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 Community First Credit Union Hannibal, MO Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
You can compare Community First Credit Union Hannibal, MO rates to other rates in our database, including 12-month share certificate rates currently at 1.50%, 6-month share certificate rates at 1.10% and 3-month share certificate rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Community First Credit Union Hannibal, MO rates. MonitorBankRates evaluates the financial stability of Community First Credit Union Hannibal, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.13%. Rates were last updated on 03/28/2026. Community First Credit Union Hannibal, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Credit Union Hannibal, MO? Share your experience about Community First Credit Union Hannibal, MO by leaving a review below, or read customer reviews before you decide to use Community First Credit Union Hannibal, MO. Community First Credit Union Hannibal, MO
Main Office 6460 Interstate Ct
https://mycommunityfirstcu.com Hannibal, MO 63401 
Current Rate AvailabilityWe do not have Community First Credit Union Hannibal, MO rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community First Credit Union Hannibal, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community First Credit Union Hannibal, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community First Credit Union Hannibal, MO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community First Credit Union Hannibal, MO
Website
https://mycommunityfirstcu.com
Address
6460 Interstate Ct,
Hannibal, MO 63401
Phone
573-248-2569
Fax
573-248-2455
President
Michael Baxter
CEO
NATHAN HATHAWAY
Full-Time Employees
2
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.13%
Return on Assets (ROA)
0.3828%
Return on Equity (ROE)
3.6595%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
8,863,360
Total Amount of Shares and Deposits
7,916,890
Total Shares and Deposits < 1 Year
7,866,205
Total Shares and Deposits 1 3 Years
50,685
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,916,890
Total Interest Expense (Sum of items 6 8)
67,651
Share Certificates
60
Number of Accounts for Share Drafts
316
Number of Accounts for Regular Shares
1,182
All other shares
8
Net Income (unless the amount is already included in Undivided Earnings)
33,927
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
927,840
Total Liabilities
7,936,231
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community First Credit Union Hannibal, MOIs Community First Credit Union Hannibal, MO a safe place to deposit money?Yes, Community First Credit Union Hannibal, MO is considered a safe financial institution. With a Texas Ratio of 4.1277512513188%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community First Credit Union Hannibal, MO operate?Community First Credit Union Hannibal, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community First Credit Union Hannibal, MO?Yes, to access services at Community First Credit Union Hannibal, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community First Credit Union Hannibal, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community First Credit Union Hannibal, MO provides members with tools to manage their accounts and build a solid financial history. Does Community First Credit Union Hannibal, MO offer online and mobile banking?Most modern institutions like Community First Credit Union Hannibal, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mycommunityfirstcu.com. Compare to Other Credit Unions
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