BankVista CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 2.02% and 3-month CD rates at 3.55%. Current savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 13.75%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. BankVista's 24-Month CD rates are at 2.51%, 18-Month CD rates are at 2.51%, 12-Month CD rates are at 2.51%, 36-Month CD rates are at 2.50%, 60-Month CD rates are at 1.26%. BankVista's savings rates are at 3.04%. BankVista's money market rates are at 3.04%.

BankVista

To see how these rates compare to BankVista CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankVista, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankVista CD rates. You can also compare BankVista savings rates, MMA rates and mortgage rates using our other rate lists.

BankVista money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankVista? Share your experience about BankVista by leaving a review below, or read customer reviews before you decide to use BankVista.

BankVista Texas Ratio

BankVista's Texas Ratio is at 14.29%, which is considered excellent. The Texas Ratio for BankVista is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BankVista is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.51%
18-Month CD
2.51%
24-Month CD
2.51%
36-Month CD
2.50%
48-Month CD
1.26%
60-Month CD
1.26%
Savings
3.04%
MMA
3.04%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BankVista
125 Twin Rivers Ct
Sartell, MN 56377
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

BankVista CD Rates and Interest Rates

Bank
Product
APY
Min Dep
BankVista
BankVista
Kasasa Cash Checking
6.00%
$50
BankVista
BankVista
Kasasa Saver Savings
4.00%
$50
BankVista
BankVista
Money Market Savings
3.04%
$100,000
BankVista
BankVista
12-Month CD
2.51%
$1,000
BankVista
BankVista
18-Month CD
2.51%
$1,000
BankVista
BankVista
24-Month CD
2.51%
$1,000
BankVista
BankVista
36-Month CD
2.50%
$1,000
BankVista
BankVista
48-Month CD
1.26%
$1,000
BankVista
BankVista
60-Month CD
1.26%
$1,000
BankVista
BankVista
3-Month CD
0.60%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare BankVista Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
CFG Bank
CFG Bank
12-Month CD
5.40%
$500
United Trust Bank
United Trust Bank
12-Month CD special
5.28%
$5,000
Farmers National Bank
Farmers National Bank
12-Month CD
4.70%
$10,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
18-Month CD
4.59%
$10,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
4.25%
$100
International Bank of Chicago
International Bank of Chicago
Money Market Account
4.25%
$250,000
CIBM Bank
CIBM Bank
36-Month CD special
4.25%
$25,000
Goldwater Bank
Goldwater Bank
60-Month CD
4.25%
$500
Sallie Mae
Sallie Mae
36-Month CD
4.00%
$2,500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
36-Month CD
3.85%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
12-Month CD
3.80%
$500
Security Bank USA
Security Bank USA
24-Month CD
3.75%
$25,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
22-Month CD eCD
3.56%
$500
Central Bank of Kansas City
Central Bank of Kansas City
24-Month CD
3.55%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
36-Month CD
3.55%
$500
Primebank
Primebank
48-Month CD 1 Step Up
3.15%
$1,000
First Nebraska Bank
First Nebraska Bank
6-Month CD
3.10%
$500
Grand Valley Bank
Grand Valley Bank
24-Month CD
3.10%
$500
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
3-Month CD
3.05%
$500
Iron Workers SB
Iron Workers SB
12-Month CD
3.00%
$250
Union State Bank of Everest
Union State Bank of Everest
12-Month CD
3.00%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
First Nebraska Bank
First Nebraska Bank
24-Month CD
2.65%
$500
Citizens State Bank Moundridge, KS
48-Month CD
2.65%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
2.02%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Money Market
2.02%
$250,000
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
Five Star Credit Union
Five Star Credit Union
Premier Growth Money Market
1.76%
$100,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
6-Month CD
1.51%
$1,000
TruBank
TruBank
18-Month CD
1.10%
$500
OWB One World Bank
OWB One World Bank
24-Month CD
0.65%
$1,000
MCS Bank
MCS Bank
60-Month CD
0.60%
$1,000
The Berkshire Bank
The Berkshire Bank
Statement Super Savings
0.55%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market Deposit
0.50%
$1,000
Unico Bank
Unico Bank
24-Month CD
0.50%
$1,000
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
Ballston Spa National Bank
Ballston Spa National Bank
18-Month CD
0.40%
$500
Midland Community Bank
Midland Community Bank
Money Market
0.40%
$2,500
Kendall Bank
Kendall Bank
Interest Checking Account
0.35%
$100
GCSB Swayzee, IN
GCSB Swayzee, IN
Money Market
0.25%
$2,000
Mid-America Bank
Mid-America Bank
Savings Account
0.25%
$50
Forte Bank
Forte Bank
Statement Savings
0.10%
$50
First Southern Bank
First Southern Bank
Business Savings
0.10%
$100
Hawaii National Bank
Hawaii National Bank
Savings Account
0.07%
$100
BankChampaign
BankChampaign
Regular Savings
0.05%
$200
National Bank of Blacksburg
National Bank of Blacksburg
Statement Savings
0.04%
$1
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
Super Passbook Savings
0.03%
$0
Ohio State Bank
Ohio State Bank
Savings Account
0.01%
$0
PSB Provident Savings Bank
PSB Provident Savings Bank
Savings Plus
0.01%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

BankVista Information

BankVista
125 Twin Rivers Ct
Sartell, MN 56377
Stearns
Established Date: 02/15/2000
FDIC Certificate #: 35406
Date of FDIC Deposit Insurance: 02/15/2000
Bank Holding Company: ABDO INVESTMENTS INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is BankVista FDIC Insured? Yes
What is BankVista's Cert number? 35406
What is the maximum amount for insured deposits? $250,000 per holder, per account

BankVista Financials

Total Assets:
$498,832,000
Total Deposits:
$393,118,000
Equity Capital:
$50,767,000
Domestic Deposits:
$393,118,000
Net Income:
$1,134,000
Return on Assets:
1.6209%
Quarterly Return on Assets:
0.9400%
Pretax Return on Assets:
1.3245%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
16.0200%
Quarterly Return on Equity:
9.0600%
Common Equity Tier 1 Capital Ratio:
12.5850%
Tier 1 Risk-Based Capital Ratio:
12.5850%
Leverage Tier 1 (Core Capital) Ratio:
10.7436%
Total Risk-Based Capital Ratio (YTD):
13.8412%
Total Interest Income (YTD):
4.3824%
 
 
Headquarters:
Sartell
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Stearns
# of Offices:
3
Metropolitan Statistical Area (MSA):
St. Cloud, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

AIG Bank is offering a high yield money market account, rates on the MMA are tiered, the higher your balance the higher the interest rate. The minimum opening deposit is $2,500. The annual percentage yield for deposits below $10,000 is 2.15% and on the high end the APY is 3.26% for balances over $250,000, here is the rate and yield table below.

The Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. 

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