|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Nickel Steel Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 6, 2026
Nickel Steel Federal Credit Union's 38 month CD rates are at 3.35%, 26 month CD rates are at 3.25%, 20 month CD rates are at 3.14%, 14 month CD rates are at 3.10%, 7 month CD rates are at 2.50%. MonitorBankRates evaluates the financial stability of Nickel Steel Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates were last updated on 05/06/2026. Nickel Steel Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nickel Steel Federal Credit Union? Share your experience about Nickel Steel Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nickel Steel Federal Credit Union. Nickel Steel Federal Credit Union
nickel steel fcu 1067 s main st
https://www.nickelsteelfcu.com lima, OH 45804 2043 
Nickel Steel Federal Credit Union CD Rates
Nickel Steel Federal Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Nickel Steel Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nickel Steel Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Nickel Steel Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Nickel Steel Federal Credit Union
Website
https://www.nickelsteelfcu.com
Address
1067 s main st,
lima, OH 45804 2043
Phone
419-224-7861
Fax
419-224-2607
President
john altenbach
CEO
rikki hatton
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.24%
Return on Assets (ROA)
0.6874%
Return on Equity (ROE)
2.1647%
Non-Performing Loans Ratio (NPL)
2.43%
Total Assets
5,477,486
Total Amount of Shares and Deposits
3,728,405
Total Shares and Deposits < 1 Year
3,717,064
Total Shares and Deposits 1 3 Years
11,341
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,529
Total Uninsured Shares and Deposits > $250K (F+J)
26,529
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,701,876
Total Interest Expense (Sum of items 6 8)
17,444
Share Certificates
62
Number of Accounts for Share Drafts
247
IRA KEOGH Accounts
6
Number of Accounts for Regular Shares
608
Net Income (unless the amount is already included in Undivided Earnings)
37,653
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
340,631
Total Liabilities
3,738,022
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Nickel Steel Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Nickel Steel Federal Credit Union
Frequently Asked Questions About Nickel Steel Federal Credit UnionHow many branches does Nickel Steel Federal Credit Union operate?Nickel Steel Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Nickel Steel Federal Credit Union?Yes, to access services at Nickel Steel Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Nickel Steel Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Nickel Steel Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Nickel Steel Federal Credit Union offer online and mobile banking?Most modern institutions like Nickel Steel Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nickelsteelfcu.com. Compare to Other Credit Unions
United Arkansas Federal Credit Union
Cornerstone Community Federal Credit Union
BlueOx Credit Union
Ulster Federal Credit Union
Community Spirit Credit Union
Our Sunday Visitor Employees Federal Credit Union
RelyOn Credit Union
Evolve Federal Credit Union
Velma Federal Credit Union
Madison Education Assoc Credit Union
Providence Federal Credit Union
Plainfield Police and Firemens Federal Credit Union
BLAIR COUNTY
Lehrer Interests Credit Union
Liberty First Credit Union
DOY Federal Credit Union
Sewerage And Water Board Employees Federal Credit Union
Maryknoll Of Los Angels Federal Credit Union
Glover Federal Credit Union
New Dimensions Federal Credit Union
Brightview Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
