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PARADISE VALLEY Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare PARADISE VALLEY rates to other rates in our database, including 12-month share certificate rates currently at 3.05%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 3.45%. Savings rates are at 0.20% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to PARADISE VALLEY rates. MonitorBankRates evaluates the financial stability of PARADISE VALLEY with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/29/2026.

PARADISE VALLEY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PARADISE VALLEY? Share your experience about PARADISE VALLEY by leaving a review below, or read customer reviews before you decide to use PARADISE VALLEY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
The Grant County Bank
Paradise Valley FCU
2700 E 4th St
National City, CA 91950 3006
http://www.paradisevalleyfcu.org
Member NCUA

Current Rate Availability

We do not have PARADISE VALLEY rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PARADISE VALLEY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PARADISE VALLEY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PARADISE VALLEY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PARADISE VALLEY
Website http://www.paradisevalleyfcu.org
Address 2700 E 4th St, National City, CA 91950 3006
Phone 800-253-6991
Fax 619-475-0998
President John Mendivil
CEO Gerald Schaffner
Full-Time Employees 14
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
-0.3001%
Return on Equity (ROE)
-2.9481%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
79,229,968
Total Amount of Shares and Deposits
72,697,303
Total Shares and Deposits < 1 Year
71,116,372
Total Shares and Deposits 1 3 Years
1,366,666
Total Shares and Deposits > 3 Years
214,265
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,511,707
Total Uninsured Shares and Deposits > $250K (F+J)
8,511,707
Total Insured Shares and Deposits > $250K (item 17 less item K)
64,185,596
Total Interest Expense (Sum of items 6 8)
139,056
Share Certificates
258
Number of Accounts for Share Drafts
1,767
IRA KEOGH Accounts
213
Number of Accounts for Regular Shares
4,890
All other shares
7
Net Income (unless the amount is already included in Undivided Earnings)
-237,776
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,008,470
Total Liabilities
72,539,842
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for PARADISE VALLEY yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About PARADISE VALLEY

Is PARADISE VALLEY a safe place to deposit money?

Yes, PARADISE VALLEY is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PARADISE VALLEY operate?

PARADISE VALLEY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PARADISE VALLEY?

Yes, to access services at PARADISE VALLEY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PARADISE VALLEY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PARADISE VALLEY provides members with tools to manage their accounts and build a solid financial history.

Does PARADISE VALLEY offer online and mobile banking?

Most modern institutions like PARADISE VALLEY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.paradisevalleyfcu.org.

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