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The Peoples Bank Magnolia, AR

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The Peoples Bank Magnolia, AR Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Peoples Bank Magnolia, AR provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

The Peoples Bank Magnolia, AR rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not The Peoples Bank Magnolia, AR, and you can see how they compare in the The Peoples Bank Magnolia, AR rate tables below. MonitorBankRates evaluates the financial stability of The Peoples Bank Magnolia, AR with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.35%. Database rates last updated and verified on 08/30/2026.

The Peoples Bank Magnolia, AR money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Peoples Bank Magnolia, AR? Share your experience about The Peoples Bank Magnolia, AR by leaving a review below, or read customer reviews before you decide to use The Peoples Bank Magnolia, AR.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.35%

Good Higher than avg

The Peoples Bank

500 N Jackson
Magnolia, AR 71753

https://www.pbmag.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Peoples Bank Magnolia, AR is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Peoples Bank Magnolia, AR rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Peoples Bank Magnolia, AR's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Peoples Bank Magnolia, AR

Bank Holding Company GOLDEN OAKS BANCSHARES INC

Address 500 N Jackson, Magnolia, AR 71753 · Columbia

Website https://www.pbmag.com

FDIC Certificate # 12531

Established 01/01/1910

FDIC Insurance Date 01/01/1934

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

5.0

Exceptional Out of 5.0 Stars

15.35%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7439%

Return on Equity (ROE) 6.7900%

Non-Performing Loans (NPL) 2.01%

Total Assets $194,397,000

Total Deposits $135,104,000

Equity Capital $27,115,000

Net Income $4,033,000

Headquarters Magnolia

Total Branches and Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About The Peoples Bank Magnolia, AR

How many branches does The Peoples Bank Magnolia, AR operate?

The Peoples Bank Magnolia, AR currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Peoples Bank Magnolia, AR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Peoples Bank Magnolia, AR provides members with tools to manage their accounts and build a solid financial history.

Does The Peoples Bank Magnolia, AR offer online and mobile banking?

Most modern institutions like The Peoples Bank Magnolia, AR provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pbmag.com.