Round Top State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.60%, 6-month CD rates at 0.50% and 3-month CD rates at 0.50%. Current savings rates are at 4.75% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 10.15%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. Round Top State Bank's 12-Month CD rates are at 3.60%, 18-Month CD rates are at 3.25%, 24-Month CD rates are at 2.00%, 60-Month CD rates are at 1.25%, 48-Month CD rates are at 1.25%. Round Top State Bank's savings rates are at 0.40%. Round Top State Bank's money market rates are at 0.35%.

Round Top State Bank

To see how these rates compare to Round Top State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Round Top State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Round Top State Bank CD rates. You can also compare Round Top State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Round Top State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Round Top State Bank? Share your experience about Round Top State Bank by leaving a review below, or read customer reviews before you decide to use Round Top State Bank.

Round Top State Bank Texas Ratio

Round Top State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Round Top State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Round Top State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.60%
18-Month CD
3.25%
24-Month CD
2.00%
36-Month CD
N/A
48-Month CD
1.25%
60-Month CD
1.25%
Savings
0.40%
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Round Top State Bank
301 N Washington St
Round Top, TX 78954
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Round Top State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Round Top State Bank
Round Top State Bank
12-Month CD
3.60%
$1,000
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
Round Top State Bank
Round Top State Bank
60-Month CD
1.25%
$1,000
Round Top State Bank
Round Top State Bank
48-Month CD
1.25%
$1,000
Round Top State Bank
Round Top State Bank
Savings
0.40%
$100
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Round Top State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Institution for Savings
Institution for Savings
12-Month CD
4.30%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
12-Month CD
4.25%
$1,000
First Southwest Bank
First Southwest Bank
COLTAF Business Checking
4.20%
$0
ValleyDirect
ValleyDirect
6-Month CD
4.05%
$500
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
CNB of McConnelsville
12-Month CD
3.75%
$5,000
Westside State Bank
Westside State Bank
12-Month CD
3.75%
$500
BMO Alto
BMO Alto
24-Month CD
3.70%
$0
Bristol County Savings Bank
Bristol County Savings Bank
60-Month CD
3.56%
$1,000
Presidential Bank
Presidential Bank
6-Month CD
3.50%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
24-Month CD
3.25%
$1,000
Bank of Star Valley
Bank of Star Valley
24-Month CD
3.19%
$250
Palo Savings Bank
24-Month CD
3.14%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
24-Month CD
3.14%
$1,000
New Peoples Bank
New Peoples Bank
24-Month CD
3.10%
$0
CNB of Park Rapids
CNB of Park Rapids
24-Month CD
3.03%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
3.00%
$500
Fox Valley Savings Bank
Fox Valley Savings Bank
Premium Money Market
2.89%
$250,000
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
GreenLeaf Bank
GreenLeaf Bank
Easy Access Business Money Market
2.60%
$100,000
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
12-Month CD
2.52%
$500
The Bank of Steinauer
The Bank of Steinauer
24-Month CD
2.22%
$500
Bank of Burlington
Bank of Burlington
Personal Savings
2.17%
$1
Yampa Valley Bank
Yampa Valley Bank
60-Month CD
2.00%
$1,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
48-Month CD
1.91%
$100
South Central State Bank
South Central State Bank
48-Month CD
1.81%
$100
USAA Federal Savings Bank
USAA Federal Savings Bank
18-Month CD
1.65%
$1,000
Heritage Bank Wood River, NE
24-Month CD
1.50%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
36-Month CD
1.36%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
12-Month CD
1.26%
$1,000
OneLocal Bank
OneLocal Bank
24-Month CD
1.26%
$1,000
FNB of Waverly
FNB of Waverly
48-Month CD
1.26%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
60-Month CD
1.20%
$1,000
WebBank
WebBank
12-Month CD
1.10%
$2,500
American National Bank - Fox Cities
American National Bank - Fox Cities
12-Month CD
0.90%
$500
Clarion County Community Bank
Clarion County Community Bank
Community Plus Money Market
0.75%
$1,000,000
Napoleon State Bank
Napoleon State Bank
60-Month CD
0.70%
$500
Fulton Bank
Fulton Bank
12-Month CD
0.70%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
High Noon Checking
0.55%
$0
Main Street Bank Corp
Main Street Bank Corp
36-Month CD
0.50%
$1,000
Bank of Rantoul
Bank of Rantoul
Christmas Savings
0.50%
$2
Highland Bank
Highland Bank
Savings
0.45%
$200
Municipal Bank
Municipal Bank
12-Month CD
0.40%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings
0.25%
$0
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
18-Month CD
0.20%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
Statement Savings
0.15%
$25,000
Kendall Bank
Kendall Bank
Interest Checking
0.15%
$100
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Regular Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Round Top State Bank Information

Round Top State Bank
301 N Washington St
Round Top, TX 78954
Fayette
Established Date: 01/01/1912
FDIC Certificate #: 19358
Date of FDIC Deposit Insurance: 01/21/1965
Bank Holding Company: ROUND TOP BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Round Top State Bank FDIC Insured? Yes
What is Round Top State Bank's Cert number? 19358
What is the maximum amount for insured deposits? $250,000 per holder, per account

Round Top State Bank Financials

Total Assets:
$939,601,000
Total Deposits:
$800,559,000
Equity Capital:
$75,716,000
Domestic Deposits:
$800,559,000
Net Income:
$1,774,000
Return on Assets:
1.0385%
Quarterly Return on Assets:
0.7800%
Pretax Return on Assets:
0.9481%
Pretax Quarterly Return on Assets:
0.9500%
Return on Equity:
13.2800%
Quarterly Return on Equity:
9.3600%
Leverage Tier 1 (Core Capital) Ratio:
11.4035%
Total Interest Income (YTD):
4.0993%
 
 
Headquarters:
Round Top
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Fayette
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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Mortgage rates are lower today and look to be headed even lower in the coming week thanks to a weak jobs report released this past Friday. Fixed conforming mortgage rates and fixed jumbo mortgage rates today are all lower. Only 88,000 private payroll jobs were created last month while the government payroll shrank once again in June losing 4,000 jobs. Economists were expecting a net gain of 100,000 jobs in June.

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