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Colfax Power Plant Employees Credit Union Rates & Review November 2026

Colfax Power Plant Employees Credit Union's Personal Loan Rates are as low as 6.50%. Colfax Power Plant Employees Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Colfax Power Plant Employees Credit Union with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 22.05%. Rates last updated and verified on 10/30/2026.

Colfax Power Plant Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Colfax Power Plant Employees Credit Union? Share your experience about Colfax Power Plant Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Colfax Power Plant Employees Credit Union.

Overall Health & Safety Grade ?
B
Solid Health Score: 83/100
MonitorBankRates Rating ?
4.4
Excellent Out of 5.0 Stars
Texas Ratio ?
22.05%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Colfax Power Plant Employees Credit Union
COLFAX POWER PLANT EFCU
832 PITTSBURGH ST
SPRINGDALE, PA 15144-1623
http://www.colfaxpowerplant.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Colfax Power Plant Employees Credit Union Credit Card Rates

Product Rate APR View More
VISA Classic Credit Card - 9.90%
Details NO ANNUAL FEE; requires a share account with the credit union; student members may apply with a parental co-signer for a maximum of $1,000
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Oct 14, 2026: 9.90% APROct 14, 2026Nov 2, 2026
Institution Ratings
4.4
Star Rating
B
Health Grade
◈ Texas Ratio: 22.05%

Colfax Power Plant Employees Credit Union Personal Loan Rates

Product APR Term View More
Promotional Personal Loan 6.50% 48 months
Details Maximum loan amount $5,000.00; Maximum of one (1) per member
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 10 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
4.4
Star Rating
B
Health Grade
◈ Texas Ratio: 22.05%
Special Personal Loan 9.00% 36 months
Details Maximum loan amount $3,000.00; Maximum of three (3) per member
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 10 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
4.4
Star Rating
B
Health Grade
◈ Texas Ratio: 22.05%
Personal Loan 9.75% 60 months
Details Maximum loan amount $7,500.00; Maximum of one (1) per member
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 10 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
4.4
Star Rating
B
Health Grade
◈ Texas Ratio: 22.05%

Colfax Power Plant Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Open-End Line of Credit Loan - - 11.00%
Details APR shown with asterisk on page; Unsecured loan amounts limited to $25,000.00 per member
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 11 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
4.4
Star Rating
B
Health Grade
◈ Texas Ratio: 22.05%

Financial Health History

Colfax Power Plant Employees Credit Union’s Texas Ratio rose from 18.27% in Q3 2023 to 22.05% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 4.4 and its Health Grade from B+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 13% 2.0★ 26% 3.0★ 39% 4.0★ 52% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 18.27% B+ Q3 2023 B- Q4 2023 B- Q1 2024 C Q2 2024 D Q3 2024 D Q4 2024 C- Q1 2025 D Q2 2025 D Q3 2025 D Q4 2025 D Q1 2026 22.05% B Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$8M22.05%4.4B
March 31, 2026$8M33.72%3.4D
December 31, 2025$8M35.13%3.3D
September 30, 2025$8M38.70%3.0D
June 30, 2025$8M34.63%3.4D
March 31, 2025$8M31.65%3.6C-
December 31, 2024$8M33.23%3.5D
September 30, 2024$8M37.53%3.1D
June 30, 2024$8M26.69%4.0C
March 31, 2024$8M22.80%4.4B-
December 31, 2023$8M22.84%4.4B-
September 30, 2023$8M18.27%4.7B+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Colfax Power Plant Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Colfax Power Plant Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Colfax Power Plant Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Colfax Power Plant Employees Credit Union
Address 832 PITTSBURGH ST, SPRINGDALE, PA 15144-1623
Phone 724-274-6666
Fax 724-274-6681
President JAMES BROOKS
CEO LISA BURNS
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
22.05%
Return on Assets (ROA)
-0.0328%
Return on Equity (ROE)
-0.3088%
Non-Performing Loans Ratio (NPL)
3.52%
Total Assets
8,466,184
Total Amount of Shares and Deposits
7,463,455
Total Shares and Deposits < 1 Year
7,463,455
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,106
Total Uninsured Shares and Deposits > $250K (F+J)
16,106
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,447,349
Total Interest Expense (Sum of items 6 8)
74,318
Share Certificates
603
Number of Accounts for Regular Shares
1,116
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
876,547
Total Liabilities
7,567,489
Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About Colfax Power Plant Employees Credit Union

What is the lowest personal loan rate at Colfax Power Plant Employees Credit Union?

The lowest Colfax Power Plant Employees Credit Union personal loan rate is its Promotional Personal Loan at 6.50% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Colfax Power Plant Employees Credit Union?

The lowest Colfax Power Plant Employees Credit Union credit card APR is its VISA Classic Credit Card at 9.90% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Colfax Power Plant Employees Credit Union operate?

Colfax Power Plant Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Colfax Power Plant Employees Credit Union?

Yes, to access services at Colfax Power Plant Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Colfax Power Plant Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Colfax Power Plant Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Colfax Power Plant Employees Credit Union offer online and mobile banking?

Most modern institutions like Colfax Power Plant Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.colfaxpowerplant.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Colfax Power Plant Employees Credit Union rates compare?

Colfax Power Plant Employees Credit Union's top rates are its Promotional Personal Loan at 6.50% APR and its VISA Classic Credit Card at 9.90% APR, verified by MonitorBankRates on October 30, 2026.