Wells River Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.26%, 6-month CD rates at 2.52% and 3-month CD rates at 0.03%. Current savings rates are at 0.45% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 15.24%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates. Wells River Savings Bank's 12-Month CD rates are at 4.07%, 6-Month CD rates are at 3.04%, 60-Month CD rates are at 0.60%, 36-Month CD rates are at 0.60%, 24-Month CD rates are at 0.60%. Wells River Savings Bank's savings rates are at 0.05%. Wells River Savings Bank's money market rates are at 0.05%.

Wells River Savings Bank

To see how these rates compare to Wells River Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wells River Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wells River Savings Bank CD rates. You can also compare Wells River Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Wells River Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells River Savings Bank? Share your experience about Wells River Savings Bank by leaving a review below, or read customer reviews before you decide to use Wells River Savings Bank.

Wells River Savings Bank Texas Ratio

Wells River Savings Bank's Texas Ratio is at 5.56%, which is considered excellent. The Texas Ratio for Wells River Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wells River Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.07%
18-Month CD
N/A
24-Month CD
0.60%
36-Month CD
0.60%
48-Month CD
N/A
60-Month CD
0.60%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wells River Savings Bank
34 Main St N
Wells River, VT 05081
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Wells River Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.07%
$200
Wells River Savings Bank
Wells River Savings Bank
6-Month CD
3.04%
$200
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Wells River Savings Bank
Wells River Savings Bank
36-Month CD
0.60%
$200
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
Wells River Savings Bank
Wells River Savings Bank
3-Month CD
0.15%
$200
Wells River Savings Bank
Wells River Savings Bank
Statement Savings
0.05%
$100
Wells River Savings Bank
Wells River Savings Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Wells River Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Vici
Bank of Vici
6-Month CD
4.60%
$1,000
Total Direct Bank
Total Direct Bank
12-Month CD
4.41%
$25,000
Lake Elmo Bank
Lake Elmo Bank
9-Month CD (Add-vantage)
4.37%
$25,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
18-Month CD
4.15%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
12-Month CD
3.80%
$500
Landmark Credit Union
Landmark Credit Union
24-Month CD
3.75%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
Cross River Bank
Cross River Bank
12-Month CD
3.70%
$500
Nebraska Bank
Nebraska Bank
36-Month CD
3.65%
$500
Industry State Bank
Industry State Bank
12-Month CD
3.50%
$1,000
Wintrust Bank
Wintrust Bank
17-Month CD
3.50%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
Alliance Community Bank
Alliance Community Bank
60-Month CD
3.30%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
36-Month CD
3.28%
$1,000
360 Federal Credit Union
360 Federal Credit Union
60-Month CD
3.04%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
48-Month CD
3.00%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.75%
$10,000
Frontier State Bank
Frontier State Bank
36-Month CD
2.65%
$1,000
Portage Community Bank
Portage Community Bank
36-Month CD
2.50%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
36-Month CD
2.50%
$100
Osgood Bank
Osgood Bank
18-Month CD
2.27%
$10,000
West Shore Bank
West Shore Bank
12-Month CD
2.25%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
60-Month CD
1.76%
$1,000
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Performance Money Market
1.35%
$50,000
The Apple Creek Banking Company
The Apple Creek Banking Company
24-Month CD
1.25%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
60-Month CD
1.25%
$1,000
FNB of Brookfield
FNB of Brookfield
Money Market
1.21%
$10,000
Buena Vista National Bank
Buena Vista National Bank
24-Month CD
1.05%
$500
Penn Community Bank
Penn Community Bank
24-Month CD
1.00%
$500
FSB of Westmoreland
FSB of Westmoreland
Passbook Savings
1.00%
$100
CIBM Bank
CIBM Bank
36-Month CD
0.70%
$500
Community Bank Mankato
Community Bank Mankato
48-Month CD
0.60%
$1,000
KeySavings Bank
KeySavings Bank
48-Month CD
0.60%
$1,000
Jovia Federal Credit Union
Jovia Federal Credit Union
Money Market
0.50%
$2,500
FSB Mcpherson, KS
FSB Mcpherson, KS
Pinnacle Money Market
0.50%
$0
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
18-Month CD
0.50%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.50%
$2,500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
30-Month CD
0.45%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
36-Month CD
0.45%
$500
SSB Community Bank
SSB Community Bank
36-Month CD
0.30%
$1,000
Unity Bank
Unity Bank
36-Month CD
0.25%
$1,000
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$0
Unity Bank
Unity Bank
12-Month CD
0.15%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Regular Savings
0.10%
$100
Windsor Federal S&L
Windsor Federal S&L
6-Month CD
0.10%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Savings
0.10%
$100
LNB Community Bank
LNB Community Bank
Savings
0.05%
$100
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Regular Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Wells River Savings Bank Information

Wells River Savings Bank
34 Main St N
Wells River, VT 05081
Orange
Established Date: 01/01/1892
FDIC Certificate #: 14136
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Wells River Savings Bank FDIC Insured? Yes
What is Wells River Savings Bank's Cert number? 14136
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wells River Savings Bank Financials

Total Assets:
$239,150,000
Total Deposits:
$196,243,000
Equity Capital:
$17,389,000
Domestic Deposits:
$196,243,000
Net Income:
$401,000
Return on Assets:
0.6575%
Quarterly Return on Assets:
0.6800%
Pretax Return on Assets:
0.8507%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
9.8200%
Quarterly Return on Equity:
9.3200%
Common Equity Tier 1 Capital Ratio:
16.4299%
Tier 1 Risk-Based Capital Ratio:
16.4299%
Leverage Tier 1 (Core Capital) Ratio:
10.3262%
Total Risk-Based Capital Ratio (YTD):
17.6798%
Total Interest Income (YTD):
4.6126%
 
 
Headquarters:
Wells River
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Orange
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed in this week's Mortgage Rate Survey released by MonitorBankRates.com. Renewed concerns about Europe's debt crisis will way down on mortgage rates in the coming weeks. Today's conforming 30 year mortgage rates are averaging 4.72%, up from last week's average 30 year mortgage rate of 4.60%.

An interesting report was released showing Millennials favor savings accounts over investing in stocks, despite currently low savings rates. Apparently Millennials, born between 1977 and 1999, are risk-averse to stocks because they came of age during the financial crisis and watched stocks fall more than 50 percent in 2008, the largest decline since the Great Depression.

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Wells River Savings Bank Reviews

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