Peoples Trust Co. of St. Albans CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.59%, 6-month CD rates at 3.14% and 3-month CD rates at 0.35%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.28%. Credit Card rates are at 11.96%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates. Peoples Trust Co. of St. Albans's 60-Month CD rates are at 1.10%, 48-Month CD rates are at 0.85%, 12-Month CD rates are at 0.80%, 36-Month CD rates are at 0.70%, 24-Month CD rates are at 0.60%. Peoples Trust Co. of St. Albans's savings rates are at 0.10%. Peoples Trust Co. of St. Albans's money market rates are at 0.10%. Peoples Trust Co. of St. Albans's 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.25%.

Peoples Trust Co. of St. Albans

To see how these rates compare to Peoples Trust Co. of St. Albans CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Trust Co. of St. Albans, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Trust Co. of St. Albans CD rates. You can also compare Peoples Trust Co. of St. Albans savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples Trust Co. of St. Albans money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Trust Co. of St. Albans? Share your experience about Peoples Trust Co. of St. Albans by leaving a review below, or read customer reviews before you decide to use Peoples Trust Co. of St. Albans.

Peoples Trust Co. of St. Albans Texas Ratio

Peoples Trust Co. of St. Albans's Texas Ratio is at 4.42%, which is considered excellent. The Texas Ratio for Peoples Trust Co. of St. Albans is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples Trust Co. of St. Albans is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.80%
18-Month CD
0.55%
24-Month CD
0.60%
36-Month CD
0.70%
48-Month CD
0.85%
60-Month CD
1.10%
Savings
0.10%
MMA
0.10%
30-Year Fixed
6.90%
Credit Card
N/A
Personal Loan
N/A
Peoples Trust Co. of St. Albans
25 Kingman St
Saint Albans, VT 05478
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Peoples Trust Co. of St. Albans CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
48-Month CD
0.85%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
12-Month CD
0.80%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
24-Month CD
0.60%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
18-Month CD
0.55%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Coach Club Savings
0.10%
$0
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Personal Money Market
0.10%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Peoples Trust Co. of St. Albans Mortgage Rates

Lender
Product
Rate
APR
Points
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
6.250%
6.289%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.875%
6.899%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Peoples Trust Co. of St. Albans Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
12-Month CD
5.35%
$25,000
State Bank of Medora
State Bank of Medora
7-Month CD
5.12%
$500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
11-Month CD
4.87%
$500
Seasons Federal Credit Union
Seasons Federal Credit Union
12-Month CD
4.75%
$1,000
ConnectOne Bank
ConnectOne Bank
Connection Plus Savings
4.60%
$2,500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
12-Month CD
4.45%
$1,000
Raymond James Bank
Raymond James Bank
3-Month CD
4.40%
$1,000
Fremont Bank
Fremont Bank
3-Month CD
4.25%
$2,500
Cornerstone State Bank
Cornerstone State Bank
18-Month CD (Jumbo)
4.04%
$200,000
Rolette State Bank
Rolette State Bank
60-Month CD
4.04%
$500
Mauch Chunk Trust Company
9-Month CD
4.00%
$10,000
The Bank of Bennington
The Bank of Bennington
12-Month CD
4.00%
$500
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD
3.87%
$1,000
Port Richmond Savings
Port Richmond Savings
Money Market
3.56%
$2,000,000
State Bank Waterloo, IL
State Bank Waterloo, IL
36-Month CD
3.50%
$1,000
First Bank Hampton
First Bank Hampton
36-Month CD
3.30%
$1,000
ABNB Federal Credit Union
ABNB Federal Credit Union
36-Month CD certificate
3.30%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.05%
$0
Kanza Bank
Kanza Bank
11-Month CD (special)
3.00%
$1,000
The Bank of Princeton
The Bank of Princeton
6-Month CD
3.00%
$500
Main Bank
Main Bank
60-Month CD
2.75%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
60-Month CD w/relationship
2.65%
$500
Bank of Old Monroe
Bank of Old Monroe
48-Month CD
2.52%
$1,000
Eureka Savings Bank
Eureka Savings Bank
60-Month CD
2.28%
$1,000
State Central Bank
State Central Bank
18-Month CD
2.26%
$10,000
Kanza Bank
Kanza Bank
24-Month CD
2.25%
$100
1st University Credit Union
1st University Credit Union
48-Month CD certificate
2.02%
$10,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
2.00%
$1,000
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
18-Month CD
1.51%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
Washington Business Bank
Washington Business Bank
24-Month CD
1.46%
$1,000
Bank of Easton
Bank of Easton
30-Month CD
1.30%
$500
Bank of 1889
Bank of 1889
36-Month CD
1.00%
$500
Charter Bank TX
Charter Bank TX
Savings Account Now
1.00%
$100
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
The Dime Bank
The Dime Bank
36-Month CD
0.70%
$2,500
Hamler State Bank
Hamler State Bank
36-Month CD
0.60%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
48-Month CD
0.45%
$500
Whitaker Bank
Whitaker Bank
36-Month CD
0.40%
$10,000
Nashville Savings Bank
Nashville Savings Bank
Money Market
0.35%
$1,000
Mercer Savings Bank
Mercer Savings Bank
36-Month CD
0.30%
$100
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
12-Month CD
0.25%
$2,000
Franklin Bank
Franklin Bank
9-Month CD
0.20%
$500
Haven Savings Bank
Haven Savings Bank
Statement Savings Account
0.20%
$50
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Saver Savings
0.20%
$0
State Bank of Canton
State Bank of Canton
Money Market
0.15%
$1,000
OneLocal Bank
OneLocal Bank
Statement Savings
0.10%
$25
BankOrion
BankOrion
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Peoples Trust Co. of St. Albans Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Peoples Trust Co. of St. Albans Information

Peoples Trust Co. of St. Albans
25 Kingman St
Saint Albans, VT 05478
Franklin
Established Date: 11/12/1866
FDIC Certificate #: 14168
Date of FDIC Deposit Insurance: 04/02/1934
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Peoples Trust Co. of St. Albans FDIC Insured? Yes
What is Peoples Trust Co. of St. Albans's Cert number? 14168
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples Trust Co. of St. Albans Financials

Total Assets:
$356,052,000
Total Deposits:
$318,086,000
Equity Capital:
$33,127,000
Domestic Deposits:
$318,086,000
Net Income:
$714,000
Return on Assets:
0.4536%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
0.9127%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
5.0700%
Quarterly Return on Equity:
8.7900%
Common Equity Tier 1 Capital Ratio:
17.6006%
Tier 1 Risk-Based Capital Ratio:
17.6006%
Leverage Tier 1 (Core Capital) Ratio:
9.9433%
Total Risk-Based Capital Ratio (YTD):
18.8524%
Total Interest Income (YTD):
3.0960%
 
 
Headquarters:
Saint Albans
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Franklin
# of Offices:
5
Metropolitan Statistical Area (MSA):
Burlington-South Burlington, VT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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