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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Pelican State Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
You can compare Pelican State Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 2.00% and 3-month share certificate rates at 1.00%. Savings rates are at 0.55% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Pelican State Credit Union rates. MonitorBankRates evaluates the financial stability of Pelican State Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.37%. Rates were last updated on 03/28/2026. Pelican State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pelican State Credit Union? Share your experience about Pelican State Credit Union by leaving a review below, or read customer reviews before you decide to use Pelican State Credit Union. Pelican State Credit Union
Corporate Headquarters 2675 ONeal Ln
https://www.pelicanstatecu.com Baton Rouge, LA 70816 3124 
Pelican State Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pelican State Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pelican State Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pelican State Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pelican State Credit Union
Website
https://www.pelicanstatecu.com
Address
2675 ONeal Ln,
Baton Rouge, LA 70816 3124
Phone
225-408-6100
Fax
President
David Gill
CEO
Jeffrey Conrad
Full-Time Employees
339
Part-Time Employees
4
Branch Locations
20
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.37%
Return on Assets (ROA)
0.2632%
Return on Equity (ROE)
2.8071%
Non-Performing Loans Ratio (NPL)
2.05%
Total Assets
819,660,982
Total Amount of Shares and Deposits
731,466,680
Total Shares and Deposits < 1 Year
588,921,260
Total Shares and Deposits 1 3 Years
127,531,884
Total Shares and Deposits > 3 Years
15,013,537
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,403,138
Total Uninsured Shares and Deposits > $250K (F+J)
44,403,138
Total Insured Shares and Deposits > $250K (item 17 less item K)
687,063,542
Total Interest Expense (Sum of items 6 8)
13,133,350
Share Certificates
5,697
Number of Accounts for Share Drafts
47,678
IRA KEOGH Accounts
1,022
Number of Accounts for Regular Shares
95,816
All other shares
9,023
Non Member Deposits
19
Money Market Shares
74
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
24,407,301
Total Liabilities
742,988,069
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Pelican State Credit UnionIs Pelican State Credit Union a safe place to deposit money?Yes, Pelican State Credit Union is considered a safe financial institution. With a Texas Ratio of 18.366015522107%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Pelican State Credit Union operate?Pelican State Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pelican State Credit Union?Yes, to access services at Pelican State Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pelican State Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pelican State Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pelican State Credit Union offer online and mobile banking?Most modern institutions like Pelican State Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pelicanstatecu.com. Compare to Other Credit Unions
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