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Greeneville Federal Bank Rates & Review November 2026

Greeneville Federal Bank's 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.45%, 48-Month CD rates are at 0.45%, 24-Month CD rates are at 0.35%, 25-Month CD rates are at 0.35%. Greeneville Federal Bank's savings rates are at 0.07%. Greeneville Federal Bank's money market rates are at 1.00%. Greeneville Federal Bank's checking rates are as high as 0.15%. Greeneville Federal Bank's top CD rate of 3.50% APY on a 7 month CD is 23% higher than the MonitorBankRates national average of 2.84% APY for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of Greeneville Federal Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.11%. Rates last updated and verified on 11/06/2026.

Greeneville Federal Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greeneville Federal Bank? Share your experience about Greeneville Federal Bank by leaving a review below, or read customer reviews before you decide to use Greeneville Federal Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.11%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Greeneville Federal Bank, FSB
101 W Summer St
Greeneville, TN 37743
https://www.greenevillefederalbank.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Greeneville Federal Bank CD Rates

Product Rate APY Term Min. Deposit View More
7-Month Special CD 3.45% 3.50% 7 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 11 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
60-Month CD 0.50% 0.50% 60 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 11 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 60-Month 0.50% 0.50% 60 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
36-Month CD 0.45% 0.45% 36 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 11 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
48-Month CD 0.45% 0.45% 48 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 11 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 48-Month 0.45% 0.45% 48 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Oct 22, 2026: 0.45% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
24-Month CD 0.35% 0.35% 24 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 11 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
25-Month CD 0.35% 0.35% 25 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 11 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
30-Month CD 0.35% 0.35% 30 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 11 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 30-Month 0.35% 0.35% 30 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 22, 2026: 0.35% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
18-Month CD 0.30% 0.30% 18 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 11 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 18-Month 0.30% 0.30% 18 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
11-Month CD 0.25% 0.25% 11 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
12-Month CD 0.25% 0.25% 12 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
13-Month CD 0.25% 0.25% 13 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
15-Month CD 0.25% 0.25% 15 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
9-Month CD 0.25% 0.25% 9 Month $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 12-Month 0.25% 0.25% 12 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 15-Month 0.25% 0.25% 15 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
182 Day CD 0.15% 0.15% 182 Day $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
91 Day CD 0.15% 0.15% 91 Day $1,000
Min Deposit $1,000
Details Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 6-Month 0.15% 0.15% 6 Month $0
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%

Greeneville Federal Bank Savings Rates

Product Rate APY View More
Statement Savings 0.07% 0.07%
Min Balance $500
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.07% APY · checked 4 times
0.00%0.29%0.57%Oct 22, 2026: 0.07% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%

Greeneville Federal Bank Checking Rates

Product Rate APY View More
Golden Money Market Checking 1.00% 1.00%
Min Deposit $50,000
Min Balance $500,000
Details Balance: $500,000.00 or more; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 11 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Golden Money Market Checking 0.75% 0.75%
Min Deposit $50,000
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 11 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Golden Money Market Checking 0.60% 0.60%
Min Deposit $50,000
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 11 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Golden Money Market Checking 0.45% 0.45%
Min Deposit $50,000
Min Balance $50
Details Balance: $50.000.00 - $99,999.99; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 8 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Golden Money Market Checking 0.30% 0.30%
Min Deposit $50,000
Min Balance $10,000
Details Balance: $10,000.00 - $49,999.99; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 11 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Platinum Checking 0.15% 0.15%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000.00 or more; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Platinum Checking 0.10% 0.10%
Min Deposit $100
Min Balance $10,000
Details Balance: $10,000.00-$49,999.99; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Golden Money Market Checking 0.07% 0.07%
Min Deposit $50,000
Min Balance $5,000
Details Balance: $5,000.00 - $9,999.99; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 11 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Golden Money Market Checking 0.07% 0.07%
Min Deposit $50,000
Min Balance $1,000
Details Balance: $1,000.00 - $4,999.99; Minimum required balance to open is $50,000; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 11 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Money Market Checking 0.07% 0.07%
Min Balance $2,500
Details Balance: $2,500.00 or more
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 10 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Money Market Plus Checking 0.07% 0.07%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.00 or more; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 11 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Platinum Checking 0.07% 0.07%
Min Deposit $100
Min Balance $2,500
Details Balance: $2,500.00-$9,999.99; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 11 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Money Market Checking 0.05% 0.05%
Min Balance $500
Details Balance: $500.00-$2,499.99
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Money Market Plus Checking 0.05% 0.05%
Min Deposit $10,000
Min Balance $1,000
Details Balance: $1,000.00-$9,999.99; Fees may reduce earnings; Rate is based on aggregate balance method
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
NOW Checking 0.05% 0.05%
Min Deposit $100
Min Balance $500
Details Balance: $500.00 or more; Fees may reduce earnings
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%

