|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Holyoke Community Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 6, 2026
Holyoke Community Federal Credit Union's Kid's CD - 12 Month (0-18 yrs old) rates are at 3.40%, 12 month CD rates are at 3.39%, 15 month (rollover only) CD rates are at 3.39%, 16 month (rollover only) CD rates are at 3.39%, 6 month CD rates are at 3.39%. MonitorBankRates evaluates the financial stability of Holyoke Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates were last updated on 05/06/2026. Holyoke Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holyoke Community Federal Credit Union? Share your experience about Holyoke Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Holyoke Community Federal Credit Union. Holyoke Community Federal Credit Union
Holyoke Office 101 W Denver St
https://hcfcu.org Holyoke, CO 80734 1427 
Holyoke Community Federal Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Holyoke Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Holyoke Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Holyoke Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Holyoke Community Federal Credit Union
Website
https://hcfcu.org
Address
101 W Denver St,
Holyoke, CO 80734 1427
Phone
970-854-3109
Fax
970-854-3726
President
Joshua Martin
CEO
RANDY HALE
Full-Time Employees
12
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.92%
Return on Assets (ROA)
0.6846%
Return on Equity (ROE)
8.6756%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
47,381,237
Total Amount of Shares and Deposits
42,674,514
Total Shares and Deposits < 1 Year
41,625,071
Total Shares and Deposits 1 3 Years
744,782
Total Shares and Deposits > 3 Years
304,662
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,894,233
Total Uninsured Shares and Deposits > $250K (F+J)
3,894,233
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,780,281
Total Interest Expense (Sum of items 6 8)
645,225
Share Certificates
631
Number of Accounts for Share Drafts
1,768
IRA KEOGH Accounts
75
Number of Accounts for Regular Shares
2,937
All other shares
49
Money Market Shares
67
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,769,792
Total Liabilities
43,642,578
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Holyoke Community Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Holyoke Community Federal Credit Union
Frequently Asked Questions About Holyoke Community Federal Credit UnionHow many branches does Holyoke Community Federal Credit Union operate?Holyoke Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Holyoke Community Federal Credit Union?Yes, to access services at Holyoke Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Holyoke Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Holyoke Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Holyoke Community Federal Credit Union offer online and mobile banking?Most modern institutions like Holyoke Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://hcfcu.org. Current Holyoke Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Midflorida Credit Union
167th TFR Federal Credit Union
Monmouth County Postal Employees Credit Union
Masters Mates And Pilots (mmandp) Federal Credit Union
Polish American Federal Credit Union
PATH
Fox Communities Credit Union
Boston Customs Federal Credit Union
Eagle Community Credit Union
Fort Peck Community Federal Credit Union
Pheple Federal Credit Union
Alta Vista Credit Union
Lakota Federal Credit Union
Liberty Bay Credit Union
Pennstar Federal Credit Union
LCO Federal Credit Union
UNIVERSAL COOP
United Teletech Financial Federal Credit Union
Trenton New Jersey Firemen Federal Credit Union
Shelby Bolivar County Federal Credit Union
Lower East Side Peoples Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
