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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Great Southern Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Great Southern Bank's 3-Months 3-Month CD rates are at 3.40%, 6-Months 6-Month CD rates are at 3.40%, 11-Months 11-Month CD rates are at 2.50%. Great Southern Bank's Conventional 15 Year Fixed +1pt rates are at 5.88%, Conventional 15 Year Fixed rates are at 6.25%, Conventional 30 Year Fixed +1pt rates are at 6.38%. Great Southern Bank's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Great Southern Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.82%. Rates last updated and verified on 08/28/2026. Great Southern Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Southern Bank? Share your experience about Great Southern Bank by leaving a review below, or read customer reviews before you decide to use Great Southern Bank. 
Great Southern Bank CD Rates
Great Southern Bank Mortgage Rates
Great Southern Bank Auto Loan Rates
Great Southern Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Great Southern Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Great Southern Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Great Southern Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Great Southern Bank
Bank Holding Company
GREAT SOUTHERN BCORP INC
Address
14309 State Highway 13,
Reeds Spring, MO 65737 · Stone
FDIC Certificate #
29546
Established
01/01/1923
FDIC Insurance Date
08/09/1989
Domestic Offices
112
Total Branches
112
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.82%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.3931%
Return on Equity (ROE)
13.0200%
Non-Performing Loans (NPL)
0.19%
Total Assets
$5,603,078,000
Total Deposits
$4,544,883,000
Equity Capital
$610,219,000
Net Income
$76,717,000
Headquarters
Reeds Spring
Total Branches and Offices
112
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for Great Southern Bank
Frequently Asked Questions About Great Southern BankHow many branches does Great Southern Bank operate?Great Southern Bank currently maintains approximately 112 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Great Southern Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Great Southern Bank provides members with tools to manage their accounts and build a solid financial history. Does Great Southern Bank offer online and mobile banking?Most modern institutions like Great Southern Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatsouthernbank.com. Current Great Southern Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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