Greeneville Federal Bank Other Rates

Product Rate Points APY/APR Term View More
Health Savings Account Checking 0.07% - 0.07%
Min Deposit $0
Min Balance $500
Details Balance: $500.00 or more; Minimum required balance to open is $0.01; Fees may reduce earnings
Last Updated 11/06/2026
Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 11 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%
Individual Retirement Account 30 Day 0.10% - 0.10% 30 Day
Min Deposit $0
Min Balance $0
Details Minimum required balance to open and earn the stated APY is $0.01; Substantial penalty applies for early withdrawal
Last Updated 11/06/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.11%

Financial Health History

Greeneville Federal Bank’s Texas Ratio rose from 2.03% in Q3 2023 to 11.11% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.8% 2.0★ 9.5% 3.0★ 14.3% 4.0★ 19.1% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A- Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 11.11% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$204M11.11%5.0A
March 31, 2026$206M10.71%5.0A
December 31, 2025$205M11.23%5.0A
September 30, 2025$202M11.62%5.0A
June 30, 2025$191M10.51%5.0A
March 31, 2025$192M14.13%5.0A-
December 31, 2024$189M1.18%5.0A+
September 30, 2024$186M0.78%5.0A+
June 30, 2024$178M0.85%5.0A+
March 31, 2024$182M1.21%5.0A+
December 31, 2023$177M1.16%5.0A+
September 30, 2023$170M2.03%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greeneville Federal Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greeneville Federal Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greeneville Federal Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Greeneville Federal Bank
Address 101 W Summer St, Greeneville, TN 37743  ·  Greene
FDIC Certificate # 31198
Regulator OCC
Established August 2, 1960
FDIC Insurance Date August 9, 1989
Domestic Offices 3
Total Branches 3
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.11%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.2374%
Return on Equity (ROE)
8.1800%
Non-Performing Loans Ratio (NPL)
1.73%
Total Assets
$203,872,000
Total Deposits
$162,267,000
Equity Capital
$31,679,000
Net Income
$1,267,000
Headquarters
Greeneville
Total Branches and Offices
3
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greeneville Federal Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Greeneville Federal Bank

Does Greeneville Federal Bank offer CDs?

Yes. Greeneville Federal Bank current CD rates include its 60-Month CD at 0.50% APY, its 36-Month CD at 0.45% APY and its 48-Month CD at 0.45% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from Greeneville Federal Bank FDIC insured?

Yes. Greeneville Federal Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Greeneville Federal Bank?

The highest Greeneville Federal Bank CD rate is its 7-Month Special Certificate at 3.50% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does Greeneville Federal Bank offer?

Greeneville Federal Bank CD rates are 0.25% APY for a 12 month CD, 0.30% APY for an 18 month CD, 0.35% APY for a 2 year CD, 0.35% APY for a 25 month CD, 0.45% APY for a 3 year CD, 0.45% APY for a 4 year CD and 0.50% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Greeneville Federal Bank for its full lineup.

What is the highest savings rate at Greeneville Federal Bank?

The highest Greeneville Federal Bank savings rate is its Statement Savings at 0.07% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at Greeneville Federal Bank?

The highest Greeneville Federal Bank money market rate is its Golden Money Market Checking at 1.00% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at Greeneville Federal Bank?

The highest Greeneville Federal Bank checking rate is its Golden Money Market Checking at 1.00% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does Greeneville Federal Bank operate?

Greeneville Federal Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Greeneville Federal Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greeneville Federal Bank provides members with tools to manage their accounts and build a solid financial history.

Does Greeneville Federal Bank offer online and mobile banking?

Most modern institutions like Greeneville Federal Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenevillefederalbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Greeneville Federal Bank rates compare?

Greeneville Federal Bank's top CD rate of 3.50% APY on a 7 month CD is 23% higher than the MonitorBankRates national average of 2.84% APY for that term, and it has an A health rating. Greeneville Federal Bank's top rates are its 7-Month Special Certificate at 3.50% APY, its Statement Savings at 0.07% APY, its Golden Money Market Checking at 1.00% APY and its Platinum Checking at 0.15% APY, verified by MonitorBankRates on November 6, 2026.

Current Greeneville Federal Bank Rates

  • 12-Month CD0.25%
  • 18-Month CD0.30%
  • 24-Month CD0.35%
  • 36-Month CD0.45%
  • 48-Month CD0.45%
  • 60-Month CD0.50%
  • Savings0.07%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.