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Peoples Bank of Deer Lodge Rates and Review February 2026

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Peoples Bank of Deer Lodge's 90 Day Time CD rates are at 3.31%, 6-Month CD rates are at 3.05%, 1 Year CD rates are at 2.98%, 18-Month CD rates are at 2.52%, 2 1/2 Year Fixed CD rates are at 2.27%. Peoples Bank of Deer Lodge's savings rates are at 1.51%. Peoples Bank of Deer Lodge's money market rates are at 1.86%.

Peoples Bank of Deer Lodge

Rate Updates and Availability

Peoples Bank of Deer Lodge money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Deer Lodge? Share your experience about Peoples Bank of Deer Lodge by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Deer Lodge.

Peoples Bank of Deer Lodge Texas Ratio

Peoples Bank of Deer Lodge's Texas Ratio is at 2.81%, which is considered excellent. The Texas Ratio for Peoples Bank of Deer Lodge is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Peoples Bank of Deer Lodge has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Peoples Bank of Deer Lodge is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
2.98%
18-Month CD
2.52%
24-Month CD
2.27%
36-Month CD
2.02%
48-Month CD
1.91%
60-Month CD
N/A
Savings
1.51%
MMA
1.86%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Peoples Bank of Deer Lodge
430 Main St
Deer Lodge, MT 59722
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Peoples Bank of Deer Lodge CD Rates

Product Rate APY Term View More
90 Day Time CD 3.25% 3.31% 90 Day
Min Deposit$100
Last Updated 02/11/2026
6 Month CD 3.00% 3.05% 6 Month
Min Deposit$100
Last Updated 02/11/2026
1 Year CD 2.95% 2.98% 1 Year
Min Deposit$100
Last Updated 02/11/2026
18 Month CD 2.50% 2.52% 18 Month
Min Deposit$100
Last Updated 02/11/2026
2 1/2 Year Fixed CD 2.25% 2.27% 2 1/2 Year
Min Deposit$100
Last Updated 02/11/2026
3 Year Fixed CD 2.00% 2.02% 3 Year
Min Deposit$100
Last Updated 02/11/2026
4 Year Fixed CD 1.90% 1.91% 4 Year
Min Deposit$100
Last Updated 02/11/2026

Peoples Bank of Deer Lodge Savings Rates

Product Rate APY View More
Savings 1.50% 1.51%
Min Deposit$100
Last Updated 02/11/2026

Peoples Bank of Deer Lodge Money Market Rates

Product Rate APY View More
Money Market 2.85% 2.89%
Min Deposit$100
Min Balance$149,999
Details$149,999.01+
Last Updated 02/11/2026
Money Market 2.50% 2.53%
Min Deposit$100
Min Balance$99,999
Details$99,999.01 - $149,999
Last Updated 02/11/2026
Money Market 2.00% 2.02%
Min Deposit$100
Min Balance$74,999
Details$74,999.01 - $99,999
Last Updated 02/11/2026
Money Market 1.95% 1.97%
Min Deposit$100
Min Balance$24,999
Details$24,999.01 - $74,999
Last Updated 02/11/2026
Money Market 1.85% 1.86%
Min Deposit$100
Min Balance$0
Details$0.01 - $24,999
Last Updated 02/11/2026

Peoples Bank of Deer Lodge Checking Rates

Product Rate APY View More
Checking w/ Interest 0.25% 0.25%
Min Deposit$100
Last Updated 02/11/2026
Senior Checking 0.25% 0.25%
Min Deposit$100
Details$3,001 - $7,000
Last Updated 02/11/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank of Deer Lodge is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank of Deer Lodge rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank of Deer Lodge's official website for the most current offers and terms.

Bank Profile & Overview

Peoples Bank of Deer Lodge
430 Main St
Deer Lodge, MT 59722
Powell
Established Date: 04/09/1987
FDIC Certificate #: 26941
Date of FDIC Deposit Insurance: 04/09/1987
Bank Holding Company: SANDQUIST CORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Peoples Bank of Deer Lodge FDIC Insured? Yes
What is Peoples Bank of Deer Lodge's Cert number? 26941
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$43,393,000
Total Deposits:
$39,500,000
Equity Capital:
$3,817,000
Net Income:
$143,000
Return on Assets (ROA):
1.4062%
Return on Equity (ROE):
17.3000%
Headquarters:
Deer Lodge
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024

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Frequently Asked Questions About Peoples Bank of Deer Lodge

How do I open an account at Peoples Bank of Deer Lodge?

You can typically open an account at Peoples Bank of Deer Lodge by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Peoples Bank of Deer Lodge provides a range of mortgage and home equity products.

Is Peoples Bank of Deer Lodge a safe place to deposit money?

Yes, Peoples Bank of Deer Lodge is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Peoples Bank of Deer Lodge offer online and mobile banking?

Most modern institutions like Peoples Bank of Deer Lodge provide digital access including online balance checks and transfers.

Current Peoples Bank of Deer Lodge Rates

ProductAPY
12-Month CD2.98%
18-Month CD2.52%
24-Month CD2.27%
36-Month CD2.02%
48-Month CD1.91%
Savings1.51%
MMA1.86%

Rates subject to change.