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The Berkshire Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 7, 2026
The Berkshire Bank's top rates as of October 7, 2026 are 2.53% APY on its 12-Months 12-Month Certificate, 0.60% APY on savings, 2.28% APY on money market accounts, 0.50% APY on checking, and 6.00% on its Residential Mortgages - 15 Year Conforming Fixed, according to rates verified by MonitorBankRates. Other The Berkshire Bank CD rates include 6-Months 6-Month CD at 2.53%, 9-Months 9-Month Certificate at 2.53%, and 3-Months 3-Month Certificate at 2.02%. Other The Berkshire Bank mortgage rates include Residential Mortgages - 30 Year Conforming Fixed at 6.50%, and Residential Mortgages - 20 Year Conforming Fixed at 6.50%. MonitorBankRates evaluates the financial stability of The Berkshire Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.36%. Rates last updated and verified on 10/07/2026.
The Berkshire Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Berkshire Bank? Share your experience about The Berkshire Bank by leaving a review below, or read customer reviews before you decide to use The Berkshire Bank.
The Berkshire Bank has earned an overall safety grade of A- (Very Good, Score: 93/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
The Berkshire Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
14.36%
ExcellentHigher than avg
The Berkshire Bank Texas Ratio
The Berkshire Bank's Texas Ratio is 14.36%, which is considered excellent and is higher than the national average of 5.85%.
The Berkshire Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.35% to 14.36% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A-
The Texas Ratio for this bank has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
The Berkshire Bank CD Rates
Product
Rate
APY
Term
View More
12 month Certificate
2.50%
2.53%
12 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 2.53% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
6 Month CD
2.50%
2.53%
6 months
Min Deposit$10,000
Min Balance$10,000
DetailsBalances $10,000 - $499,999.99
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 2.53% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
9 month Certificate
2.50%
2.53%
9 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 2.53% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
3 month Certificate
2.00%
2.02%
3 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 2.02% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
18 month Certificate
1.25%
1.26%
18 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 1.26% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
24 month Certificate
1.25%
1.26%
24 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 1.26% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
36 month Certificate
1.00%
1.01%
36 months
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 1.01% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
1 month Certificate of Deposit
0.10%
0.10%
1 month
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
1 month Certificate
0.05%
0.05%
1 month
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
The Berkshire Bank Savings Rates
Product
Rate
APY
View More
Statement Savings
0.60%
0.60%
Min Balance$100,000
DetailsBalance: $100,000 to $2,999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Savings
0.60%
0.60%
Min Balance$3,000,000
DetailsBalance: $3,000,000 and Above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Super Savings
0.55%
0.55%
Min Balance$1,000,000
DetailsBalance: $1,000,000 to $4,999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.55% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Super Savings
0.55%
0.55%
Min Balance$5,000,000
DetailsBalance: $5,000,000 to $9,999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.55% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Super Savings
0.55%
0.55%
Min Balance$10,000,000
DetailsBalance: $10,000,000 and Above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.55% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Super Savings
0.55%
0.55%
Min Balance$2,000,000
DetailsBalance: $2,000,000 & above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.55% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Savings
0.50%
0.50%
Min Balance$10,000
DetailsBalance: $10,000 to $99,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Super Savings
0.50%
0.50%
Min Balance$15,000
DetailsBalance: $15,000 to $999,999.99
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Super Savings
0.50%
0.50%
Min Balance$25,000
DetailsBalance: $25,000 to $1,999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Blue Ribbon Savings
0.30%
0.30%
Min Balance$1,000,000
DetailsBalance: $1,000,000 to $3,999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Savings
0.25%
0.25%
Min Balance$3,000,000
DetailsBalance: $3,000,000 and above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Blue Ribbon Savings
0.20%
0.20%
Min Balance$250,000
DetailsBalance: $250,000 to $999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Blue Ribbon Savings
0.10%
0.10%
Min Balance$10,000
DetailsBalance: $10,000 to $49,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Blue Ribbon Savings
0.10%
0.10%
Min Balance$50,000
DetailsBalance: $50,000 to $249,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Blue Ribbon Savings
0.10%
0.10%
Min Balance$4,000,000
DetailsBalance: $4,000,000 and above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Savings
0.10%
0.10%
Min Balance$300
DetailsBalance: $300 to $9,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Savings
0.10%
0.10%
Min Balance$10,000
DetailsBalance: $10,000 to $99,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Statement Savings
0.10%
0.10%
Min Balance$100,000
DetailsBalance: $100,000 to $2,999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
The Berkshire Bank Money Market Rates
Product
Rate
APY
View More
Gold Money Market Account
-
2.28%
Min Deposit$2,500
Min Balance$10,000,000
DetailsBalances of $10,000,000 and above will earn 2.28% APY. Available to individuals and new money only. New money is defined as funds not on deposit at The Berkshire Bank for more than 30 days. Minimum daily balance of $2,500 avoids $10 monthly maintenance fee.
