The Berkshire Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 4.00% and 3-month CD rates at 1.00%. Current savings rates are at 0.20% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 15.35%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates. The Berkshire Bank's 12-Month CD rates are at 3.30%, 9-Month CD rates are at 3.30%, 24-Month CD rates are at 2.02%, 18-Month CD rates are at 2.02%, 36-Month CD rates are at 1.51%. The Berkshire Bank's savings rates are at 0.50%. The Berkshire Bank's money market rates are at 0.50%.
To see how these rates compare to The Berkshire Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Berkshire Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Berkshire Bank CD rates. You can also compare The Berkshire Bank savings rates, MMA rates and mortgage rates using our other rate lists. The Berkshire Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Berkshire Bank? Share your experience about The Berkshire Bank by leaving a review below, or read customer reviews before you decide to use The Berkshire Bank. The Berkshire Bank Texas Ratio The Berkshire Bank's Texas Ratio is at 2.35%, which is considered excellent. The Texas Ratio for The Berkshire Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The Berkshire Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. The Berkshire Bank CD Rates and Interest Rates
The Berkshire Bank
12-Month CD
3.30%
$10,000
The Berkshire Bank
9-Month CD
3.30%
$10,000
The Berkshire Bank
24-Month CD
2.02%
$10,000
The Berkshire Bank
18-Month CD
2.02%
$10,000
The Berkshire Bank
36-Month CD
1.51%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The Berkshire Bank Rates with Other Competitive Bank and Credit Union Rates
Oxford Bank
Kasasa Checking
4.85%
$0
Newtek Bank
12-Month CD
4.25%
$2,500
SchoolsFirst Federal Credit Union
12-Month CD
4.15%
$500
Mid-America Bank
60-Month CD
4.04%
$500
Farmers State Bank of Underwood
Kasasa Checking
4.00%
$0
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. The Berkshire Bank InformationThe Berkshire Bank
4 E 39th StNew York, NY 10016 New York Established Date: 05/08/1989 FDIC Certificate #: 27503 Date of FDIC Deposit Insurance: 05/08/1989 Bank Holding Company: BERKSHIRE BCORP INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.berkbank.com
Is The Berkshire Bank FDIC Insured? Yes
What is The Berkshire Bank's Cert number? 27503
What is the maximum amount for insured deposits? $250,000 per holder, per account
The Berkshire Bank FinancialsTotal Assets:
$603,178,000
Total Deposits:
$472,033,000
Equity Capital:
$125,233,000
Domestic Deposits:
$472,033,000
Net Income:
$982,000
Return on Assets:
0.4742%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.9302%
Pretax Quarterly Return on Assets:
0.9300%
Return on Equity:
2.3900%
Quarterly Return on Equity:
3.1400%
Common Equity Tier 1 Capital Ratio:
47.3649%
Tier 1 Risk-Based Capital Ratio:
47.3649%
Leverage Tier 1 (Core Capital) Ratio:
21.1470%
Total Risk-Based Capital Ratio (YTD):
48.6378%
Total Interest Income (YTD):
4.3960%
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
FDIC
County:
New York
# of Offices:
8
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThere are best practices everyone should adhere to when allocating investments. Many people just starting out are resistant to setting aside anything - their belief is that they'll make more money later and that they can't spare a dime right now. Often paying off student loans and setting up a new life are looming overhead.
 TotalDirectBank CD rates are currently some of the best CD rates around on the bank's short-term certificates of deposit. Intermediate and long-term CD rates at TotalDirectBank are competitive but you can find higher rates right now. Current 3-month CD rates from TotalDirectBank are at 1.75 percent. 6-month CD rates are slightly higher at 1.85 percent. The minimum deposit amount to earn these high CD yields is $5,000 and the maximum amount is $500,000. To get the highest CD rates available, compare online rates with TotalDirectBank CD rates.
Another week brings another round of record low mortgage rates on conforming loans. Mortgage rates today on fixed 30 year mortgages, 15 year mortgages and 1 year adjustable mortgages all hit record lows in Freddie Mac's Primary Mortgage Market Survey. Recent economic data showing less consumer spending and a contraction in the manufacturing industry sent average rates lower.
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