Reliance State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.84%, 6-month CD rates at 4.55% and 3-month CD rates at 0.40%. Current savings rates are at 0.80% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 18.00%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates. Reliance State Bank's 12-Month CD rates are at 3.73%, 24-Month CD rates are at 3.02%, 18-Month CD rates are at 3.02%, 48-Month CD rates are at 2.11%, 36-Month CD rates are at 2.11%. Reliance State Bank's savings rates are at 0.30%. Reliance State Bank's money market rates are at 0.30%.

Reliance State Bank

To see how these rates compare to Reliance State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Reliance State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Reliance State Bank CD rates. You can also compare Reliance State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Reliance State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliance State Bank? Share your experience about Reliance State Bank by leaving a review below, or read customer reviews before you decide to use Reliance State Bank.

Reliance State Bank Texas Ratio

Reliance State Bank's Texas Ratio is at 11.94%, which is considered excellent. The Texas Ratio for Reliance State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Reliance State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.73%
18-Month CD
3.02%
24-Month CD
3.02%
36-Month CD
2.11%
48-Month CD
2.11%
60-Month CD
2.11%
Savings
0.30%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Reliance State Bank
606 Broad St
Story City, IA 50248
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Reliance State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Reliance State Bank
Reliance State Bank
12-Month CD
3.73%
$2,500
Reliance State Bank
Reliance State Bank
24-Month CD
3.02%
$2,500
Reliance State Bank
Reliance State Bank
18-Month CD
3.02%
$2,500
Reliance State Bank
Reliance State Bank
60-Month CD
2.11%
$2,500
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Reliance State Bank
Reliance State Bank
36-Month CD
2.11%
$2,500
Reliance State Bank
Reliance State Bank
Money Market
0.30%
$2,500
Reliance State Bank
Reliance State Bank
Savings
0.30%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Reliance State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Neffs National Bank
Neffs National Bank
12-Month CD
4.50%
$10,000
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
24-Month CD
4.30%
$500
Mountain View Bank of Commerce
Mountain View Bank of Commerce
9-Month CD
4.25%
$1,000
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
Go Green Checking
4.00%
$5
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
4.00%
$500
West Union Bank
West Union Bank
Kasasa Savings
4.00%
$0
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
3.82%
$2,500
The Bank of Protection
The Bank of Protection
18-Month CD
3.64%
$500
Metz Banking Company
Metz Banking Company
24-Month CD
3.56%
$1,000
Phelps County Bank
Phelps County Bank
12-Month CD
3.55%
$1,000
Abbey Credit Union
Abbey Credit Union
60-Month CD
3.55%
$500
Beal Bank USA
Beal Bank USA
36-Month CD
3.45%
$1,000
Needham Bank
Needham Bank
36-Month CD
3.44%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
24-Month CD
3.44%
$500
Community Commerce Bank
Community Commerce Bank
The Vault Savings
3.30%
$50
SouthStar Bank
SouthStar Bank
12-Month CD
3.24%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
First Nebraska Bank
First Nebraska Bank
24-Month CD
3.14%
$500
Heritage Bank N.A.
Heritage Bank N.A.
48-Month CD
2.90%
$75,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
3-Month CD
2.78%
$500
Bank First, NA
Bank First, NA
24-Month CD
2.78%
$1,000
Lake Central Bank
Lake Central Bank
6-Month CD
2.57%
$1,000
Chain Bridge Bank
Chain Bridge Bank
48-Month CD
2.40%
$500
Chartway Credit Union
Chartway Credit Union
12-Month CD
2.35%
$500
Primebank
Primebank
24-Month CD
2.25%
$1,000
Brattleboro S&L
Brattleboro S&L
60-Month CD
2.25%
$500
Bank of Wolcott
Bank of Wolcott
36-Month CD
1.96%
$1,000
Madison Valley Bank
Madison Valley Bank
6-Month CD
1.35%
$500
New Market Bank
New Market Bank
3-Month CD
1.31%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
12-Month CD
1.26%
$1,000
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
Winchester Co-operative Bank
Winchester Co-operative Bank
Statement Savings
1.00%
$1
1st Northern California Credit Union
1st Northern California Credit Union
Money Market
0.75%
$10,000
Beacon Community Bank
Beacon Community Bank
Savings
0.55%
$50
Achieve Financial Credit Union
Achieve Financial Credit Union
60-Month CD
0.40%
$1,000
BankWest Of Kansas
BankWest Of Kansas
18-Month CD
0.35%
$0
Shelby County State Bank
Shelby County State Bank
Money Market
0.35%
$50,000
Harford Bank
Harford Bank
Savings
0.25%
$100
North Shore Bank
North Shore Bank
48-Month CD
0.25%
$1,000
National Bank of Coxsackie
National Bank of Coxsackie
18-Month CD
0.20%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
36-Month CD
0.20%
$1,000
First Hope Bank
First Hope Bank
12-Month CD
0.15%
$2,500
Elevate Bank
Elevate Bank
Savings
0.15%
$50
Home Federal S&L of Niles
Home Federal S&L of Niles
NOW Checking
0.10%
$300
Genoa Banking Company
Statement Savings
0.10%
$0
Greenville Federal
Greenville Federal
Savings
0.05%
$10
Applied Bank
Applied Bank
Money Market
0.02%
$500
PNC Bank
PNC Bank
60-Month CD
0.02%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Business Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Reliance State Bank Information

Reliance State Bank
606 Broad St
Story City, IA 50248
Story
Established Date: 01/28/1928
FDIC Certificate #: 9299
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: AMES NATIONAL CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Reliance State Bank FDIC Insured? Yes
What is Reliance State Bank's Cert number? 9299
What is the maximum amount for insured deposits? $250,000 per holder, per account

Reliance State Bank Financials

Total Assets:
$300,741,000
Total Deposits:
$248,037,000
Equity Capital:
$23,886,000
Domestic Deposits:
$248,037,000
Net Income:
$506,000
Return on Assets:
0.6147%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8443%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
8.4000%
Quarterly Return on Equity:
8.4900%
Common Equity Tier 1 Capital Ratio:
10.8901%
Tier 1 Risk-Based Capital Ratio:
10.8901%
Leverage Tier 1 (Core Capital) Ratio:
8.4192%
Total Risk-Based Capital Ratio (YTD):
12.0205%
Total Interest Income (YTD):
3.7985%
 
 
Headquarters:
Story City
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Story
# of Offices:
2
Metropolitan Statistical Area (MSA):
Ames, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

alt=E-Loan is offering one of the best CD rates for a 1 year CD. The current annual percentage yield for the 1 year certificate of deposit is 4.36%. Plus if you sign up with promotional code "times25" before December 18th you will receive a $25 bonus.
E-Loan is offering the following rates for CDs.

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