Round Top State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.60%, 6-month CD rates at 5.30% and 3-month CD rates at 3.10%. Current savings rates are at 0.15% and money market rates are at 2.84%. Mortgage rates today on 30-year fixed loans are around 7.91%. Credit Card rates are at 13.24%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Round Top State Bank's 11-Month CD rates are at 4.35%, 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.25%, 16-Month CD rates are at 3.25%, 24-Month CD rates are at 2.00%. Round Top State Bank's savings rates are at 0.40%. Round Top State Bank's money market rates are at 0.35%.

Round Top State Bank

To see how these rates compare to Round Top State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Round Top State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Round Top State Bank CD rates. You can also compare Round Top State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Round Top State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Round Top State Bank? Share your experience about Round Top State Bank by leaving a review below, or read customer reviews before you decide to use Round Top State Bank.

Round Top State Bank Texas Ratio

Round Top State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Round Top State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Round Top State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.25%
24-Month CD
2.00%
36-Month CD
1.25%
48-Month CD
1.25%
60-Month CD
1.12%
Savings
0.40%
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Round Top State Bank
301 N Washington St
Round Top, TX 78954
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Round Top State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Round Top State Bank
Round Top State Bank
11-Month CD
4.35%
$1,000
Round Top State Bank
Round Top State Bank
12-Month CD
3.75%
$1,000
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
Round Top State Bank
Round Top State Bank
16-Month CD
3.25%
$1,000
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
Round Top State Bank
Round Top State Bank
48-Month CD
1.25%
$1,000
Round Top State Bank
Round Top State Bank
36-Month CD
1.25%
$1,000
Round Top State Bank
Round Top State Bank
60-Month CD
1.12%
$1,000
Round Top State Bank
Round Top State Bank
Savings
0.40%
$100
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Round Top State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OSB Odin State Bank
OSB Odin State Bank
7-Month CD (special)
5.33%
$2,500
Monesty, a div of American Commerce Bank
Monesty, a div of American Commerce Bank
12-Month CD
5.22%
$500
Beal Bank
Beal Bank
12-Month CD
5.15%
$1,000
Eastern Bank
Eastern Bank
7-Month CD
5.05%
$2,500
BankGloucester
BankGloucester
6-Month CD
4.85%
$2,500
First FSB of Twin Falls
First FSB of Twin Falls
12-Month CD (Jumbo)
4.85%
$100,000
Community Bank of Raymore
Community Bank of Raymore
6-Month IntraFi
4.83%
$10,000
NexBank
NexBank
18-Month CD
4.75%
$10,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
12-Month CD
4.51%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
18-Month CD
4.16%
$10,000
First FSB of Kentucky
First FSB of Kentucky
11-Month CD
4.06%
$500
Alliant Credit Union
Alliant Credit Union
48-Month CD certificate
4.05%
$1,000
Queenstown Bank
Queenstown Bank
18-Month CD
4.05%
$25,000
AAEC Credit Union
AAEC Credit Union
24-Month CD
4.00%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
60-Month CD
3.85%
$10,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.85%
$10,000
First National Bank VA
First National Bank VA
12-Month CD
3.80%
$500
Yampa Valley Bank
Yampa Valley Bank
48-Month CD
3.75%
$1,000
The Bank of the West
The Bank of the West
12-Month CD
3.56%
$1,000
Bankwell Bank
Bankwell Bank
Smart Savings (special)
3.50%
$100
Osgood Bank OB
Osgood Bank OB
6-Month CD
3.20%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
24-Month CD
3.20%
$500
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
3.13%
$50,000
New Peoples Bank
New Peoples Bank
48-Month CD
3.10%
$0
Clinton Savings Bank
Clinton Savings Bank
Total Access Checking Account
3.00%
$0
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
48-Month CD
2.53%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
60-Month CD
2.50%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
60-Month CD
2.40%
$500
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
Homeland Community Bank
Homeland Community Bank
24-Month CD
2.35%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
48-Month CD
2.02%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
60-Month CD
1.95%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
9-Month CD
1.75%
$2,500
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
American State Bank (TX)
American State Bank (TX)
36-Month CD
1.51%
$1,000
Bank of Springfield
Bank of Springfield
60-Month CD
1.41%
$1,000
Community Bank of Oelwein
Community Bank of Oelwein
36-Month CD
1.35%
$1,000
Bank of Herrin
Bank of Herrin
12-Month CD
1.30%
$1,000
Genoa Community Bank
Genoa Community Bank
Savings Account
0.80%
$100
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
36-Month CD
0.50%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
USLA Union S&L
USLA Union S&L
30-Month CD
0.40%
$1,000
United Orient Bank
United Orient Bank
6-Month CD
0.40%
$500
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$0
Abington Bank
Abington Bank
12-Month CD
0.15%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings Account
0.10%
$1,500
Ozarks Federal OFSL
Ozarks Federal OFSL
Classic Statement Savings
0.05%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Savings Account
0.05%
$5
North Central Bank
North Central Bank
Money Market
0.04%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Round Top State Bank Information

Round Top State Bank
301 N Washington St
Round Top, TX 78954
Fayette
Established Date: 01/01/1912
FDIC Certificate #: 19358
Date of FDIC Deposit Insurance: 01/21/1965
Bank Holding Company: ROUND TOP BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Round Top State Bank FDIC Insured? Yes
What is Round Top State Bank's Cert number? 19358
What is the maximum amount for insured deposits? $250,000 per holder, per account

Round Top State Bank Financials

Total Assets:
$869,478,000
Total Deposits:
$796,985,000
Equity Capital:
$70,687,000
Domestic Deposits:
$796,985,000
Net Income:
$2,323,000
Return on Assets:
1.2706%
Quarterly Return on Assets:
1.0800%
Pretax Return on Assets:
1.3148%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
15.1600%
Quarterly Return on Equity:
13.8500%
Leverage Tier 1 (Core Capital) Ratio:
10.5887%
Total Interest Income (YTD):
3.4386%
 
 
Headquarters:
Round Top
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Fayette
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

The start of 2013 is starting to look a little better for deposit rates as average savings rates and money market rates move higher for the month of January. The increases aren't expected to continue because the Fed is continuing its policy of keeping the Fed funds rate at near zero percent to foster growth, so this will keep a lid on deposit rates moving higher.
The average rate on credit cards hasn't moved much since last week . The lowest credit card rates by category are on our rates lists is on our Low Introductory Rate Cards. The current average on that category is 0.689 percent, unchanged from last week's average.

Bank or Credit Union Offers and Deals

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