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Highway District 19 Employees Credit Union Rates & Review April 2026

You can compare Highway District 19 Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.60% and 3-month share certificate rates at 0.75%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Highway District 19 Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Highway District 19 Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates were last updated on 04/23/2026.

Highway District 19 Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highway District 19 Employees Credit Union? Share your experience about Highway District 19 Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Highway District 19 Employees Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.33%
Excellent Lower than avg
Highway District 19 Employees Credit Union
Highway District 19 Employees Credit Union
202 N Louise St
Atlanta, TX 75551 2599
Member NCUA

Current Rate Availability

We do not have Highway District 19 Employees Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Highway District 19 Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Highway District 19 Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Highway District 19 Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Highway District 19 Employees Credit Union
Website
Address 202 N Louise St, Atlanta, TX 75551 2599
Phone 903-796-4423
Fax 903-796-8696
President David Stewart
CEO Vicki Stroman
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.33%
Return on Assets (ROA)
0.3558%
Return on Equity (ROE)
1.7686%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
7,353,419
Total Amount of Shares and Deposits
5,829,237
Total Shares and Deposits < 1 Year
5,829,238
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,091
Total Uninsured Shares and Deposits > $250K (F+J)
36,091
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,793,146
Total Interest Expense (Sum of items 6 8)
5,127
Number of Accounts for Regular Shares
1,463
Net Income (unless the amount is already included in Undivided Earnings)
15,468
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
629,876
Total Liabilities
5,874,175
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Highway District 19 Employees Credit Union

Is Highway District 19 Employees Credit Union a safe place to deposit money?

Yes, Highway District 19 Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3307449375707%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Highway District 19 Employees Credit Union operate?

Highway District 19 Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Highway District 19 Employees Credit Union?

Yes, to access services at Highway District 19 Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Highway District 19 Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Highway District 19 Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Highway District 19 Employees Credit Union offer online and mobile banking?

Most modern institutions like Highway District 19 Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.