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Priority Bank Rates & Review September 2026

Priority Bank's 36-Months 36-Month Certificates of Deposit (CDs) rates are at 0.55%, 24-Months 24-Month Certificates of Deposit (CDs) rates are at 0.50%, 18-Months 18-Month Certificates of Deposit (CDs) rates are at 0.45%, 36-Months 36-Month Certificates of Deposit (CDs) rates are at 0.45%, 12-Months 12-Month Certificates of Deposit (CDs) rates are at 0.40%. Priority Bank's savings rates are at 0.10%. Priority Bank's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Priority Bank with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 25.90%. Rates last updated and verified on 09/19/2026.

Priority Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Priority Bank? Share your experience about Priority Bank by leaving a review below, or read customer reviews before you decide to use Priority Bank.

Overall Health & Safety Grade ?
C+
Fair Health Score: 78/100
MonitorBankRates Rating ?
4.1
Excellent Out of 5.0 Stars
Texas Ratio ?
25.90%
Good Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Priority Bank
3401 E Mission Blvd
Fayetteville, AR 72703
https://www.prioritybank.com
Member FDIC

Priority Bank CD Rates

Product Rate APY Term View More
36 Month Certificates of Deposit (CDs) 0.55% 0.55% 36 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
24 Month Certificates of Deposit (CDs) 0.50% 0.50% 24 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
18 Month Certificates of Deposit (CDs) 0.45% 0.45% 18 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
36 Month Certificates of Deposit (CDs) 0.45% 0.45% 36 Months
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
12 Month Certificates of Deposit (CDs) 0.40% 0.40% 12 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
24 Month Certificates of Deposit (CDs) 0.40% 0.40% 24 Months
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
18 Month Certificates of Deposit (CDs) 0.35% 0.35% 18 Months
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
12 Month Certificates of Deposit (CDs) 0.30% 0.30% 12 Months
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
6 Month Certificates of Deposit (CDs) 0.30% 0.30% 6 Months
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
6 Month Certificates of Deposit (CDs) 0.20% 0.20% 6 Months
Min Balance $1,000
Details Balance: $1,000 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%

Priority Bank Savings Rates

Product Rate APY View More
Health Savings 0.10% 0.10%
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Savings Account 0.10% 0.10%
No additional details.
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%

Priority Bank Money Market Rates

Product Rate APY View More
Money Market Account 3.68% 3.75%
Min Balance $500,000
Details Balance: $500,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Money Market Account 3.00% 3.04%
Min Balance $300,000
Details Balance: $300,000 - $499,999.99
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Money Market Account 0.55% 0.55%
Min Balance $100,000
Details Balance: $100,000 - $299,999.99
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Money Market Account 0.35% 0.35%
Min Balance $10,000
Details Balance: $10,000 - $99,999.99
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Money Market Account 0.15% 0.15%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%

Priority Bank Other Rates

Product Rate Points APY/APR Term View More
Kasasa Cash Checking 4.89% - 5.00%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $25,000
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Kasasa Cash Checking 0.01% - 0.01%
Min Deposit $100
Details All balances if qualifications not met
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Kasasa Saver Savings 1.00% - 1.00%
Min Balance $0
Details Balance: 0 - $50,000
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
NOW Account 0.10% - 0.10%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
NOW Account 0.10% - 0.10%
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Priority Account 0.10% - 0.10%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%
Priority Account 0.20% - 0.20%
Min Balance $10,000
Details Balance: $10,000+
Last Updated 09/19/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.90%

Financial Health History

Priority Bank’s Texas Ratio fell from 29.92% in Q3 2023 to 25.90% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 3.8 to 4.1 and its Health Grade from C- to C+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 10% 2.0★ 20% 3.0★ 30% 4.0★ 40% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 29.92% C- Q3 2023 B- Q4 2023 B+ Q1 2024 B Q2 2024 B- Q3 2024 C+ Q4 2024 C Q1 2025 B- Q2 2025 C+ Q3 2025 C+ Q4 2025 B Q1 2026 25.90% C+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$153M25.90%4.1C+
March 31, 2026$151M20.21%4.6B
December 31, 2025$148M26.51%4.0C+
September 30, 2025$156M24.47%4.2C+
June 30, 2025$140M23.66%4.3B-
March 31, 2025$132M27.95%3.9C
December 31, 2024$129M25.25%4.2C+
September 30, 2024$122M23.04%4.3B-
June 30, 2024$113M21.34%4.5B
March 31, 2024$116M18.89%4.7B+
December 31, 2023$113M22.26%4.4B-
September 30, 2023$98M29.92%3.8C-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Priority Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Priority Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Priority Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Priority Bank
Bank Holding Company PRIORITY ONE HOLDING CO
Address 3401 E Mission Blvd, Fayetteville, AR 72703  ·  Washington
FDIC Certificate # 33818
Established 19930703
FDIC Insurance Date 19930703
Domestic Offices 3
Total Branches 3
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+
Overall Health Grade Score: 78/100
4.1
Excellent Out of 5.0 Stars
25.90%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6712%
Return on Equity (ROE) 15.8500%
Non-Performing Loans (NPL) 2.56%
Total Assets $153,397,000
Total Deposits $129,404,000
Equity Capital $16,166,000
Net Income $1,260,000
Headquarters Fayetteville
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Priority Bank

How many branches does Priority Bank operate?

Priority Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Priority Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Priority Bank provides members with tools to manage their accounts and build a solid financial history.

Does Priority Bank offer online and mobile banking?

Most modern institutions like Priority Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prioritybank.com.

Current Priority Bank Rates

  • 12-Month CD0.30%
  • 18-Month CD0.35%
  • 24-Month CD0.40%
  • 36-Month CD0.45%
  • Savings0.10%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.