What are the current interest rates at Iowa State Bank Clarksville, IA?

Current rates for Iowa State Bank Clarksville, IA include: 24-Month CD: 4.00%

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Iowa State Bank Clarksville, IA

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Iowa State Bank Clarksville, IA Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Iowa State Bank Clarksville, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 5, 2026

Iowa State Bank Clarksville, IA's CD Specials 24-Month rates are at 4.00%, CD Specials 7-Month rates are at 4.00%. MonitorBankRates evaluates the financial stability of Iowa State Bank Clarksville, IA with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 25.55%. Rates were last updated on 05/05/2026.

Iowa State Bank Clarksville, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iowa State Bank Clarksville, IA? Share your experience about Iowa State Bank Clarksville, IA by leaving a review below, or read customer reviews before you decide to use Iowa State Bank Clarksville, IA.

Overall Health & Safety Grade

C+

Fair Health Score: 78/100

MonitorBankRates Rating

4.1

Excellent Out of 5.0 Stars

Texas Ratio

25.55%

Good Higher than avg

Iowa State Bank

100 N Main St
Clarksville, IA 50619

http://www.iowastatebank.com

Iowa State Bank Clarksville, IA CD Rates

Product	Rate	APY	Term
CD Specials 24 month	-	4.00%	24
Min Deposit $5,000 Details LIMITED TIME ONLY! Last Updated 05/05/2026 Institution Ratings 4.1 Star Rating C+ Health Grade ◈ Texas Ratio: 25.55%
CD Specials 7 month	-	4.00%	7
Min Deposit $5,000 Details LIMITED TIME ONLY! Last Updated 05/05/2026 Institution Ratings 4.1 Star Rating C+ Health Grade ◈ Texas Ratio: 25.55%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Iowa State Bank Clarksville, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Iowa State Bank Clarksville, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Iowa State Bank Clarksville, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Iowa State Bank Clarksville, IA

Bank Holding Company CLARKEL INC

Address 100 N Main St, Clarksville, IA 50619 · Butler

Website https://www.iowastatebank.com

FDIC Certificate # 15947

Established 01/01/1918

FDIC Insurance Date 05/27/1943

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+

Overall Health Grade Score: 78/100

4.1

Excellent Out of 5.0 Stars

25.55%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6691%

Return on Equity (ROE) 7.4000%

Non-Performing Loans (NPL) 2.41%

Total Assets $375,883,000

Total Deposits $329,535,000

Equity Capital $40,861,000

Net Income $6,133,000

Headquarters Clarksville

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Iowa State Bank Clarksville, IA

How many branches does Iowa State Bank Clarksville, IA operate?

Iowa State Bank Clarksville, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Iowa State Bank Clarksville, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Iowa State Bank Clarksville, IA provides members with tools to manage their accounts and build a solid financial history.

Does Iowa State Bank Clarksville, IA offer online and mobile banking?

Most modern institutions like Iowa State Bank Clarksville, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iowastatebank.com.