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The Stock Exchange Bank Rates & Review April 2026

The Stock Exchange Bank's Certificate of Deposit 182 days rates are at 3.63%, 12-Months Certificate of Deposit 12-Month rates are at 3.53%, 36-Months Certificate of Deposit 36-Month rates are at 2.72%, 24-Months Certificate of Deposit 24-Month rates are at 2.62%, IRA Certificates 18-Month IRA rates are at 2.53%. The Stock Exchange Bank's savings rates are at 0.70%. The Stock Exchange Bank's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of The Stock Exchange Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates were last updated on 04/11/2026.

The Stock Exchange Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Stock Exchange Bank? Share your experience about The Stock Exchange Bank by leaving a review below, or read customer reviews before you decide to use The Stock Exchange Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.82%
Excellent Lower than avg
The Stock Exchange Bank
1117 10th St
Woodward, OK 73801
https://www.stockexchangebank.com
Member FDIC

The Stock Exchange Bank CD Rates

Product Rate APY Term View More
Certificate of Deposit 182 days 3.60% 3.63% 182 days
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Certificate of Deposit 12 month 3.50% 3.53% 12 Months
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Certificate of Deposit 36 month 2.70% 2.72% 36 Months
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Certificate of Deposit 24 month 2.60% 2.62% 24 Months
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
IRA Certificates 18 Month IRA 2.50% 2.53% 18 Month IRA
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
IRA Certificates Education IRA 2.50% 2.53% Education IRA
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
IRA Certificates Roth IRA 2.50% 2.53% Roth IRA
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Certificate of Deposit 18 month 2.50% 2.52% 18 Months
Min Deposit $500
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Certificate of Deposit 7 to 181 days 1.75% 1.76% 7 to 181 days
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

The Stock Exchange Bank Savings Rates

Product Rate APY View More
Regular Savings 0.70% 0.70%
Min Deposit $100
Min Balance $100
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

The Stock Exchange Bank Checking Rates

Product Rate APY View More
Money Market Checking Tier 4 1.15% 1.16%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Money Market Checking Tier 3 1.10% 1.10%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Money Market Checking Tier 2 1.05% 1.06%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
Money Market Checking Tier 1 1.00% 1.00%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Stock Exchange Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Stock Exchange Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Stock Exchange Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Stock Exchange Bank
FDIC Certificate # 414
Address 1117 10th St, Woodward, OK 73801  ·  Woodward
Established 01/03/1903
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.82%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6218%
Return on Equity (ROE) 12.5300%
Non-Performing Loans (NPL) 0.12%
Total Assets $290,386,000
Total Deposits $234,055,000
Equity Capital $52,434,000
Net Income $3,387,000
Headquarters Woodward
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About The Stock Exchange Bank

Is The Stock Exchange Bank a safe place to deposit money?

Yes, The Stock Exchange Bank is considered a safe financial institution. With a Texas Ratio of 0.82253901633017%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Stock Exchange Bank operate?

The Stock Exchange Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Stock Exchange Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Stock Exchange Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Stock Exchange Bank offer online and mobile banking?

Most modern institutions like The Stock Exchange Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stockexchangebank.com.

Current The Stock Exchange Bank Rates

  • 12-Month CD3.53%
  • 18-Month CD2.52%
  • 24-Month CD2.62%
  • 36-Month CD2.72%
  • Savings0.70%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.