 Months
Min Balance $500
Details $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 month Certificates minimum 3.25% 3.29% 9 Months
Min Balance $500
Details $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Certificates minimum 3.21% 3.25% 6 Months
Min Balance $500
Details $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 month (90 Days) Certificates minimum 3.00% 3.03% 3 Months (90 Days)
Min Balance $500
Details $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Oshkosh Postal Employees Credit Union Savings Rates

Product Rate APY View More
Christmas Club Dividend 1.05% 1.05%
Details Paid annually on Sept. 30
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2nd, etc. Savings Dividend 0.05% 0.05%
Details Paid quarterly
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Oshkosh Postal Employees Credit Union Credit Card Rates

Product Rate APR View More
Classic Visa - 9.90%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Visa Card - 9.90%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Oshkosh Postal Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oshkosh Postal Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Oshkosh Postal Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Oshkosh Postal Employees Credit Union
Address 1012 W 20th Ave, Oshkosh, WI 54902 6618
Phone 920-233-3117
Fax 920-233-3010
President Jo Helf
CEO Michele Spanbauer
Full-Time Employees 2
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.2619%
Return on Equity (ROE)
3.4725%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
6,921,328
Total Amount of Shares and Deposits
6,389,349
Total Shares and Deposits < 1 Year
6,383,119
Total Shares and Deposits 1 3 Years
6,230
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,389,349
Total Interest Expense (Sum of items 6 8)
3,012
Share Certificates
20
Number of Accounts for Share Drafts
260
Number of Accounts for Regular Shares
634
Net Income (unless the amount is already included in Undivided Earnings)
18,129
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
612,591
Total Liabilities
6,399,253
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Oshkosh Postal Employees Credit Union

Is Oshkosh Postal Employees Credit Union a safe place to deposit money?

Yes, Oshkosh Postal Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Oshkosh Postal Employees Credit Union operate?

Oshkosh Postal Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Oshkosh Postal Employees Credit Union?

Yes, to access services at Oshkosh Postal Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Oshkosh Postal Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Oshkosh Postal Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Oshkosh Postal Employees Credit Union offer online and mobile banking?

Most modern institutions like Oshkosh Postal Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.opecu.com/.

Current Oshkosh Postal Employees Credit Union Rates

  • 12-Month CD3.40%
  • 24-Month CD4.05%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.