Round Top State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Round Top State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Round Top State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Round Top State Bank CD rates. You can also compare Round Top State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Round Top State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Round Top State Bank? Share your experience about Round Top State Bank by leaving a review below, or read customer reviews before you decide to use Round Top State Bank. Round Top State Bank Texas Ratio Round Top State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Round Top State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Round Top State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Round Top State Bank CD Rates and Interest Rates![]() Round Top State Bank
12-Month CD
3.60%
$1,000
![]() Round Top State Bank
18-Month CD
3.25%
$1,000
![]() Round Top State Bank
24-Month CD
2.00%
$1,000
![]() Round Top State Bank
60-Month CD
1.25%
$1,000
![]() Round Top State Bank
48-Month CD
1.25%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Round Top State Bank Rates with Other Competitive Bank and Credit Union Rates![]() Institution for Savings
12-Month CD
4.30%
$500
![]() Golden Belt Bank, FSA
12-Month CD
4.25%
$1,000
![]() First Southwest Bank
COLTAF Business Checking
4.20%
$0
![]() ValleyDirect
6-Month CD
4.05%
$500
![]() ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates February 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Round Top State Bank InformationRound Top State Bank
301 N Washington StRound Top, TX 78954 Fayette Established Date: 01/01/1912 FDIC Certificate #: 19358 Date of FDIC Deposit Insurance: 01/21/1965 Bank Holding Company: ROUND TOP BANCSHARES INC How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.roundtopstatebank.com
Is Round Top State Bank FDIC Insured? Yes
What is Round Top State Bank's Cert number? 19358
What is the maximum amount for insured deposits? $250,000 per holder, per account
Round Top State Bank FinancialsTotal Assets:
$939,601,000
Total Deposits:
$800,559,000
Equity Capital:
$75,716,000
Domestic Deposits:
$800,559,000
Net Income:
$1,774,000
Return on Assets:
1.0385%
Quarterly Return on Assets:
0.7800%
Pretax Return on Assets:
0.9481%
Pretax Quarterly Return on Assets:
0.9500%
Return on Equity:
13.2800%
Quarterly Return on Equity:
9.3600%
Leverage Tier 1 (Core Capital) Ratio:
11.4035%
Total Interest Income (YTD):
4.0993%
Headquarters:
Round Top
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Fayette
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsA certificate of deposit ladder is an investment strategy used to invest in certificates of deposit when interest rates are rising. Interest rates and CD rates usually rise when the economy is expanding and the Federal Reserve is raising rates to keep inflation in check.
Mortgage rates are lower today and look to be headed even lower in the coming week thanks to a weak jobs report released this past Friday. Fixed conforming mortgage rates and fixed jumbo mortgage rates today are all lower. Only 88,000 private payroll jobs were created last month while the government payroll shrank once again in June losing 4,000 jobs. Economists were expecting a net gain of 100,000 jobs in June.
Bank or Credit Union Offers and DealsMortgage Rates Week of October, 31, 2011Today's Mortgage Rates Wednesday, November 23, 2011 Mortgage Rates 11/8/10: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.72% Current 12 Month CD Yields in Cambridge, Massachusetts Average Mortgage Rates Increase from 2014 Lows Millennium Bank Savings Account Rates: Best Savings Rate 1.39% CD Interest Rates and Mortgage Rates: How Low Can You Go? Mortgage Rates Weekly: 30 Year Mortgage Rates at 3.95% Mortgage Rates - Average Mortgage Rates Higher for the Last Week of 2009 Mortgage Rates Lower: 30 Year Mortgage Rates at 4.91%, 15 year Mortgage Rates at 4.24% Alternative Bank and Credit Union Offers to ExploreRewards Credit CardBuying a Home with Less Than a 20 Percent Down Payment Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.10% Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.01% United Central Bank MMA Rates and Savings Account Rates Great CD Deal at Central Bank - 7 Month APY 1.35% Mortgage Rates Today May 15, 2011: Don't Worry, 30 Year Fixed Rate Mortgages are Here to Stay Mortgage Rates Mixed Today 4/22 as More Americans are Pessimistic about the Economy: 30 Year Mortgage Rates at 4.86% Average CD Rates - November 16, 2009 Teen Drivers Are Hitting The Road Round Top State Bank ReviewsThere are no reviews for Round Top State Bank yet. Feel free to create one below.
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