What are the current interest rates at State Bank of Easton?

Current rates for State Bank of Easton include: 12-Month CD: 3.28%, 18-Month CD: 3.02%, 24-Month CD: 3.02%, 36-Month CD: 2.52%, Savings: 0.50%, MMA: 0.50%

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State Bank of Easton

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State Bank of Easton Rates & Review September 2026

Q: How many branches does State Bank of Easton operate?

State Bank of Easton currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, State Bank of Easton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank of Easton provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

State Bank of Easton's 6-Month "S" Certificate rates are at 3.53%, 12-Month "V" Certificate rates are at 3.28%, 12-Month "V" Certificate rates are at 3.28%, 18-Month "A" Certificate rates are at 3.02%, 24-Month "T" Certificate rates are at 3.02%. State Bank of Easton's savings rates are at 0.50%. State Bank of Easton's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of State Bank of Easton with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.14%. Rates last updated and verified on 09/14/2026.

State Bank of Easton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Easton? Share your experience about State Bank of Easton by leaving a review below, or read customer reviews before you decide to use State Bank of Easton.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.14%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

State Bank of Easton

50 Main St
Easton, MN 56025

https://statebankeaston.com/

State Bank of Easton CD Rates

Product	Rate	APY	Term
6 Month "S" Certificate	3.50%	3.53%	6 Month
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
12 Month "V" Certificate	3.25%	3.28%	12 Month
Min Deposit $500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
12 Month "V" Certificate	3.25%	3.28%	12 Month
Min Deposit $10,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
18 Month "A" Certificate	3.00%	3.02%	18 Month
Min Deposit $1,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
24 Month "T" Certificate	3.00%	3.02%	24 Month
Min Deposit $1,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
24 Month "T" Certificate	3.00%	3.02%	24 Month
Min Deposit $25,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
36 Month "B" Certificate	2.50%	2.52%	36 Month
Min Deposit $1,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%

State Bank of Easton Savings Rates

Product	Rate	APY	View More
Passbook Savings	0.50%	0.50%
Min Deposit $5 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%

State Bank of Easton Money Market Rates

Product	Rate	APY
Money Market	0.50%	0.50%
Min Deposit $2,500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%
Money Market	0.50%	0.50%
Min Deposit $100,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%

State Bank of Easton Checking Rates

Product	Rate	APY	View More
Now Checking Acct.	0.50%	0.50%
Min Deposit $1,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%

State Bank of Easton Other Rates

Product	Rate	Points	APY/APR	Term	View More
IRA/SEP/KEOGH Certificate	3.00%	-	3.00%
Min Deposit $25 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.14%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

State Bank of Easton’s Texas Ratio rose from 5.22% in Q3 2023 to 8.14% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$28M	8.14%	5.0	A
March 31, 2026	$29M	10.79%	5.0	A
December 31, 2025	$28M	8.15%	5.0	A
September 30, 2025	$28M	8.13%	5.0	A
June 30, 2025	$28M	6.99%	5.0	A
March 31, 2025	$29M	9.63%	5.0	A
December 31, 2024	$29M	10.22%	5.0	A
September 30, 2024	$28M	5.75%	5.0	A+
June 30, 2024	$28M	5.73%	5.0	A+
March 31, 2024	$28M	4.68%	5.0	A+
December 31, 2023	$28M	4.74%	5.0	A+
September 30, 2023	$27M	5.22%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for State Bank of Easton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather State Bank of Easton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with State Bank of Easton's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name State Bank of Easton

Bank Holding Company EASTON BANCSHARES INC

Address 50 Main St, Easton, MN 56025 · Faribault

Website https://statebankeaston.com/

FDIC Certificate # 16561

Established 19340521

FDIC Insurance Date 19470409

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

8.14%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4462%

Return on Equity (ROE) 10.6900%

Non-Performing Loans (NPL) 1.12%

Total Assets $28,367,000

Total Deposits $23,584,000

Equity Capital $3,906,000

Net Income $207,000

Headquarters Easton

Total Branches and Offices 1

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

State Bank of Easton earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About State Bank of Easton

How many branches does State Bank of Easton operate?

State Bank of Easton currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, State Bank of Easton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank of Easton provides members with tools to manage their accounts and build a solid financial history.

Does State Bank of Easton offer online and mobile banking?

Most modern institutions like State Bank of Easton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://statebankeaston.com/.