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Great Horizons Federal Credit Union Rates & Review April 2026

Great Horizons Federal Credit Union's 12 Month CDs rates are at 0.65%, 12 Month CDs rates are at 0.50%, 18 Month IRA CDs rates are at 0.15%. Great Horizons Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Great Horizons Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.49%. Rates were last updated on 04/18/2026.

Great Horizons Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Horizons Federal Credit Union? Share your experience about Great Horizons Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Horizons Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.49%
Excellent Higher than avg
Great Horizons Federal Credit Union
Main branch
7550 Hohman Ave
Munster, IN 46321
https://greathorizonsfcu.org
Member NCUA

Great Horizons Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificates - 0.65% 12 Month
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%
12 Month Share Certificates - 0.50% 12 Month
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%
18 Month IRA Share Certificates - 0.15% 18 Month
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%

Great Horizons Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.05%
Min Balance $25
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%
Kid's Club - 0.05%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%
Share Savings - 0.05%
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%
Vacation Club - 0.05%
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.49%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Great Horizons Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Great Horizons Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Horizons Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Great Horizons Federal Credit Union
Address 7550 Hohman Ave, Munster, IN 46321
Phone 219-513-8872
Fax 219-513-8894
President Michael Gulley
CEO Laura Franckevicius
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.49%
Return on Assets (ROA)
1.6583%
Return on Equity (ROE)
7.0066%
Non-Performing Loans Ratio (NPL)
3.25%
Total Assets
3,607,335
Total Amount of Shares and Deposits
2,728,604
Total Shares and Deposits < 1 Year
2,728,604
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,728,604
Total Interest Expense (Sum of items 6 8)
1,207
Share Certificates
1
IRA KEOGH Accounts
9
Number of Accounts for Regular Shares
451
All other shares
60
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
966,831
Total Liabilities
2,753,546
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Great Horizons Federal Credit Union

Is Great Horizons Federal Credit Union a safe place to deposit money?

Yes, Great Horizons Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.4861539286984%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Great Horizons Federal Credit Union operate?

Great Horizons Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Great Horizons Federal Credit Union?

Yes, to access services at Great Horizons Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Great Horizons Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Horizons Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Great Horizons Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Horizons Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greathorizonsfcu.org.

Current Great Horizons Federal Credit Union Rates

  • 12-Month CD0.50%
  • 18-Month CD0.15%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.