Presence Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 5.35% and 3-month CD rates at 2.50%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.20%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Presence Bank's 12-Month CD rates are at 4.85%, 18-Month CD rates are at 4.39%, 36-Month CD rates are at 1.79%, 60-Month CD rates are at 0.85%, 24-Month CD rates are at 0.75%. Presence Bank's savings rates are at 0.10%. Presence Bank's money market rates are at 0.15%.

Presence Bank

To see how these rates compare to Presence Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Presence Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Presence Bank CD rates. You can also compare Presence Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Presence Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Presence Bank? Share your experience about Presence Bank by leaving a review below, or read customer reviews before you decide to use Presence Bank.

Presence Bank Texas Ratio

Presence Bank's Texas Ratio is at 3.87%, which is considered excellent. The Texas Ratio for Presence Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Presence Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.85%
18-Month CD
4.39%
24-Month CD
0.75%
36-Month CD
1.79%
48-Month CD
0.65%
60-Month CD
0.85%
Savings
0.10%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Presence Bank
185 E Lincoln Hwy
Coatesville, PA 19320
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Presence Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Presence Bank
Presence Bank
12-Month CD
4.85%
$250
Presence Bank
Presence Bank
18-Month CD
4.39%
$250
Presence Bank
Presence Bank
36-Month CD
1.79%
$250
Presence Bank
Presence Bank
60-Month CD
0.85%
$250
Presence Bank
Presence Bank
24-Month CD
0.75%
$250
Presence Bank
Presence Bank
48-Month CD
0.65%
$250
Presence Bank
Presence Bank
Money Market
0.15%
$2,500
Presence Bank
Presence Bank
Savings Account
0.10%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Presence Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Field & Main Bank
Field & Main Bank
9-Month CD special
5.25%
$500
NexBank
NexBank
6-Month CD Jumbo Promotional Online
5.20%
$100,000
Fitness Bank
Fitness Bank
Savings Account
5.00%
$100
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
11-Month CD
4.85%
$1,000
Lake Shore Savings Bank
Lake Shore Savings Bank
9-Month CD special
4.85%
$500
Beal Bank USA
Beal Bank USA
18-Month CD
4.35%
$1,000
Ponce Bank
Ponce Bank
24-Month CD
4.30%
$1,000
Unison Bank
Unison Bank
12-Month CD
4.25%
$2,500
American Express National Bank
American Express National Bank
24-Month CD
4.00%
$0
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.00%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
60-Month CD
4.00%
$500
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
24-Month CD
3.92%
$10,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.60%
$1,000
Commerce Bank of Arizona
Commerce Bank of Arizona
60-Month CD
3.50%
$1,000
American Express National Bank
American Express National Bank
18-Month CD
3.25%
$0
Adirondack Bank
Adirondack Bank
18-Month CD
3.25%
$1,000
GTE Financial CU
GTE Financial CU
48-Month CD
3.14%
$500
OSB Odin State Bank
OSB Odin State Bank
Money Market Account-Tier 5
3.04%
$250,000
American Express National Bank
American Express National Bank
36-Month CD
3.00%
$0
American Express National Bank
American Express National Bank
48-Month CD
3.00%
$0
FSB of Golva
FSB of Golva
6-Month CD
3.00%
$1,000
Foresight Bank
Foresight Bank
24-Month CD
2.88%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
36Month Jumbo CD
2.75%
$100,000
Rosedale FSL
Rosedale FSL
60-Month CD
2.55%
$500
Oostburg State Bank
Oostburg State Bank
24-Month CD
2.52%
$1,000
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
360 Federal Credit Union
360 Federal Credit Union
18-Month CD share certificate
2.02%
$1,000
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
JTNB
JTNB
24-Month CD
1.75%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
60-Month CD
1.66%
$500
American Bank
American Bank
30-Month CD
1.50%
$500
Buena Vista National Bank
Buena Vista National Bank
48-Month CD
1.25%
$500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
24-Month CD
1.25%
$500
Tennessee State Bank
Tennessee State Bank
Commercial Money Market
1.25%
$100,000
Cayuga Lake National Bank
Cayuga Lake National Bank
18-Month CD
1.11%
$500
4u Federal Credit Union
4u Federal Credit Union
Money Market
1.11%
$2,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
0.65%
$500
Homeland Community Bank
Homeland Community Bank
Money Market
0.50%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
Money Market
0.40%
$250,000
Norway Savings Bank
Norway Savings Bank
24-Month CD
0.40%
$500
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
18-Month CD
0.30%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD certificate
0.30%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Lusitania Savings Bank
Lusitania Savings Bank
18-Month CD
0.10%
$500
National Iron Bank
National Iron Bank
Harvest Money Market
0.10%
$25,000
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
Super Now Account
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Presence Bank Information

Presence Bank
185 E Lincoln Hwy
Coatesville, PA 19320
Chester
Established Date: 01/01/1919
FDIC Certificate #: 30085
Date of FDIC Deposit Insurance: 02/09/1940
Bank Holding Company: PB BANKSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Presence Bank FDIC Insured? Yes
What is Presence Bank's Cert number? 30085
What is the maximum amount for insured deposits? $250,000 per holder, per account

Presence Bank Financials

Total Assets:
$385,848,000
Total Deposits:
$295,437,000
Equity Capital:
$36,799,000
Domestic Deposits:
$295,437,000
Net Income:
$485,000
Return on Assets:
0.3999%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.6600%
Pretax Quarterly Return on Assets:
0.6600%
Return on Equity:
4.0800%
Quarterly Return on Equity:
5.3300%
Leverage Tier 1 (Core Capital) Ratio:
9.7282%
Total Interest Income (YTD):
3.7285%
 
 
Headquarters:
Coatesville
FDIC Field Office:
Philadelphia
Regulator:
FDIC
County:
Chester
# of Offices:
4
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

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