☰

Home›
Banks›
Great Southern Bank

iAdvertiser Disclosure

Great Southern Bank Rates & Review May 2026

Q: How many branches does Great Southern Bank operate?

Great Southern Bank currently maintains approximately 112 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Great Southern Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Southern Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 9, 2026

You can compare Great Southern Bank rates to other rates in our database, including 12-month CD rates currently at 3.75%, 6-month CD rates at 3.60% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Great Southern Bank rates. MonitorBankRates evaluates the financial stability of Great Southern Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.82%. Rates were last updated on 05/09/2026.

Great Southern Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Southern Bank? Share your experience about Great Southern Bank by leaving a review below, or read customer reviews before you decide to use Great Southern Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.82%

Excellent Lower than avg

Great Southern Bank

14309 State Highway 13
Reeds Spring, MO 65737

https://www.greatsouthernbank.com

Current Rate Availability

We do not have Great Southern Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Great Southern Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Great Southern Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Southern Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Great Southern Bank

Bank Holding Company GREAT SOUTHERN BCORP INC

Address 14309 State Highway 13, Reeds Spring, MO 65737 · Stone

Website https://www.greatsouthernbank.com

FDIC Certificate # 29546

Established 01/01/1923

FDIC Insurance Date 08/09/1989

Domestic Offices 112

Total Branches 112

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.82%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3931%

Return on Equity (ROE) 13.0200%

Non-Performing Loans (NPL) 0.19%

Total Assets $5,603,078,000

Total Deposits $4,544,883,000

Equity Capital $610,219,000

Net Income $76,717,000

Headquarters Reeds Spring

Total Offices 112

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Great Southern Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Great Southern Bank

Frequently Asked Questions About Great Southern Bank

Is Great Southern Bank a safe place to deposit money?

Yes, Great Southern Bank is considered a safe financial institution. With a Texas Ratio of 1.8205074763339%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Great Southern Bank operate?

Great Southern Bank currently maintains approximately 112 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Great Southern Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Southern Bank provides members with tools to manage their accounts and build a solid financial history.

Does Great Southern Bank offer online and mobile banking?

Most modern institutions like Great Southern Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatsouthernbank.com.