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PAMCEL COMMUNITY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare PAMCEL COMMUNITY rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 3.54%. Savings rates are at 0.50% and money market rates are at 0.70%. Mortgage rates on 30-year fixed loans are around 6.05%. All these rates can be compared to PAMCEL COMMUNITY rates. MonitorBankRates evaluates the financial stability of PAMCEL COMMUNITY with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/28/2026.

PAMCEL COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PAMCEL COMMUNITY? Share your experience about PAMCEL COMMUNITY by leaving a review below, or read customer reviews before you decide to use PAMCEL COMMUNITY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
State Bank of Chandler
Pamcel Community Federal Credit Union
1939 N Hobart St
Pampa, TX 79065 3412
http wwwpamcelfcucom
Member NCUA

Current Rate Availability

We do not have PAMCEL COMMUNITY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PAMCEL COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PAMCEL COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PAMCEL COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PAMCEL COMMUNITY
Website http wwwpamcelfcucom
Address 1939 N Hobart St, Pampa, TX 79065 3412
Phone 806-688-7041
Fax 806-688-9532
President Archie Summers
CEO Mandy Brockington
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.0123%
Return on Equity (ROE)
0.0809%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
13,871,429
Total Amount of Shares and Deposits
11,689,050
Total Shares and Deposits < 1 Year
11,689,050
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
613,843
Total Uninsured Shares and Deposits > $250K (F+J)
613,843
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,075,207
Total Interest Expense (Sum of items 6 8)
21,361
Number of Accounts for Share Drafts
592
Number of Accounts for Regular Shares
1,082
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,056,591
Total Liabilities
11,783,487
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About PAMCEL COMMUNITY

Is PAMCEL COMMUNITY a safe place to deposit money?

Yes, PAMCEL COMMUNITY is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PAMCEL COMMUNITY operate?

PAMCEL COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PAMCEL COMMUNITY?

Yes, to access services at PAMCEL COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PAMCEL COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PAMCEL COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does PAMCEL COMMUNITY offer online and mobile banking?

Most modern institutions like PAMCEL COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http wwwpamcelfcucom.

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