The Bank of Versailles CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Bank of VersaillesToday's 12-month CD rates can be found at 3.51%, 6-month CD rates at 1.05% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 15.04%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The Bank of Versailles CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of Versailles, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of Versailles CD rates. You can also compare The Bank of Versailles savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank of Versailles money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Versailles? Share your experience about The Bank of Versailles by leaving a review below, or read customer reviews before you decide to use The Bank of Versailles.

The Bank of Versailles Texas Ratio

The Bank of Versailles's Texas Ratio is at 0.23%, which is considered excellent. The Texas Ratio for The Bank of Versailles is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank of Versailles is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bank of Versailles
113 E Newton St
Versailles, MO 65084
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare The Bank of Versailles Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
18-Month CD
4.35%
$1,000
Kendall Bank
Kendall Bank
6-Month CD
4.17%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.10%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
6-Month CD
3.94%
$2,500
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
CNB of McConnelsville
12-Month CD
3.75%
$5,000
Regent Bank (OK)
Regent Bank (OK)
60-Month CD
3.50%
$1,000
Evans Bank
Evans Bank
15-Month CD
3.50%
$500
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.02%
$1,000
Seamens Bank
Seamens Bank
24-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
24-Month CD
2.93%
$500
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
2.53%
$250,000
FCNB of St. Paris
18-Month CD
2.53%
$1,000
First National Bank of Michigan
First National Bank of Michigan
48-Month CD
2.53%
$0
Bank of Hartington
Bank of Hartington
48-Month CD (TDC)
2.52%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
12-Month CD
2.50%
$1,000
FNB of Bellville
FNB of Bellville
24-Month CD
2.50%
$1,000
The FNB Community Bank
The FNB Community Bank
48-Month CD
2.27%
$1,000
New Foundation SB
New Foundation SB
24-Month CD
2.25%
$1,000
Alliance Bank WI
Alliance Bank WI
24-Month CD
2.22%
$500
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
First National Bank of Michigan
First National Bank of Michigan
6-Month CD
2.02%
$0
Kitsap Bank
Kitsap Bank
18-Month CD
1.65%
$5,000
Home National Bank Racine, OH
Home National Bank Racine, OH
18-Month CD
1.50%
$500
Southwest National Bank
Southwest National Bank
24-Month CD
1.40%
$500
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
Putnam County Bank
Putnam County Bank
24-Month CD
1.25%
$1,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
12-Month CD
1.00%
$500
NCS Bank
NCS Bank
12-Month CD
1.00%
$500
DB&T
DB&T
24-Month CD
1.00%
$1,000
Home Bank SB
Home Bank SB
24-Month CD
0.80%
$500
Roxboro Savings Bank
48-Month CD
0.80%
$500
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
Midland Community Bank
Midland Community Bank
6-Month CD
0.60%
$1,000
FNB in Taylorville
FNB in Taylorville
18-Month CD
0.50%
$1,000
MountainOne Bank
MountainOne Bank
Pinnacle Savings
0.50%
$25
CNB Hugoton, KS
CNB Hugoton, KS
Passbook Savings
0.50%
$100
Bank of Rantoul
Bank of Rantoul
Christmas Savings
0.50%
$2
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
WaterStone Bank
WaterStone Bank
24-Month CD
0.40%
$1,000
Auburn Savings Bank
Auburn Savings Bank
24-Month CD
0.40%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
36-Month CD
0.30%
$1,000
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$100,000
Adirondack Trust Company
Adirondack Trust Company
24-Month CD
0.25%
$500
FNB Of Nokomis
FNB Of Nokomis
Savings
0.20%
$1
Florence Bank
Florence Bank
12-Month CD
0.20%
$500
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
North Shore Bank
North Shore Bank
12-Month CD
0.15%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The Bank of Versailles rate data right now, check back for updates, we are adding rates all the time.

The Bank of Versailles Information

The Bank of Versailles
113 E Newton St
Versailles, MO 65084
Morgan
Established Date: 01/01/1882
FDIC Certificate #: 1086
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: BOV HOLDING CO
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is The Bank of Versailles FDIC Insured? Yes
What is The Bank of Versailles's Cert number? 1086
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Bank of Versailles Financials

Total Assets:
$328,941,000
Total Deposits:
$258,200,000
Equity Capital:
$44,549,000
Domestic Deposits:
$258,200,000
Net Income:
$1,108,000
Return on Assets:
1.4129%
Quarterly Return on Assets:
1.3500%
Pretax Return on Assets:
1.7480%
Pretax Quarterly Return on Assets:
1.7500%
Return on Equity:
10.7500%
Quarterly Return on Equity:
10.0700%
Leverage Tier 1 (Core Capital) Ratio:
13.4554%
Total Interest Income (YTD):
4.3852%
 
 
Headquarters:
Versailles
FDIC Field Office:
Columbia Mo
Regulator:
FED
County:
Morgan
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Higher as Treasury Yields Move Higher: 30 Year Mortgage Rates at 4.96%Mortgage rates are higher this week over last, following U.S.  Treasury yields higher. Current 30 year mortgage rates are averaging 4.96 percent, an increase from the prior week's average mortgage rate of 4.81 percent. Mortgage rates will probably go down this week since the markets are still worried about the financial problems in Europe and the euro continues to slide in value against the dollar. As a result, Treasury yields should head back down as investors flee to the safety of Treasuries.
Mortgage Rates Near Historic Lows 30 Year Mortgage Rates at 476 15 Year Mortgage Rates at 425Mortgage rates are hovering just above historic lows this past week. 30 year mortgage rates have stayed under 5.00 percent for eight consecutive weeks. The last time 30 year mortgage rates were above 5.00 percent was on May 3, 2010 when rates were averaging 5.03 percent. Mortgage rates have been slowly drifting lower since May 3 but the declines accelerated when the sovereign government debt crisis in Europe started a few weeks ago. Weaker U.S. employment reports also drove mortgage rates lower.

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