Last Updated10/07/2026
Rate History
No change since Sep 24, 2026 · 2.28% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Gold Money Market Account
2.125%
2.15%
Min Balance$5,000,000
DetailsBalance: $5,000,000 to $9,999,999
Last Updated10/07/2026
Rate History
1 change since Sep 19, 2026 · 2.28% → 2.15% ▼ 0.13 pts · high 2.28% / low 2.15%
Oct 7, 20262.15%▼ from 2.28%
Sep 19, 20262.28%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Gold Money Market Account
2.00%
2.02%
Min Balance$20,000
DetailsBalance: $20,000 to $4,999,999
Last Updated10/07/2026
Rate History
1 change since Sep 19, 2026 · 2.28% → 2.02% ▼ 0.26 pts · high 2.28% / low 2.02%
Oct 7, 20262.02%▼ from 2.28%
Sep 19, 20262.28%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Gold Money Market Account
0.50%
0.50%
Min Balance$2,500
DetailsBalance: $2,500 to $19,999
Last Updated10/07/2026
Rate History
1 change since Sep 19, 2026 · 2.28% → 0.50% ▼ 1.78 pts · high 2.28% / low 0.50%
Oct 7, 20260.50%▼ from 2.28%
Sep 19, 20262.28%first recorded
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
The Berkshire Bank Business Money Market Rates
Product
Rate
APY
View More
Business Money Market
0.30%
0.30%
Min Balance$100,000
DetailsBalance: $100,000 to $999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Business Money Market
0.30%
0.30%
Min Balance$1,000,000
DetailsBalance: $1,000,000 & above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Business Money Market
0.25%
0.25%
Min Balance$25,000
DetailsBalance: $25,000 to $49,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Business Money Market
0.25%
0.25%
Min Balance$50,000
DetailsBalance: $50,000 to $99,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Business Money Market
0.20%
0.20%
Min Balance$5,000
DetailsBalance: $5,000 to $24,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
The Berkshire Bank Checking Rates
Product
Rate
APY
View More
NOW Checking
0.50%
0.50%
Min Balance$1,000,000
DetailsBalance: $1,000,000 & over
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
NOW Checking
0.45%
0.45%
Min Balance$25,000
DetailsBalance: $25,000 to $999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Super Security Checking
0.25%
0.25%
Min Balance$500
DetailsBalance: $500 and above
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Money Market Checking
0.20%
0.20%
Min Balance$100,000
DetailsBalance: $100,000 to $999,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
NOW Checking
0.20%
0.20%
Min Balance$1,500
DetailsBalance: $1,500 to $24,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Money Market Checking
0.15%
0.15%
Min Balance$25,000
DetailsBalance: $25,000 to $49,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Money Market Checking
0.15%
0.15%
Min Balance$50,000
DetailsBalance: $50,000 to $99,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Money Market Checking
0.10%
0.10%
Min Balance$2,500
DetailsBalance: $2,500 to $24,999
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Money Market Checking
0.10%
0.10%
Min Balance$1,000,000
DetailsBalance: $1,000,000 & over
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
The Berkshire Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
Residential Mortgages - 15 Year Conforming Fixed
6.00%
0.00
6.119%
15 Year
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 6.12% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Residential Mortgages - 30 Year Conforming Fixed
6.50%
0.00
6.575%
30 Year
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 6.58% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Residential Mortgages - 20 Year Conforming Fixed
6.50%
0.00
6.599%
20 Year
No additional details.
Last Updated10/07/2026
Rate History
No change since Sep 15, 2026 · 6.60% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A-
Health Grade
◈ Texas Ratio: 14.36%
Financial Health History
The Berkshire Bank’s Texas Ratio rose from 2.35% in Q3 2023 to 14.36% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$530M
14.36%
5.0
A-
March 31, 2026
$542M
13.54%
5.0
A
December 31, 2025
$536M
13.65%
5.0
A
September 30, 2025
$572M
8.36%
5.0
A
June 30, 2025
$574M
8.49%
5.0
A
March 31, 2025
$585M
8.26%
5.0
A
December 31, 2024
$588M
7.81%
5.0
A
September 30, 2024
$590M
7.84%
5.0
A
June 30, 2024
$585M
8.10%
5.0
A
March 31, 2024
$603M
0.00%
5.0
A+
December 31, 2023
$579M
0.00%
5.0
A+
September 30, 2023
$600M
2.35%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for The Berkshire Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather The Berkshire Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Berkshire Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameThe Berkshire Bank
Bank Holding CompanyBERKSHIRE BCORP INC
Address
4 E 39th St,
New York, NY 10016 · New York
The Berkshire Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The Berkshire Bank
Frequently Asked Questions About The Berkshire Bank
How many branches does The Berkshire Bank operate?
The Berkshire Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, The Berkshire Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, The Berkshire Bank provides members with tools to manage their accounts and build a solid financial history.
Does The Berkshire Bank offer online and mobile banking?
Most modern institutions like The Berkshire Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.berkbank.com.
Current The Berkshire Bank Rates
12-Month CD2.53%
18-Month CD1.26%
24-Month CD1.26%
36-Month CD1.01%
Savings0.60%
MMA2.28%
Retrieved from our database of financial products. Rates subject to change.