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Pineries Bank Rates & Review March 2026

Pineries Bank's HSA 1 Year CD rates are at 2.60%. Pineries Bank's savings rates are at 0.10%. Pineries Bank's money market rates are at 0.75%. MonitorBankRates evaluates the financial stability of Pineries Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/24/2026.

Pineries Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pineries Bank? Share your experience about Pineries Bank by leaving a review below, or read customer reviews before you decide to use Pineries Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Pineries Bank
3601 Main St
Stevens Point, WI 54481
https://www.pineries.com
Member FDIC

Pineries Bank CD Rates

Product Rate APY Term View More
HSA 1 Year CD 2.60% 2.60%
Min Deposit $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Pineries Bank Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Minor Savings 0.10% 0.10%
Min Deposit $10
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings 0.10% 0.10%
Min Deposit $100
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Pineries Bank Money Market Rates

Product Rate APY View More
Money Market Account 1.25% 1.26%
Min Balance $10,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.75% 0.75%
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Pineries Bank Checking Rates

Product Rate APY View More
HSA Now Checking 0.10% 0.10%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
NOW Checking Account 0.10% 0.10%
Min Deposit $700
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pineries Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pineries Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pineries Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Pineries Bank
Bank Holding Company PINERIES BANKSHARES INC
Address 3601 Main St, Stevens Point, WI 54481  ·  Portage
FDIC Certificate # 9526
Established 06/01/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0303%
Return on Equity (ROE) 10.5900%
Non-Performing Loans (NPL) 0.00%
Total Assets $149,080,000
Total Deposits $131,252,000
Equity Capital $16,365,000
Net Income $2,163,000
Headquarters Stevens Point
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Pineries Bank

Is Pineries Bank a safe place to deposit money?

Yes, Pineries Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Pineries Bank operate?

Pineries Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Pineries Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pineries Bank provides members with tools to manage their accounts and build a solid financial history.

Does Pineries Bank offer online and mobile banking?

Most modern institutions like Pineries Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pineries.com.

Current Pineries Bank Rates

  • 12-Month CD2.60%
  • Savings0.10%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.