FSB of St. Charles, MO CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 4.15%, 6-month CD rates at 3.70% and 3-month CD rates at 4.15%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 19.49%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. FSB of St. Charles, MO's 24-Month CD rates are at 2.90%, 18-Month CD rates are at 2.65%, 12-Month CD rates are at 2.50%, 6-Month CD rates are at 2.40%, 3-Month CD rates are at 1.65%. FSB of St. Charles, MO's savings rates are at 0.40%. FSB of St. Charles, MO's money market rates are at 0.60%.
To see how these rates compare to FSB of St. Charles, MO CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FSB of St. Charles, MO, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FSB of St. Charles, MO CD rates. You can also compare FSB of St. Charles, MO savings rates, MMA rates and mortgage rates using our other rate lists. FSB of St. Charles, MO money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of St. Charles, MO? Share your experience about FSB of St. Charles, MO by leaving a review below, or read customer reviews before you decide to use FSB of St. Charles, MO. FSB of St. Charles, MO Texas Ratio FSB of St. Charles, MO's Texas Ratio is at 1.37%, which is considered excellent. The Texas Ratio for FSB of St. Charles, MO is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, FSB of St. Charles, MO is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. FSB of St. Charles, MO CD Rates and Interest Rates
FSB of St. Charles, MO
24-Month CD
2.90%
$1,000
FSB of St. Charles, MO
18-Month CD
2.65%
$1,000
FSB of St. Charles, MO
12-Month CD
2.50%
$1,000
FSB of St. Charles, MO
6-Month CD
2.40%
$1,000
FSB of St. Charles, MO
3-Month CD
1.65%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare FSB of St. Charles, MO Rates with Other Competitive Bank and Credit Union Rates
The Golden 1 Credit Union
10-Month CD
4.25%
$500
Security Bank Tulsa, OK
12-Month CD
4.06%
$2,000
All America Bank
Mega Money Market Checking
4.00%
$500
Merrick Bank
36-Month CD
3.95%
$25,000
Bank of Franklin County
18-Month CD
3.90%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. FSB of St. Charles, MO InformationFSB of St. Charles, MO
206 N 5th StSt. Charles, MO 63301 St. Charles Established Date: 05/10/1867 FDIC Certificate #: 12219 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST STATE BANCSHARES INC How Many Domestic U.S. Offices? 9 How Many Branches are There? 9 Website: https://www.fsbfinancial.com
Is FSB of St. Charles, MO FDIC Insured? Yes
What is FSB of St. Charles, MO's Cert number? 12219
What is the maximum amount for insured deposits? $250,000 per holder, per account
FSB of St. Charles, MO FinancialsTotal Assets:
$549,922,000
Total Deposits:
$384,014,000
Equity Capital:
$75,738,000
Domestic Deposits:
$384,014,000
Net Income:
$1,230,000
Return on Assets:
1.0175%
Quarterly Return on Assets:
0.9000%
Pretax Return on Assets:
1.1550%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
7.7100%
Quarterly Return on Equity:
6.5300%
Common Equity Tier 1 Capital Ratio:
16.1061%
Tier 1 Risk-Based Capital Ratio:
16.1061%
Leverage Tier 1 (Core Capital) Ratio:
14.1045%
Total Risk-Based Capital Ratio (YTD):
17.3581%
Total Interest Income (YTD):
5.2663%
Headquarters:
St. Charles
FDIC Field Office:
St. Louis
Regulator:
FDIC
County:
St. Charles
# of Offices:
9
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage CD rates for 6 month certificates of deposit are at 0.48 percent in Bankrate's national average rate survey. You think that's a low rate the FDIC's 6 month national average CD rate is even lower at 0.18 percent.
 CD rates and mortgage rates continue to head lower as poor economic data is released weekly. The latest weak economic data included an unexpected rise in first time claims for U.S. unemployment benefits which are now at a nine month high of 500,000 and a drop in manufacturing activity in the Philadelphia region.
My Savings Direct Savings rates are now at 1.00 percent with a yield of 1.00 percent. View current Savings rates at My Savings Direct below.
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