|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Fox Valley Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Fox Valley Credit Union's Term CD - 60 Month rates are at 1.61%, Term CD - 48 Month rates are at 1.51%, Term CD - 36 Month rates are at 1.41%, Term CD - 24 Month rates are at 1.31%, Term CD - 18 Month rates are at 1.21%. Fox Valley Credit Union's savings rates are at 2.02%. Fox Valley Credit Union's money market rates are at 1.41%. Fox Valley Credit Union's checking rates are as high as 0.05%. Fox Valley Credit Union's Personal Loan Rates are as low as 9.99%. Fox Valley Credit Union's Credit Card Rates are at 7.99%. Fox Valley Credit Union's CD rates are 55% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Fox Valley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates last updated and verified on 10/29/2026. Fox Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fox Valley Credit Union? Share your experience about Fox Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Fox Valley Credit Union. Fox Valley Credit Union
Fox Valley Credit Union 575 N Broadway
https://www.foxvalleycu.com Aurora, IL 60505  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Fox Valley Credit Union CD Rates
Fox Valley Credit Union Savings Rates
Fox Valley Credit Union Money Market Rates
Fox Valley Credit Union Checking Rates
Fox Valley Credit Union Auto Loan Rates
Fox Valley Credit Union Credit Card Rates
Fox Valley Credit Union Personal Loan Rates
Financial Health HistoryFox Valley Credit Union’s Texas Ratio fell from 5.05% in Q3 2023 to 0.79% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Fox Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fox Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fox Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Fox Valley Credit Union
Website
https://www.foxvalleycu.com
Address
575 N Broadway,
Aurora, IL 60505
Phone
630-859-2276
Fax
630-859-2472
President
Michelle Meyer
CEO
Kyle Whelan
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
3
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.79%
Return on Assets (ROA)
-0.0090%
Return on Equity (ROE)
-0.0572%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
45,512,463
Total Amount of Shares and Deposits
38,536,990
Total Shares and Deposits < 1 Year
38,119,182
Total Shares and Deposits 1 3 Years
359,434
Total Shares and Deposits > 3 Years
58,374
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,973,033
Total Uninsured Shares and Deposits > $250K (F+J)
1,973,033
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,563,957
Total Interest Expense (Sum of items 6 8)
183,490
Share Certificates
308
Number of Accounts for Share Drafts
1,444
IRA KEOGH Accounts
127
Number of Accounts for Regular Shares
3,590
All other shares
149
Money Market Shares
109
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,061,141
Total Liabilities
38,732,642
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Fox Valley Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Fox Valley Credit Union
Frequently Asked Questions About Fox Valley Credit UnionDoes Fox Valley Credit Union offer CDs?Yes. Fox Valley Credit Union current CD rates include its Term CD - 60 Month at 1.61% APY, its Term CD - 48 Month at 1.51% APY and its Term CD - 36 Month at 1.41% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Fox Valley Credit Union NCUA insured?Yes. Fox Valley Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Fox Valley Credit Union?The highest Fox Valley Credit Union CD rate is its IRA CD - 60 Month at 1.87% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Fox Valley Credit Union offer?Fox Valley Credit Union CD rates are 1.11% APY for a 12 month CD, 1.21% APY for an 18 month CD, 1.31% APY for a 2 year CD, 1.41% APY for a 3 year CD, 1.51% APY for a 4 year CD and 1.61% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Fox Valley Credit Union for its full lineup. What is the highest savings rate at Fox Valley Credit Union?The highest Fox Valley Credit Union savings rate is its IRA Savings at 2.02% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Fox Valley Credit Union?The highest Fox Valley Credit Union money market rate is its Money Market at 1.41% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Fox Valley Credit Union?The highest Fox Valley Credit Union checking rate is its Share Draft (Checking) at 0.05% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Fox Valley Credit Union?The lowest Fox Valley Credit Union auto loan rate is its Auto Loan at 4.99% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Fox Valley Credit Union?The lowest Fox Valley Credit Union personal loan rate is its Signature Loans at 9.99% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Fox Valley Credit Union?The lowest Fox Valley Credit Union credit card APR is its VISA Credit Cards at 7.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Fox Valley Credit Union operate?Fox Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Fox Valley Credit Union?Yes, to access services at Fox Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Fox Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fox Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Fox Valley Credit Union offer online and mobile banking?Most modern institutions like Fox Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.foxvalleycu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Fox Valley Credit Union rates compare?Fox Valley Credit Union's CD rates are 55% lower than the MonitorBankRates national average, and it has an A+ health rating. Fox Valley Credit Union's top rates are its IRA CD - 60 Month at 1.87% APY, its IRA Savings at 2.02% APY, its Money Market at 1.41% APY, its Share Draft (Checking) at 0.05% APY, its Signature Loans at 9.99% APR and its VISA Credit Cards at 7.99% APR, verified by MonitorBankRates on October 29, 2026. Current Fox Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Pueblo Government Agencies Federal Credit Union
Freestone Credit Union
Frankfort Community Federal Credit Union
CN/IC Employees Credit Union
Gowanda Area Federal Credit Union
New Haven Firefighters Credit Union
Texasgulf Federal Credit Union
The Heart Center Federal Credit Union
NuMark Credit Union
Lanco Federal Credit Union
Palisades Federal Credit Union
Bayonne City Employees Federal Credit Union
L & N Credit Union
Pinn Memorial Federal Credit Union
Port City Credit Union
Wright-Patt Credit Union
UP State Credit Union
Taylorville Community Credit Union
My Georgia Credit Union
TCT Federal Credit Union
Beacon Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
