Bank of Columbia CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of ColumbiaToday's 12-month CD rates can be found at 1.25%, 6-month CD rates at 3.00% and 3-month CD rates at 3.61%. Current savings rates are at 2.02% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 15.04%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Columbia CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Columbia, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Columbia CD rates. You can also compare Bank of Columbia savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Columbia money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Columbia? Share your experience about Bank of Columbia by leaving a review below, or read customer reviews before you decide to use Bank of Columbia.

Bank of Columbia Texas Ratio

Bank of Columbia's Texas Ratio is at 0.12%, which is considered excellent. The Texas Ratio for Bank of Columbia is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Columbia is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Columbia
144 Public Sq
Columbia, KY 42728
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Bank of Columbia Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.25%
$500
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
Pacific Crest SB
Pacific Crest SB
24-Month CD
4.10%
$2,000
Dieterich Bank
Dieterich Bank
9-Month CD
4.05%
$500
E-Trade
E-Trade
36-Month CD
4.00%
$0
1st Colonial Community Bank
1st Colonial Community Bank
12-Month CD
3.93%
$500
Citizens Federal S&LA
Citizens Federal S&LA
60-Month CD
3.75%
$500
First State Bank of Porter
First State Bank of Porter
12-Month CD (Jumbo)
3.75%
$100,000
Genoa Banking Company
48-Month CD
3.70%
$1,000
Seattle Bank
Seattle Bank
60-Month CD
3.60%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
24-Month CD
3.55%
$500
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.45%
$5,000
Ameriprise Financial
Ameriprise Financial
36-Month CD
3.40%
$0
Savings Bank of Walpole
Savings Bank of Walpole
12-Month CD
3.25%
$500
Sawyer Savings Bank
Sawyer Savings Bank
12-Month CD
3.25%
$500
Community Bank of Trenton
Community Bank of Trenton
48-Month CD
3.20%
$5,000
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD (Super Jumbo)
2.88%
$225,000
Transpecos Banks
Transpecos Banks
36-Month CD
2.85%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
48-Month CD
2.78%
$100
Old Dominion National Bank
Old Dominion National Bank
Business Prime Money Market
2.76%
$10,000
PCB Payne County Bank
PCB Payne County Bank
48-Month CD
2.75%
$1,000
Vast Bank
Vast Bank
48-Month CD
2.65%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
18-Month CD
2.62%
$500
Citizens State Bank Moundridge, KS
36-Month CD
2.60%
$1,000
First National Bank of Shiner
First National Bank of Shiner
60-Month CD
2.25%
$1,000
Reliance State Bank
Reliance State Bank
36-Month CD
2.11%
$2,500
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
New Millennium Bank
New Millennium Bank
36-Month CD
2.00%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
60-Month CD
2.00%
$500
Flanagan State Bank
Flanagan State Bank
60-Month CD
1.77%
$1,000
Perryton National Bank
Perryton National Bank
Money Market
1.51%
$0
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
Hocking Valley Bank
Hocking Valley Bank
36-Month CD
1.30%
$1,000
Penn Community Bank
Penn Community Bank
60-Month CD
1.25%
$500
Piedmont FSB
Piedmont FSB
60-Month CD
1.20%
$500
FNB of Groton
FNB of Groton
18-Month CD
0.95%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
36-Month CD
0.80%
$1,000
Bangor Savings Bank
Bangor Savings Bank
12-Month CD
0.60%
$500
Homeland Community Bank
Homeland Community Bank
Regular Savings
0.50%
$25
Bank of Pontiac
Bank of Pontiac
24-Month CD
0.50%
$500
Security Savings Bank
Security Savings Bank
Savings
0.25%
$50
WebBank
WebBank
60-Month CD
0.25%
$2,500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
Regular Savings
0.25%
$100
F&M Bank of St. Clair
F&M Bank of St. Clair
Statement Savings
0.20%
$100
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
Security State Bank of Marine
Security State Bank of Marine
Money Market
0.15%
$2,500
Acadia Federal Credit Union
Acadia Federal Credit Union
Prime Savings
0.15%
$5
First Federal S&L of Greensburg
First Federal S&L of Greensburg
NOW Checking
0.10%
$600
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Columbia rate data right now, check back for updates, we are adding rates all the time.

Bank of Columbia Information

Bank of Columbia
144 Public Sq
Columbia, KY 42728
Adair
Established Date: 01/01/1866
FDIC Certificate #: 8775
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: COLUMBIA BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank of Columbia FDIC Insured? Yes
What is Bank of Columbia's Cert number? 8775
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Columbia Financials

Total Assets:
$199,804,000
Total Deposits:
$179,441,000
Equity Capital:
$16,310,000
Domestic Deposits:
$179,441,000
Net Income:
$978,000
Return on Assets:
2.0697%
Quarterly Return on Assets:
1.9700%
Pretax Return on Assets:
1.9720%
Pretax Quarterly Return on Assets:
1.9700%
Return on Equity:
26.1100%
Quarterly Return on Equity:
24.0500%
Leverage Tier 1 (Core Capital) Ratio:
9.4002%
Total Interest Income (YTD):
5.5762%
 
 
Headquarters:
Columbia
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Adair
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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Miami Postal Service Credit Union of Miami, Florida is advertising some of the highest CD rates available in Miami or any other city in Florida. Miami Postal Service Credit Union's best CD rate deal is on their 9 month jumbo share certificate (certificate of deposit).
TIAA Bank CD Rates LoweredTIAA Bank CD rates on long term certificates of deposit were lowered Friday night. CD rates at TIAA Bank were lowered by a small amount and the bank's rates are still competitive. Both regular CD rates and jumbo CD rates at TIAA Bank were lowered by the same amount. 3 year CD rates from TIAA Bank were lowered from 3.05 percent to 3.00 percent. 4 year CD rates from TIAA Bank now at 3.05 percent, down from 3.10 percent. 5 year CD rates at TIAA Bank were lowered from 3.15 percent to 3.10 percent. Compare the new TIAA Bank CD rates with other CD rates at banks to get the best rate.

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