Wells River Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 2.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 15.00%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Wells River Savings Bank's 12-Month CD rates are at 4.07%, 6-Month CD rates are at 3.04%, 60-Month CD rates are at 0.60%, 36-Month CD rates are at 0.60%, 24-Month CD rates are at 0.60%. Wells River Savings Bank's savings rates are at 0.05%. Wells River Savings Bank's money market rates are at 0.05%.

Wells River Savings Bank

To see how these rates compare to Wells River Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wells River Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wells River Savings Bank CD rates. You can also compare Wells River Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Wells River Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells River Savings Bank? Share your experience about Wells River Savings Bank by leaving a review below, or read customer reviews before you decide to use Wells River Savings Bank.

Wells River Savings Bank Texas Ratio

Wells River Savings Bank's Texas Ratio is at 5.56%, which is considered excellent. The Texas Ratio for Wells River Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wells River Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.07%
18-Month CD
N/A
24-Month CD
0.60%
36-Month CD
0.60%
48-Month CD
N/A
60-Month CD
0.60%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wells River Savings Bank
34 Main St N
Wells River, VT 05081
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Wells River Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.07%
$200
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
3.04%
$200
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Wells River Savings Bank
Wells River Savings Bank
36-Month CD
0.60%
$200
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
Wells River Savings Bank
Wells River Savings Bank
3-Month CD
0.15%
$200
Wells River Savings Bank
Wells River Savings Bank
Statement Savings
0.05%
$100
Wells River Savings Bank
Wells River Savings Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Wells River Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Corner Stone Bank
The Corner Stone Bank
6-Month CD
4.30%
$1,000
Minnesota First
Minnesota First
18-Month CD
4.25%
$500
Raymond James
6-Month CD
4.20%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
24-Month CD
4.00%
$5,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
48-Month CD
3.92%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
12-Month CD
3.90%
$500
Ixonia Bank
Ixonia Bank
6-Month CD
3.90%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
3.82%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
72-Month CD
3.55%
$100
Community Bank of Raymore
Community Bank of Raymore
12-Month CD (IntraFi)
3.52%
$10,000
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Horicon Bank
Horicon Bank
48-Month CD
3.28%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
3.25%
$1,000
Massena Savings and Loan
Massena Savings and Loan
60-Month CD
3.23%
$1,000
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
Montgomery Bank
Montgomery Bank
3-Month CD
3.01%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
Kasasa Checking
3.00%
$0
Jarrettsville Federal S&L
Jarrettsville Federal S&L
24-Month CD
3.00%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
24-Month CD
3.00%
$2,500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
OneLocal Bank
OneLocal Bank
High Yield Money Market
2.50%
$25
First State B&T Williston, ND
First State B&T Williston, ND
48-Month CD
2.30%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
30-Month CD
2.27%
$500
AbbyBank
AbbyBank
60-Month CD
2.25%
$1,500
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
Bank Midwest
Bank Midwest
Great Rewards Checking
2.02%
$50
First State Bank New London, WI
First State Bank New London, WI
60-Month CD
1.77%
$5,000
Genoa Community Bank
Genoa Community Bank
6-Month CD
1.70%
$500
Highland Bank
Highland Bank
60-Month CD
1.30%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
18-Month CD
0.90%
$500
Grand Valley Bank
Grand Valley Bank
Money Market
0.65%
$100
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
48-Month CD
0.50%
$500
Century Bank of Florida
Century Bank of Florida
48-Month CD
0.35%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$1
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Business Money Market
0.23%
$5,000
Center National Bank
Center National Bank
Money Market
0.20%
$10,000
Midland Community Bank
Midland Community Bank
Regular Savings
0.20%
$100
Savings Bank of Walpole
Savings Bank of Walpole
Money Market
0.20%
$1,000
Northfield Bank
Northfield Bank
Platinum Savings
0.15%
$10
Hatboro Federal Savings
Hatboro Federal Savings
Advantage Checking
0.15%
$100
The Bank of Landisburg
The Bank of Landisburg
Statement Savings
0.10%
$0
Nuvision Federal Credit Union
Nuvision Federal Credit Union
Primary Savings
0.10%
$5
First Financial of Maryland FCU
First Financial of Maryland FCU
Share Savings
0.10%
$1
Community Bank of Raymore
Community Bank of Raymore
36-Month CD
0.05%
$500
National Bank of Malvern
National Bank of Malvern
Money Market
0.05%
$25
Westfield Bank
Westfield Bank
Classic Statement Savings
0.05%
$10
Walden Savings Bank
Walden Savings Bank
Passbook Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Wells River Savings Bank Information

Wells River Savings Bank
34 Main St N
Wells River, VT 05081
Orange
Established Date: 01/01/1892
FDIC Certificate #: 14136
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Wells River Savings Bank FDIC Insured? Yes
What is Wells River Savings Bank's Cert number? 14136
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wells River Savings Bank Financials

Total Assets:
$239,150,000
Total Deposits:
$196,243,000
Equity Capital:
$17,389,000
Domestic Deposits:
$196,243,000
Net Income:
$401,000
Return on Assets:
0.6575%
Quarterly Return on Assets:
0.6800%
Pretax Return on Assets:
0.8507%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
9.8200%
Quarterly Return on Equity:
9.3200%
Common Equity Tier 1 Capital Ratio:
16.4299%
Tier 1 Risk-Based Capital Ratio:
16.4299%
Leverage Tier 1 (Core Capital) Ratio:
10.3262%
Total Risk-Based Capital Ratio (YTD):
17.6798%
Total Interest Income (YTD):
4.6126%
 
 
Headquarters:
Wells River
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Orange
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

e-trade-ira-500-promotional-bonusE*Trade Financial is offering a promotional securities IRA account. You can earn up to $500 when you deposit over $250,000 in funds or securities into a new or existing Rollover IRA, Traditional IRA or Roth IRA. The money you deposit must be "new money or securities", meaning money or securities not currently deposited with E-Trade Financial.
mortgage-rates-finding-the-best-mortgage-ratesMortgage Rates are near historic lows, housing prices are more affordable than they have been over the past several years and there is a $8,000 tax credit for first time home buyers who purchase a home before December 1, 2009. That being said, now is a good time to take the plunge and purchase a home or refinance your existing mortgage.
EverBank is offering a promotional money market account that has one of the best savings rates around, at least for the first three months. The bonus savings account rate is currently at 3.01 percent.

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