|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Kellogg Community Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Kellogg Community Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Kellogg Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.15%. Rates were last updated on 03/29/2026. Kellogg Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kellogg Community Credit Union? Share your experience about Kellogg Community Credit Union by leaving a review below, or read customer reviews before you decide to use Kellogg Community Credit Union. Kellogg Community Credit Union
2nd Street 41 2nd St
https://www.kelloggccu.org Battle Creek, MI 49014 6286 
Kellogg Community Credit Union Home Equity & HELOC
Kellogg Community Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kellogg Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kellogg Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kellogg Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kellogg Community Credit Union
Website
https://www.kelloggccu.org
Address
41 2nd St,
Battle Creek, MI 49014 6286
Phone
269-968-9251
Fax
269-966-0648
President
Henry Pat Rolfe
CEO
Tracy Miller
Full-Time Employees
154
Part-Time Employees
5
Branch Locations
14
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.15%
Return on Assets (ROA)
1.0515%
Return on Equity (ROE)
6.1011%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
925,496,908
Total Amount of Shares and Deposits
760,735,457
Total Shares and Deposits < 1 Year
713,894,797
Total Shares and Deposits 1 3 Years
38,104,676
Total Shares and Deposits > 3 Years
8,735,986
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
73,507,447
Total Uninsured Shares and Deposits > $250K (F+J)
73,507,447
Total Insured Shares and Deposits > $250K (item 17 less item K)
687,228,010
Total Interest Expense (Sum of items 6 8)
12,831,226
Share Certificates
6,273
Number of Accounts for Share Drafts
30,426
IRA KEOGH Accounts
1,208
Number of Accounts for Regular Shares
64,877
All other shares
2,348
Money Market Shares
7,149
Net Income (unless the amount is already included in Undivided Earnings)
9,731,854
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
82,624,672
Total Liabilities
771,559,554
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kellogg Community Credit UnionIs Kellogg Community Credit Union a safe place to deposit money?Yes, Kellogg Community Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1520405692221%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kellogg Community Credit Union operate?Kellogg Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kellogg Community Credit Union?Yes, to access services at Kellogg Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kellogg Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kellogg Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kellogg Community Credit Union offer online and mobile banking?Most modern institutions like Kellogg Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kelloggccu.org. Compare to Other Credit Unions
Criers Federal Credit Union
ONPATH
Missouri Credit Union
Diamond Valley Federal Credit Union
Chicago Post Office Employees Credit Union
United Energy Credit Union
Cincinnati Employees Credit Union
CalCom Federal Credit Union
IC Federal Credit Union
Triboro Postal Federal Credit Union
Heritage USA Federal Credit Union
St Mary Credit Union
Eastmill Federal Credit Union
Hurd Employees Credit Union
Aurora Postal Employees Credit Union
Westerra Credit Union
Penlanco Federal Credit Union
Lawrence Memorial Hospital Employees FCU
Lisbon Community Federal Credit Union
SMW 104 Federal Credit Union
Zellco Federal Credit Union
|
||||||||||||||||||||||||||||||||||||
