What are the current interest rates at MRV Banks?

Current rates for MRV Banks include: 12-Month CD: 3.75%

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MRV Banks Rates and Review March 2026

Q: Is MRV Banks a safe place to deposit money?

Yes, MRV Banks is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Content reviewed by

Brian McKay

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MRV Banks Deposit Rates

MRV Banks's 3-Month CD rates are at 3.85%, 6-Month CD rates are at 3.85%, 12-Month CD rates are at 3.75%. MonitorBankRates evaluates the financial stability of MRV Banks with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.70%. Rates were last updated on 03/04/2026.

MRV Banks

Rate Updates and Availability

MRV Banks money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MRV Banks? Share your experience about MRV Banks by leaving a review below, or read customer reviews before you decide to use MRV Banks.

MRV Banks Texas Ratio

MRV Banks's Texas Ratio is at 0.70%, which is considered excellent. The Texas Ratio for MRV Banks is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Exceptional

Out of 5.0 Stars

MRV Banks has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, MRV Banks is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+

Exceptional Health

Score: 100/100

MRV Banks has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

3.75%

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/04/2026

MRV Banks

871 Sainte Genevieve Drive
Sainte Genevieve, MO 63670

https://www.mrvbanks.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCEPTIONAL

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MRV Banks CD Rates

Product	Rate	APY
3 Month CD	-	3.85%
Min Deposit$1,000 Details$1,000 minimum balance required to open an account and obtain the APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Last Updated 03/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
6 Month CD	-	3.85%
Min Deposit$1,000 Details$1,000 minimum balance required to open an account and obtain the APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Last Updated 03/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%
12 Month CD	-	3.75%
Min Deposit$1,000 Details$1,000 minimum balance required to open an account and obtain the APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Last Updated 03/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for MRV Banks is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather MRV Banks rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MRV Banks's official website for the most current offers and terms.

Bank Profile & Overview

MRV Banks

871 Sainte Genevieve Drive
Sainte Genevieve, MO 63670
Ste. Genevieve
Established Date: 07/16/2007
FDIC Certificate #: 58619
Date of FDIC Deposit Insurance: 07/16/2007

Bank Holding Company: MRV FINANCIAL CORP

How Many Domestic U.S. Offices? 5

How Many Branches are There? 5

Website: https://www.mrvbanks.com

Is MRV Banks FDIC Insured? Yes

What is MRV Banks's Cert number? 58619

What is the maximum amount for insured deposits? $250,000 per holder, per account