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Iowa State Bank Clarksville, IA Rates & Review April 2026

Iowa State Bank Clarksville, IA's CD Specials 24-Month rates are at 4.00%, CD Specials 7-Month rates are at 4.00%. MonitorBankRates evaluates the financial stability of Iowa State Bank Clarksville, IA with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 25.55%. Rates were last updated on 04/11/2026.

Iowa State Bank Clarksville, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iowa State Bank Clarksville, IA? Share your experience about Iowa State Bank Clarksville, IA by leaving a review below, or read customer reviews before you decide to use Iowa State Bank Clarksville, IA.

Overall Health & Safety Grade ?
B+
Good Health Score: 87/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
25.55%
Good Higher than avg
Iowa State Bank Clarksville, IA
100 N Main St
Clarksville, IA 50619
https://www.iowastatebank.com
Member FDIC

Iowa State Bank Clarksville, IA CD Rates

Product Rate APY Term View More
CD Specials 24 month - 4.00% 24
Min Deposit $5,000
Details LIMITED TIME ONLY!
Last Updated 04/11/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.55%
CD Specials 7 month - 4.00% 7
Min Deposit $5,000
Details LIMITED TIME ONLY!
Last Updated 04/11/2026
Institution Ratings
4.1
Star Rating
C+
Health Grade
Texas Ratio: 25.55%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Iowa State Bank Clarksville, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Iowa State Bank Clarksville, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Iowa State Bank Clarksville, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Iowa State Bank Clarksville, IA
Bank Holding Company CLARKEL INC
Address 100 N Main St, Clarksville, IA 50619  ·  Butler
FDIC Certificate # 15947
Established 01/01/1918
FDIC Insurance Date 05/27/1943
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+
Overall Health Grade Score: 87/100
5.0
Exceptional Out of 5.0 Stars
25.55%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6691%
Return on Equity (ROE) 7.4000%
Non-Performing Loans (NPL) 2.41%
Total Assets $375,883,000
Total Deposits $329,535,000
Equity Capital $40,861,000
Net Income $6,133,000
Headquarters Clarksville
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Iowa State Bank Clarksville, IA

Is Iowa State Bank Clarksville, IA a safe place to deposit money?

Yes, Iowa State Bank Clarksville, IA is considered a safe financial institution. With a Texas Ratio of 25.55198828433%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Iowa State Bank Clarksville, IA operate?

Iowa State Bank Clarksville, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Iowa State Bank Clarksville, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Iowa State Bank Clarksville, IA provides members with tools to manage their accounts and build a solid financial history.

Does Iowa State Bank Clarksville, IA offer online and mobile banking?

Most modern institutions like Iowa State Bank Clarksville, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iowastatebank.com.

Current Iowa State Bank Clarksville, IA Rates

  • 24-Month CD4.00%
Retrieved from our database of financial products. Rates subject to change.