What are the current interest rates at Marion State Bank Marion, LA?

Current rates for Marion State Bank Marion, LA include: Savings: 0.50%

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Marion State Bank Marion, LA

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Marion State Bank Marion, LA Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion State Bank Marion, LA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Marion State Bank Marion, LA's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Marion State Bank Marion, LA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.56%. Rates last updated and verified on 09/19/2026.

Marion State Bank Marion, LA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion State Bank Marion, LA? Share your experience about Marion State Bank Marion, LA by leaving a review below, or read customer reviews before you decide to use Marion State Bank Marion, LA.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.56%

Excellent Lower than avg

Health Trend

Worsening 12 quarters

Full history ›

Marion State Bank

345 Main St
Marion, LA 71260

https://www.marionstate.bank

Marion State Bank Marion, LA Savings Rates

Product	Rate	APY
Christmas Club	0.50%	0.50%
Min Deposit $5 Details No Withdrawals Until Cycle Ends in 4th Quarter. Checks mailed to customers in November Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.56%
Earl the Squirrel Savings	0.50%	0.50%
Min Deposit $5 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.56%
Personal Savings	0.50%	0.50%
Min Deposit $100 Min Balance $100 Details Monthly Service Charge: $5.95 if Daily Balance falls below $100.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.56%

Marion State Bank Marion, LA Checking Rates

Product	Rate	APY
MSB Rewards Cash Checking	5.13%	5.25%
Min Deposit $50 Min Balance $20,000 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balances over $20,000 earn 1.00% interest rate on the portion of the balance over $20,000, resulting in range from 1.71% - 5.25% APY depending on the balance. If qualifications are not met on MSB Rewards Checking all balances earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.56%
MSB Rewards Cash Checking	-	5.25%
Min Deposit $50 Min Balance $0 Details Qualifications Required: Electronic Statements Required; Online Banking Required; Balances up to $20,000 - 5.25% APY; Balances Over $20,000 (depending on balance) - 1.71% to 5.25% APY; If Qualifications Aren't Met - 0.05% APY*; Electronic Statements Required; Online Banking Required Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.56%

Marion State Bank Marion, LA Other Rates

Product	Rate	Points	APY/APR	Term	View More
MSB Rewards Cash	-	-	0.05%
Min Deposit $50 Details If qualifications are not met, all balances earn 0.05% APY. ATM fee refunds nationwide. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.56%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Marion State Bank Marion, LA’s Texas Ratio rose from 2.10% in Q3 2023 to 5.56% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$237M	5.56%	5.0	A+
March 31, 2026	$240M	2.53%	5.0	A+
December 31, 2025	$231M	9.30%	5.0	A
September 30, 2025	$227M	8.26%	5.0	A
June 30, 2025	$222M	7.80%	5.0	A
March 31, 2025	$229M	7.94%	5.0	A
December 31, 2024	$224M	7.68%	5.0	A
September 30, 2024	$225M	8.09%	5.0	A
June 30, 2024	$220M	10.54%	5.0	A
March 31, 2024	$228M	3.55%	5.0	A+
December 31, 2023	$217M	3.73%	5.0	A+
September 30, 2023	$220M	2.10%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marion State Bank Marion, LA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marion State Bank Marion, LA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion State Bank Marion, LA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marion State Bank Marion, LA

FDIC Certificate # 9320

Address 345 Main St, Marion, LA 71260 · Union

Website https://www.marionstate.bank

Established 19070201

FDIC Insurance Date 19340101

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.56%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9802%

Return on Equity (ROE) 8.3400%

Non-Performing Loans (NPL) 0.66%

Total Assets $237,366,000

Total Deposits $207,098,000

Equity Capital $28,237,000

Net Income $1,158,000

Headquarters Marion

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Marion State Bank Marion, LA earned the Verified Healthy badge

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Frequently Asked Questions About Marion State Bank Marion, LA

How many branches does Marion State Bank Marion, LA operate?

Marion State Bank Marion, LA currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marion State Bank Marion, LA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion State Bank Marion, LA provides members with tools to manage their accounts and build a solid financial history.

Does Marion State Bank Marion, LA offer online and mobile banking?

Most modern institutions like Marion State Bank Marion, LA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marionstate.bank.