|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Peoples Bank of Commerce Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Peoples Bank of Commerce's 18-Months 18-Month Certificates of Deposit rates are at 2.53%, 24-Months 24-Month Certificates of Deposit rates are at 2.53%, 12-Months 12-Month Certificates of Deposit rates are at 2.27%, 6-Months 6-Month Certificates of Deposit rates are at 2.02%, 9-Months 9-Month Certificates of Deposit rates are at 2.02%. Peoples Bank of Commerce's savings rates are at 0.01%. Peoples Bank of Commerce's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Peoples Bank of Commerce with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.64%. Rates last updated and verified on 08/28/2026. Peoples Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Commerce? Share your experience about Peoples Bank of Commerce by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Commerce. 
Peoples Bank of Commerce CD Rates
Peoples Bank of Commerce Savings Rates
Peoples Bank of Commerce Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Peoples Bank of Commerce is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Peoples Bank of Commerce rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peoples Bank of Commerce's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Peoples Bank of Commerce
Bank Holding Company
PBCO FINANCIAL CORP
Address
1528 Biddle Rd,
Medford, OR 97504 · Jackson
Website
https://www.peoplesbank.bank
FDIC Certificate #
34685
Established
03/02/1998
FDIC Insurance Date
03/02/1998
Domestic Offices
11
Total Branches
11
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.64%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8558%
Return on Equity (ROE)
8.1900%
Non-Performing Loans (NPL)
0.03%
Total Assets
$788,704,000
Total Deposits
$661,982,000
Equity Capital
$112,705,000
Net Income
$9,132,000
Headquarters
Medford
Total Branches and Offices
11
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Peoples Bank of Commerce yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Peoples Bank of Commerce
Frequently Asked Questions About Peoples Bank of CommerceHow many branches does Peoples Bank of Commerce operate?Peoples Bank of Commerce currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Peoples Bank of Commerce does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Peoples Bank of Commerce provides members with tools to manage their accounts and build a solid financial history. Does Peoples Bank of Commerce offer online and mobile banking?Most modern institutions like Peoples Bank of Commerce provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplesbank.bank. Current Peoples Bank of Commerce Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
FNB of River Falls
First Community State Bank Avilla, IN
First Bank Burkburnett, TX
The Western State Bank
Agility Bank
Bank47
FNCB Chatsworth, GA
FNB Bank
Mission Bank Bakersfield, CA
Versailles S&L Co.
Hatch Bank
FLC Bank
The Killbuck SBC
Industrial Bank
Dakota Heritage Bank
Elk State Bank
Fidelity Co-operative Bank
Methuen Co-operative Bank
Oxford Bank
Sovereign Bank
Coffee County Bank
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
