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Peoples Bank of Deer Lodge Rates & Review April 2026

Peoples Bank of Deer Lodge's 90 Day Time CD rates are at 3.31%, 6-Month CD rates are at 3.05%, 1 Year CD rates are at 2.98%, 18-Month CD rates are at 2.52%, 2 1/2 Year Fixed CD rates are at 2.27%. Peoples Bank of Deer Lodge's savings rates are at 1.51%. Peoples Bank of Deer Lodge's money market rates are at 1.86%. MonitorBankRates evaluates the financial stability of Peoples Bank of Deer Lodge with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.81%. Rates were last updated on 04/16/2026.

Peoples Bank of Deer Lodge money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Deer Lodge? Share your experience about Peoples Bank of Deer Lodge by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Deer Lodge.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.81%
Excellent Lower than avg
Peoples Bank of Deer Lodge
430 Main St
Deer Lodge, MT 59722
https://www.pbdl.net
Member FDIC

Peoples Bank of Deer Lodge CD Rates

Product Rate APY Term View More
90 Day Time CD 3.25% 3.31% 90 Day
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
6 Month CD 3.00% 3.05% 6 Month
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
1 Year CD 2.95% 2.98% 1 Year
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
18 Month CD 2.50% 2.52% 18 Month
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
2 1/2 Year Fixed CD 2.25% 2.27% 2 1/2 Year
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
2 1/2 Year Variable CD 2.25% 2.27% 2 1/2 Year
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
3 Year Fixed CD 2.00% 2.02% 3 Year
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
4 Year Fixed CD 1.90% 1.91% 4 Year
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
4 Year Variable CD 1.90% 1.91% 4 Year
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

Peoples Bank of Deer Lodge Savings Rates

Product Rate APY View More
Savings 1.50% 1.51%
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

Peoples Bank of Deer Lodge Money Market Rates

Product Rate APY View More
Money Market 2.85% 2.89%
Min Deposit $100
Min Balance $149,999
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Money Market 2.50% 2.53%
Min Deposit $100
Min Balance $99,999
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Money Market 2.00% 2.02%
Min Deposit $100
Min Balance $74,999
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Money Market 1.95% 1.97%
Min Deposit $100
Min Balance $24,999
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%
Money Market 1.85% 1.86%
Min Deposit $100
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

Peoples Bank of Deer Lodge Checking Rates

Product Rate APY View More
Checking w/ Interest 0.25% 0.25%
Min Deposit $100
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.81%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank of Deer Lodge is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank of Deer Lodge rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank of Deer Lodge's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank of Deer Lodge
Bank Holding Company SANDQUIST CORP
Address 430 Main St, Deer Lodge, MT 59722  ·  Powell
FDIC Certificate # 26941
Established 04/09/1987
FDIC Insurance Date 04/09/1987
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.81%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4062%
Return on Equity (ROE) 17.3000%
Non-Performing Loans (NPL) 0.19%
Total Assets $52,598,000
Total Deposits $47,923,000
Equity Capital $4,561,000
Net Income $898,000
Headquarters Deer Lodge
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Peoples Bank of Deer Lodge

Is Peoples Bank of Deer Lodge a safe place to deposit money?

Yes, Peoples Bank of Deer Lodge is considered a safe financial institution. With a Texas Ratio of 2.8148990617003%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples Bank of Deer Lodge operate?

Peoples Bank of Deer Lodge currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank of Deer Lodge does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank of Deer Lodge provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank of Deer Lodge offer online and mobile banking?

Most modern institutions like Peoples Bank of Deer Lodge provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pbdl.net.

Current Peoples Bank of Deer Lodge Rates

  • 12-Month CD2.98%
  • 18-Month CD2.52%
  • 24-Month CD2.27%
  • 36-Month CD2.02%
  • 48-Month CD1.91%
  • Savings1.51%
  • MMA1.86%
Retrieved from our database of financial products. Rates subject to change.