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BankVista Rates & Review March 2026

BankVista's 3-Months 3-Month Certificate of Deposit rates are at 3.91%, 6-Months 6-Month Certificate of Deposit rates are at 3.89%, 12-Months 12-Month Certificate of Deposit rates are at 3.85%, 18-Months 18-Month Certificate of Deposit rates are at 3.85%, 3-Months 3-Month Certificate of Deposit rates are at 3.85%. BankVista's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of BankVista with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.88%. Rates were last updated on 03/25/2026.

BankVista money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankVista? Share your experience about BankVista by leaving a review below, or read customer reviews before you decide to use BankVista.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.88%
Excellent Higher than avg
BankVista
125 Twin Rivers Ct
Sartell, MN 56377
https://www.bankvista.com
Member FDIC

BankVista CD Rates

Product Rate APY Term View More
3 month Certificate of Deposit 3.85% 3.91% 3 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
6 month Certificate of Deposit 3.85% 3.89% 6 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
12 month Certificate of Deposit 3.85% 3.85% 12 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
18 month Certificate of Deposit 3.85% 3.85% 18 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
3 month Certificate of Deposit 3.80% 3.85% 3 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
6 month Certificate of Deposit 3.80% 3.84% 6 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
12 month Certificate of Deposit 3.80% 3.80% 12 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
18 month Certificate of Deposit 3.80% 3.80% 18 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
24 month Certificate of Deposit 3.70% 3.71% 24 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
12 month Certificate of Deposit 3.55% 3.55% 12 Months
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
18 month Certificate of Deposit 3.55% 3.55% 18 Months
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
3 month Certificate of Deposit 3.50% 3.55% 3 Months
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
6 month Certificate of Deposit 3.50% 3.53% 6 Months
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
24 month Certificate of Deposit 3.50% 3.51% 24 Months
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
36 month Certificate of Deposit 3.50% 3.50% 36 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
48 month Certificate of Deposit 3.50% 3.50% 48 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
60 month Certificate of Deposit 3.50% 3.50% 60 Months
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
3 month Certificate of Deposit 3.25% 3.29% 3 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
6 month Certificate of Deposit 3.25% 3.28% 6 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
12 month Certificate of Deposit 3.25% 3.25% 12 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
36 month Certificate of Deposit 3.25% 3.25% 36 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
48 month Certificate of Deposit 3.25% 3.25% 48 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
60 month Certificate of Deposit 3.25% 3.25% 60 Months
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
18 month Certificate of Deposit 3.20% 3.20% 18 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
24 month Certificate of Deposit 3.00% 3.01% 24 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
36 month Certificate of Deposit 3.00% 3.00% 36 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
48 month Certificate of Deposit 3.00% 3.00% 48 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
60 month Certificate of Deposit 3.00% 3.00% 60 Months
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%

BankVista Savings Rates

Product Rate APY View More
Money Market Savings 3.00% 3.04%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 2.25% 2.27%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Investor Savings 2.00% 2.02%
Min Balance $75,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 1.50% 1.51%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Investor Savings 1.25% 1.26%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Basic Savings 1.00% 1.01%
Min Balance $200
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 0.45% 0.45%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Investor Savings 0.35% 0.35%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 0.25% 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%

BankVista Money Market Rates

Product Rate APY View More
Money Market Savings 3.00% 3.04%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 2.25% 2.27%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 1.50% 1.51%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 0.45% 0.45%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%
Money Market Savings 0.25% 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.88%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BankVista is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BankVista rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BankVista's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BankVista
Bank Holding Company ABDO INVESTMENTS INC
Address 125 Twin Rivers Ct, Sartell, MN 56377  ·  Stearns
FDIC Certificate # 35406
Established 02/15/2000
FDIC Insurance Date 02/15/2000
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
12.88%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9623%
Return on Equity (ROE) 9.6500%
Non-Performing Loans (NPL) 1.06%
Total Assets $633,300,000
Total Deposits $508,852,000
Equity Capital $61,078,000
Net Income $5,808,000
Headquarters Sartell
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

HXQT
★★★★★
December 17, 2025
RpbL
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About BankVista

Is BankVista a safe place to deposit money?

Yes, BankVista is considered a safe financial institution. With a Texas Ratio of 12.879978533369%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does BankVista operate?

BankVista currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BankVista does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BankVista provides members with tools to manage their accounts and build a solid financial history.

Does BankVista offer online and mobile banking?

Most modern institutions like BankVista provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankvista.com.

Current BankVista Rates

  • 12-Month CD3.25%
  • 18-Month CD3.20%
  • 24-Month CD3.01%
  • 36-Month CD3.00%
  • 48-Month CD3.00%
  • 60-Month CD3.00%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.