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Postal Government Employees Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Postal Government Employees Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Postal Government Employees Federal Credit Union, and you can see how they compare in the Postal Government Employees Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Postal Government Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.88%. Database rates last updated and verified on 08/29/2026.

Postal Government Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Postal Government Employees Federal Credit Union? Share your experience about Postal Government Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Postal Government Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.88%
Excellent Lower than avg
Postal Government Employees Federal Credit Union
Main 179 West River Street
179 W RIVER ST
Providence, RI 02904 2610
Member NCUA

Current Rate Availability

We're not currently displaying rates for Postal Government Employees Federal Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with Postal Government Employees Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Postal Government Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Postal Government Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Postal Government Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Postal Government Employees Federal Credit Union
Website N/A
Address 179 W RIVER ST, Providence, RI 02904 2610
Phone 401-421-2436
Fax 401-421-0012
President William Sousa
CEO Kenneth Poyton
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.88%
Return on Assets (ROA)
-4.1914%
Return on Equity (ROE)
-53.2525%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
52,182,806
Total Amount of Shares and Deposits
47,040,507
Total Shares and Deposits < 1 Year
43,192,829
Total Shares and Deposits 1 3 Years
2,956,817
Total Shares and Deposits > 3 Years
890,861
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,728,129
Total Uninsured Shares and Deposits > $250K (F+J)
1,728,129
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,312,378
Total Interest Expense (Sum of items 6 8)
1,581,701
Share Certificates
229
Number of Accounts for Share Drafts
1,511
IRA KEOGH Accounts
177
Number of Accounts for Regular Shares
2,601
Money Market Shares
213
Net Income (unless the amount is already included in Undivided Earnings)
-2,187,203
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,308,456
Total Liabilities
48,148,729
Source: NCUA — Last Updated 09/30/2023
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Postal Government Employees Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

There are no reviews for Postal Government Employees Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Postal Government Employees Federal Credit Union

How many branches does Postal Government Employees Federal Credit Union operate?

Postal Government Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Postal Government Employees Federal Credit Union?

Yes, to access services at Postal Government Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Postal Government Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Postal Government Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Postal Government Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Postal Government Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

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