MonitorBankRates
  1. Home
  2. Banks
  3. Bradford National Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Bradford National Bank Rates & Review August 2026

Bradford National Bank's 12-Months 12-Month CD rates are at 3.80%, 6-Months 6-Month CD rates are at 3.60%, 60-Months 60-Month CD rates are at 3.45%, 3-Months 3-Month CD rates are at 3.40%, 7-Months 7-Month CD rates are at 3.35%. MonitorBankRates evaluates the financial stability of Bradford National Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.47%. Rates last updated and verified on 08/28/2026.

Bradford National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bradford National Bank? Share your experience about Bradford National Bank by leaving a review below, or read customer reviews before you decide to use Bradford National Bank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.47%
Excellent Higher than avg
The Bradford National Bank of Greenville
100 E College Ave
Greenville, IL 62246
https://www.bradfordbank.com
Member FDIC

Bradford National Bank CD Rates

Product Rate APY Term View More
12 month CD 3.80% 3.80% 12 months
Details Monthly: 3.87%, Quarterly: 3.85%, Semi Annual: 3.84%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%
6 month CD 3.60% 3.60% 6 months
Details Monthly: 3.66%, Quarterly: 3.65%, Semi Annual: 3.63%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%
60 month CD 3.45% 3.45% 60 months
Details Monthly: 3.50%, Quarterly: 3.49%, Semi Annual: 3.48%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%
3 month CD 3.40% 3.40% 3 months
Details Monthly: 3.45%, Quarterly: 3.44%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%
7 month CD 3.35% 3.35% 7 months
Details Monthly: 3.40%, Quarterly: 3.39%, Semi Annual: 3.37%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%
9 month CD 3.30% 3.30% 9 months
Details Monthly: 3.35%, Quarterly: 3.34%, Semi Annual: 3.32%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%
15 month CD 3.25% 3.25% 15 months
Details Monthly: 3.30%, Quarterly: 3.29%, Semi Annual: 3.27%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.47%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bradford National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bradford National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bradford National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bradford National Bank
Bank Holding Company BRADFORD BCORP INC
Address 100 E College Ave, Greenville, IL 62246  ·  Bond
FDIC Certificate # 3799
Established 01/01/1867
FDIC Insurance Date 01/01/1934
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 93/100
5.0
Exceptional Out of 5.0 Stars
14.47%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1483%
Return on Equity (ROE) 17.6500%
Non-Performing Loans (NPL) 0.71%
Total Assets $655,588,000
Total Deposits $537,680,000
Equity Capital $59,455,000
Net Income $8,227,000
Headquarters Greenville
Total Branches and Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Bradford National Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Bradford National Bank
Your Name:
Your Rating:

Frequently Asked Questions About Bradford National Bank

How many branches does Bradford National Bank operate?

Bradford National Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bradford National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bradford National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Bradford National Bank offer online and mobile banking?

Most modern institutions like Bradford National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bradfordbank.com.

Current Bradford National Bank Rates

  • 12-Month CD3.80%
  • 60-Month CD3.45%
Retrieved from our database of financial products. Rates subject to change.