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First Federal Savings Bank Huntington, IN

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First Federal Savings Bank Huntington, IN Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal Savings Bank Huntington, IN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

First Federal Savings Bank Huntington, IN rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not First Federal Savings Bank Huntington, IN, and you can see how they compare in the First Federal Savings Bank Huntington, IN rate tables below. MonitorBankRates evaluates the financial stability of First Federal Savings Bank Huntington, IN with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.45%. Database rates last updated and verified on 09/23/2026.

First Federal Savings Bank Huntington, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal Savings Bank Huntington, IN? Share your experience about First Federal Savings Bank Huntington, IN by leaving a review below, or read customer reviews before you decide to use First Federal Savings Bank Huntington, IN.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

14.45%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

First Federal Savings Bank

648 N Jefferson St
Huntington, IN 46750

https://www.firstfedindiana.bank

Current Rate Availability

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Financial Health History

First Federal Savings Bank Huntington, IN’s Texas Ratio rose from 8.63% in Q3 2023 to 14.45% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$554M	14.45%	5.0	A-
March 31, 2026	$557M	15.16%	5.0	A-
December 31, 2025	$559M	10.32%	5.0	A
September 30, 2025	$559M	9.97%	5.0	A
June 30, 2025	$557M	12.99%	5.0	A
March 31, 2025	$542M	5.95%	5.0	A+
December 31, 2024	$522M	10.91%	5.0	A
September 30, 2024	$520M	9.59%	5.0	A
June 30, 2024	$511M	12.53%	5.0	A
March 31, 2024	$509M	14.59%	5.0	A-
December 31, 2023	$498M	14.21%	5.0	A-
September 30, 2023	$484M	8.63%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Federal Savings Bank Huntington, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Federal Savings Bank Huntington, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Federal Savings Bank Huntington, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Federal Savings Bank Huntington, IN

Bank Holding Company NORTHEAST INDIANA BCORP INC

Address 648 N Jefferson St, Huntington, IN 46750 · Huntington

Website https://www.firstfedindiana.bank

FDIC Certificate # 29690

Established 19320101

FDIC Insurance Date 19890809

Domestic Offices 9

Total Branches 9

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

14.45%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2743%

Return on Equity (ROE) 13.2100%

Non-Performing Loans (NPL) 1.43%

Total Assets $553,577,000

Total Deposits $459,869,000

Equity Capital $54,629,000

Net Income $3,547,000

Headquarters Huntington

Total Branches and Offices 9

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

First Federal Savings Bank Huntington, IN earned the Verified Healthy badge

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Frequently Asked Questions About First Federal Savings Bank Huntington, IN

How many branches does First Federal Savings Bank Huntington, IN operate?

First Federal Savings Bank Huntington, IN currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Federal Savings Bank Huntington, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Federal Savings Bank Huntington, IN provides members with tools to manage their accounts and build a solid financial history.

Does First Federal Savings Bank Huntington, IN offer online and mobile banking?

Most modern institutions like First Federal Savings Bank Huntington, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfedindiana.bank.