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Redbrand Credit Union Rates & Review September 2026

Redbrand Credit Union's CD - 36 Month Term rates are at 3.15%, CD - 36 Month Term rates are at 3.11%, CD - 48 Month Term rates are at 2.02%, CD - 48 Month Term rates are at 2.00%, CD - 24 Month Term rates are at 1.92%. Redbrand Credit Union's money market rates are at 0.10%. Redbrand Credit Union's RV, Boat and Powersport Loan Rates are as low as 5.25%. MonitorBankRates evaluates the financial stability of Redbrand Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.74%. Rates last updated and verified on 09/21/2026.

Redbrand Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Redbrand Credit Union? Share your experience about Redbrand Credit Union by leaving a review below, or read customer reviews before you decide to use Redbrand Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.74%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Redbrand Credit Union
Main Office
820 McKinley Ave
Bartonville, IL 61607
https://www.redbrandcu.com
Member NCUA

Redbrand Credit Union CD Rates

Product Rate APY Term View More
Share Certificate - 36 Month Term - 3.15% 36 Month Term
Min Balance $1,000
Details IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 36 Month Term - 3.11% 36 Month Term
Min Balance $1,000
Details Non-IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 48 Month Term - 2.02% 48 Month Term
Min Balance $1,000
Details IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 48 Month Term - 2.00% 48 Month Term
Min Balance $1,000
Details Non-IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 24 Month Term - 1.92% 24 Month Term
Min Balance $1,000
Details IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 24 Month Term - 1.90% 24 Month Term
Min Balance $1,000
Details Non-IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 18 Month Term - 1.81% 18 Month Term
Min Balance $1,000
Details IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 18 Month Term - 1.80% 18 Month Term
Min Balance $1,000
Details Non-IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 12 Month Term - 1.41% 12 Month Term
Min Balance $1,000
Details IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 12 Month Term - 1.40% 12 Month Term
Min Balance $1,000
Details Non-IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Share Certificate - 6 Month Term - 1.35% 6 Month Term
Min Balance $2,500
Details Non-IRA
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Redbrand Credit Union Money Market Rates

Product Rate APY View More
Money Market - 0.10%
Min Balance $2,500
Details Minimum Balance: $2,500 required to open account. Balances below $2,500 earn same rate as Primary Share Account.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Redbrand Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Automobile: 2017-2019 - - 4.99% 24 to 72 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Automobile: 2020 or newer - - 4.99% 24 to 75 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Automobile: 2020 or newer - - 4.99% 76-84 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
New Vehicle Loan - - 5.24% 48 months
Details Vehicle loan example: a 48-month term on a new vehicle loan for $20,000 at 5.24% APR, the monthly payment will be approximately $462.76. 67-75-month financing available only on loans of $12,000 or more only on 2020-2027 model year. ***76-84-month financing available only on loans of $20,000 or more only on 2020-2027 model year.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Automobile: 2006-2016 - - 6.49% 24-54 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Classic Auto (50 years or older) - - 7.49% 50 Years
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Redbrand Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV, Boats, Trailers, Snowmobiles and Personal Watercraft Loan - 5.25% Up to 84 Months**
Details As Low As; Loan Type: 2020-2027
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Motorcycle: 2006-2019 Loan - 7.25% 0-66 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
RV, Boats, Trailers, Snowmobiles and Personal Watercraft Loan - 7.25% Up to 84 Months**
Details As Low As; Loan Type: 2006-2019
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Motorcycle: 2006-2019 Loan - 8.75% 67-75 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Redbrand Credit Union Personal Loan Rates

Product APR Term View More
RV, Boats, Trailers, Snowmobiles and Personal Watercraft Loan 5.25% Up to 84 Months**
Details As Low As; Loan Type: 2020-2027
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
RV, Boats, Trailers, Snowmobiles and Personal Watercraft Loan 7.25% Up to 84 Months**
Details As Low As; Loan Type: 2006-2019
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Signature Loan 8.00% Up to 60 Months****
Details As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Redbrand Credit Union Other Rates

Product Rate Points APY/APR Term View More
Motorcyle: 2020 or newer Loan - - 5.25% 0-66 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Motorcyle: 2020 or newer Loan - - 5.25% 67-75 Months
Details As low as; Rates and Terms determined by credit score and vehicle information.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Individual Retirement Accounts - - 0.04%
Details Early Withdrawal penalty may apply.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Primary Share Account - - 0.04%
Min Balance $25
Details Rate applies to entire balance. Fees may reduce earnings on accounts. Inactivity fee may apply. Balance: $25.00-$999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Primary Share Account - - 0.05%
Min Balance $1,000
Details Rate applies to entire balance. Fees may reduce earnings on accounts. Inactivity fee may apply. Balance: $1000.00-$9999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%
Primary Share Account - - 0.06%
Min Balance $10,000
Details Rate applies to entire balance. Fees may reduce earnings on accounts. Inactivity fee may apply. Balance: $10,000.00
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.74%

Financial Health History

Redbrand Credit Union’s Texas Ratio fell from 1.37% in Q2 2023 to 0.74% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.3% 3.0★ 2% 4.0★ 2.6% 5.0★ Healthy zone – entire history below the 15% limit 1.37% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.74% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$76M0.74%5.0A+
December 31, 2025$74M1.49%5.0A+
September 30, 2025$73M1.64%5.0A+
June 30, 2025$73M1.89%5.0A+
March 31, 2025$74M1.94%5.0A+
December 31, 2024$72M0.72%5.0A+
September 30, 2024$74M1.08%5.0A+
June 30, 2024$76M0.78%5.0A+
March 31, 2024$77M1.36%5.0A+
December 31, 2023$75M1.18%5.0A+
September 30, 2023$75M1.50%5.0A+
June 30, 2023$77M1.37%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Redbrand Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Redbrand Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Redbrand Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Redbrand Credit Union
Address 820 McKinley Ave, Bartonville, IL 61607
Phone 309-697-1447
Fax 309-697-1448
President Troy Hatterman
CEO Kelly Pearce
Full-Time Employees 17
Part-Time Employees 5
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.74%
Return on Assets (ROA)
0.2417%
Return on Equity (ROE)
1.9740%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
76,283,572
Total Amount of Shares and Deposits
66,977,565
Total Shares and Deposits < 1 Year
66,576,373
Total Shares and Deposits 1 3 Years
365,433
Total Shares and Deposits > 3 Years
35,761
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,010,279
Total Uninsured Shares and Deposits > $250K (F+J)
1,010,279
Total Insured Shares and Deposits > $250K (item 17 less item K)
65,967,286
Total Interest Expense (Sum of items 6 8)
12,809
Share Certificates
116
Number of Accounts for Share Drafts
5,198
IRA KEOGH Accounts
153
Number of Accounts for Regular Shares
9,978
Money Market Shares
316
Net Income (unless the amount is already included in Undivided Earnings)
184,382
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,489,843
Total Liabilities
67,841,104
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Redbrand Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/redbrand-credit-union-rates-review-60346">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Redbrand Credit Union

How many branches does Redbrand Credit Union operate?

Redbrand Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Redbrand Credit Union?

Yes, to access services at Redbrand Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Redbrand Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Redbrand Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Redbrand Credit Union offer online and mobile banking?

Most modern institutions like Redbrand Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redbrandcu.com.

Current Redbrand Credit Union Rates

  • 12-Month CD1.40%
  • 18-Month CD1.80%
  • 24-Month CD1.90%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.