Presence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.75%, 6-month CD rates at 0.50% and 3-month CD rates at 0.30%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 29.24%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Presence Bank's 24-Month CD rates are at 4.10%, 18-Month CD rates are at 4.10%, 12-Month CD rates are at 3.75%, 36-Month CD rates are at 1.79%, 60-Month CD rates are at 0.85%. Presence Bank's savings rates are at 0.05%. Presence Bank's money market rates are at 0.15%.
To see how these rates compare to Presence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Presence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Presence Bank CD rates. You can also compare Presence Bank savings rates, MMA rates and mortgage rates using our other rate lists. Presence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Presence Bank? Share your experience about Presence Bank by leaving a review below, or read customer reviews before you decide to use Presence Bank. Presence Bank Texas Ratio Presence Bank's Texas Ratio is at 2.15%, which is considered excellent. The Texas Ratio for Presence Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Presence Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Presence Bank CD Rates and Interest Rates
Presence Bank
24-Month CD
4.10%
$250
Presence Bank
18-Month CD
4.10%
$250
Presence Bank
12-Month CD
3.75%
$250
Presence Bank
36-Month CD
1.79%
$250
Presence Bank
60-Month CD
0.85%
$250
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Presence Bank Rates with Other Competitive Bank and Credit Union Rates
Garden Plain State Bank
12-Month CD
4.32%
$1,000
Huntington FSB
12-Month CD
4.22%
$500
Mutual Security Credit Union
Progressive Savings
4.16%
$0
Fidelity Co-operative Bank
7-Month CD
4.10%
$500
Superior Savings Bank
Money Market Max Plus
4.08%
$100,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 29, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Presence Bank InformationPresence Bank
185 E Lincoln HwyCoatesville, PA 19320 Chester Established Date: 01/01/1919 FDIC Certificate #: 30085 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: PB BANKSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.presencebank.com
Is Presence Bank FDIC Insured? Yes
What is Presence Bank's Cert number? 30085
What is the maximum amount for insured deposits? $250,000 per holder, per account
Presence Bank FinancialsTotal Assets:
$445,420,000
Total Deposits:
$348,389,000
Equity Capital:
$39,325,000
Domestic Deposits:
$348,389,000
Net Income:
$403,000
Return on Assets:
0.5963%
Quarterly Return on Assets:
0.3700%
Pretax Return on Assets:
0.4666%
Pretax Quarterly Return on Assets:
0.4700%
Return on Equity:
6.3500%
Quarterly Return on Equity:
4.1200%
Common Equity Tier 1 Capital Ratio:
12.0592%
Tier 1 Risk-Based Capital Ratio:
12.0592%
Leverage Tier 1 (Core Capital) Ratio:
9.7387%
Total Risk-Based Capital Ratio (YTD):
13.3096%
Total Interest Income (YTD):
5.0696%
Headquarters:
Coatesville
FDIC Field Office:
Philadelphia
Regulator:
FDIC
County:
Chester
# of Offices:
4
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsApplied Bank Savings rates are now at 0.10 percent with a yield of 0.10 percent. View current Savings rates at Applied Bank below.
Bank of America NEA is offering some of the best CD rates available, particularly for shorter term CD rates.
AIG Bank is offering some very competitive money market account rates that are much higher than the FDIC's national average money market rate. As you can figure out from the title, AIG Bank, is the banking division of American International Group (AIG) which received a $182 billion bailout from the U.S. government during the financial crisis.
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