Titan Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Titan BankToday's 12-month CD rates can be found at 3.35%, 6-month CD rates at 3.75% and 3-month CD rates at 0.30%. Current savings rates are at 0.01% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 7.13%. Credit Card rates are at 14.24%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Titan Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Titan Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Titan Bank CD rates. You can also compare Titan Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Titan Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Titan Bank? Share your experience about Titan Bank by leaving a review below, or read customer reviews before you decide to use Titan Bank.

Titan Bank Texas Ratio

Titan Bank's Texas Ratio is at 0.60%, which is considered excellent. The Texas Ratio for Titan Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Titan Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Titan Bank
1701 E Hubbard St
Mineral Wells, TX 76067
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Titan Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.30%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
4.27%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
36-Month CD
4.25%
$500
Bradford National Bank
Bradford National Bank
12-Month CD
4.14%
$1,000
Bread Financial
Bread Financial
12-Month CD
4.10%
$1,500
Northumberland Bank
Northumberland Bank
12-Month CD
4.05%
$5,000
Mid-America Bank
Mid-America Bank
12-Month CD
4.04%
$500
Perryton National Bank
Perryton National Bank
6-Month CD
4.04%
$50,000
American National Bank
American National Bank
Money Market
4.00%
$25,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
9-Month CD
3.90%
$1,000
First Jackson Bank
First Jackson Bank
24-Month CD
3.90%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
12-Month CD
3.60%
$75,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
36-Month CD
3.60%
$25,000
Adams State Bank
Adams State Bank
36-Month CD
3.55%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
6-Month CD
3.50%
$1,000
F&M Bank & Trust
F&M Bank & Trust
12-Month CD
3.09%
$2,500
KodaBank
KodaBank
24-Month CD
3.05%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
6-Month CD
3.00%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD
3.00%
$500
Volunteer State Bank
Volunteer State Bank
36-Month CD
3.00%
$1,000
Ambler Savings Bank
Ambler Savings Bank
24-Month CD
3.00%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
24-Month CD
2.90%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
36-Month CD
2.85%
$500
GSL Savings Bank
GSL Savings Bank
60-Month CD
2.82%
$500
The FNB Community Bank
The FNB Community Bank
36-Month CD
2.78%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
BankGloucester
BankGloucester
36-Month CD
2.75%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
48-Month CD
2.68%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
Haddon Savings Bank
Haddon Savings Bank
12-Month CD
2.60%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
24-Month CD
2.35%
$50,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD (Jumbo)
2.15%
$100,000
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
24-Month CD
1.76%
$1,000
Shoreham Bank
Shoreham Bank
Premier Checking
1.50%
$2,500
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
Chesapeake Bank
Chesapeake Bank
60-Month CD
1.30%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Money Market
1.25%
$10,000
Kitsap Bank
Kitsap Bank
9-Month CD
0.90%
$5,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Platinum Money Market
0.75%
$1,500
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.50%
$1,000
Unity Bank
Unity Bank
60-Month CD
0.35%
$1,000
HomeBank
Preferred NOW Checking
0.25%
$500
FirstBank of Nebraska
FirstBank of Nebraska
Checking
0.20%
$1,000
First National Bank in Marlow
First National Bank in Marlow
Money Market
0.20%
$5,000
A & S Federal Credit Union
A & S Federal Credit Union
Savings
0.10%
$5,000
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
Direct Interest Checking
0.05%
$10
Prairie Bank of Kansas
Prairie Bank of Kansas
Savings
0.05%
$50
GSB Guilford Savings Bank
Mutual Interest Money Market
0.02%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Titan Bank rate data right now, check back for updates, we are adding rates all the time.

Titan Bank Information

Titan Bank
1701 E Hubbard St
Mineral Wells, TX 76067
Palo Pinto
Established Date: 01/01/1907
FDIC Certificate #: 3225
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BMC BANCSHARES INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Titan Bank FDIC Insured? Yes
What is Titan Bank's Cert number? 3225
What is the maximum amount for insured deposits? $250,000 per holder, per account

Titan Bank Financials

Total Assets:
$591,588,000
Total Deposits:
$539,072,000
Equity Capital:
$50,721,000
Domestic Deposits:
$539,072,000
Net Income:
$6,837,000
Return on Assets:
2.8334%
Quarterly Return on Assets:
5.1100%
Pretax Return on Assets:
5.1116%
Pretax Quarterly Return on Assets:
5.1100%
Return on Equity:
36.1500%
Quarterly Return on Equity:
55.5200%
Common Equity Tier 1 Capital Ratio:
21.7550%
Tier 1 Risk-Based Capital Ratio:
21.7550%
Leverage Tier 1 (Core Capital) Ratio:
10.0092%
Total Risk-Based Capital Ratio (YTD):
23.0064%
Total Interest Income (YTD):
5.4013%
 
 
Headquarters:
Mineral Wells
FDIC Field Office:
Dallas
Regulator:
OCC
County:
Palo Pinto
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed in our weekend update of average mortgage ratesToday's mortgage rates on 30 year fixed conventional loans are averaging 4.21%, up from yesterday’s average 30 year mortgage rate of 4.20%. Mortgage rates today on 15 year fixed conforming mortgage loans are lower averaging 3.45%, down from yesterday’s average 15 year mortgage rate of 3.47%.
Fidelity Homestead Savings Bank of New Orleans, Louisiana, is advertising some of the best savings account rates and money market account rates currently available. The bank's highest savings account rate is on their Health Savings Account (HSA). The current HSA rate is 3.00% with an annual percentage yield of 3.04%. That savings rate beats most 5 year CD rates.
Mortgage rates are just above record lows set earlier this week. 30 year conforming mortgage rates today are averaging 4.38 percent, up from an average 30 year mortgage rate of 4.36 percent. Conforming 30 year mortgage rates in Florida are higher than the national average 30 year mortgage rate. Current 30 year Florida mortgage rates are averaging 4.42 percent.

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