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 Workmens Circle Incorporated Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
Workmens Circle Incorporated Credit Union's 12 Month Share or IRA CD rates are at 3.75%, 24 Month Share or IRA CD rates are at 3.50%, 6 Month Share or IRA CD rates are at 3.50%, 12 Month Share or IRA CD rates are at 3.40%, 24 Month Share or IRA CD rates are at 3.30%. Workmens Circle Incorporated Credit Union's savings rates are at 0.30%. Workmens Circle Incorporated Credit Union's money market rates are at 0.05%. Workmens Circle Incorporated Credit Union's Personal Loan Rates are at 4.24%. MonitorBankRates evaluates the financial stability of Workmens Circle Incorporated Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/22/2026. Workmens Circle Incorporated Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Workmens Circle Incorporated Credit Union? Share your experience about Workmens Circle Incorporated Credit Union by leaving a review below, or read customer reviews before you decide to use Workmens Circle Incorporated Credit Union. Workmens Circle Incorporated Credit Union
Workmens Circle Credit Union 527 Stephenson Ave
https://www.workmenscirclecu.com Savannah, GA 31405 5922 
Workmens Circle Incorporated Credit Union CD Rates
Workmens Circle Incorporated Credit Union Savings Rates
Workmens Circle Incorporated Credit Union Money Market Rates
Workmens Circle Incorporated Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Workmens Circle Incorporated Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Workmens Circle Incorporated Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Workmens Circle Incorporated Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Workmens Circle Incorporated Credit Union
Website
https://www.workmenscirclecu.com
Address
527 Stephenson Ave,
Savannah, GA 31405 5922
Phone
912-356-9225
Fax
912-356-9226
President
Harold Yellin
CEO
Chris Miltiades
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.3985%
Return on Equity (ROE)
7.1365%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
132,361,688
Total Amount of Shares and Deposits
105,967,986
Total Shares and Deposits < 1 Year
103,825,832
Total Shares and Deposits 1 3 Years
2,142,154
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,163,557
Total Uninsured Shares and Deposits > $250K (F+J)
39,163,557
Total Insured Shares and Deposits > $250K (item 17 less item K)
66,804,429
Total Interest Expense (Sum of items 6 8)
2,915,532
Share Certificates
217
IRA KEOGH Accounts
230
Number of Accounts for Regular Shares
1,740
Money Market Shares
399
Net Income (unless the amount is already included in Undivided Earnings)
1,851,024
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,305,096
Total Liabilities
106,424,383
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Workmens Circle Incorporated Credit UnionIs Workmens Circle Incorporated Credit Union a safe place to deposit money?Yes, Workmens Circle Incorporated Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Workmens Circle Incorporated Credit Union operate?Workmens Circle Incorporated Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Workmens Circle Incorporated Credit Union?Yes, to access services at Workmens Circle Incorporated Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Workmens Circle Incorporated Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Workmens Circle Incorporated Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Workmens Circle Incorporated Credit Union offer online and mobile banking?Most modern institutions like Workmens Circle Incorporated Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.workmenscirclecu.com. Current Workmens Circle Incorporated Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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