|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Consumers Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Consumers Federal Credit Union's savings rates are at 0.25%. Consumers Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Consumers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates were last updated on 04/18/2026. Consumers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Consumers Federal Credit Union? Share your experience about Consumers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Consumers Federal Credit Union. Consumers Federal Credit Union
Consumers Federal Credit Union 301 highway 18 west
https://www.consumersfcu.org/ Gregory, SD 57533 2203 
Consumers Federal Credit Union Savings Rates
Consumers Federal Credit Union Checking Rates
Consumers Federal Credit Union Mortgage Rates
Consumers Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Consumers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Consumers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Consumers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Consumers Federal Credit Union
Website
https://www.consumersfcu.org/
Address
301 highway 18 west,
Gregory, SD 57533 2203
Phone
605-835-8749
Fax
605-835-9413
President
Bryan Nelson
CEO
Dannielle Miller
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.28%
Return on Assets (ROA)
0.9824%
Return on Equity (ROE)
9.6930%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
18,912,508
Total Amount of Shares and Deposits
16,923,977
Total Shares and Deposits < 1 Year
16,695,754
Total Shares and Deposits 1 3 Years
228,223
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
230,173
Total Uninsured Shares and Deposits > $250K (F+J)
230,173
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,693,804
Total Interest Expense (Sum of items 6 8)
206,649
Share Certificates
144
Number of Accounts for Share Drafts
932
IRA KEOGH Accounts
13
Number of Accounts for Regular Shares
1,508
Net Income (unless the amount is already included in Undivided Earnings)
185,799
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
728,423
Total Liabilities
16,995,676
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Consumers Federal Credit UnionIs Consumers Federal Credit Union a safe place to deposit money?Yes, Consumers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2798200363934%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Consumers Federal Credit Union operate?Consumers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Consumers Federal Credit Union?Yes, to access services at Consumers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Consumers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Consumers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Consumers Federal Credit Union offer online and mobile banking?Most modern institutions like Consumers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.consumersfcu.org/. Current Consumers Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
North Georgia Credit Union
Gratiot Community Credit Union
Devils Slide Federal Credit Union
Montana Federal Credit Union
CTA 74th Street Depot Federal Credit Union
Laneco Federal Credit Union
1st Bergen Federal Credit Union
LITHIUM
FedTrust Federal Credit Union
MASS INSTITUTE OF TECH
Shawnee TVA Employees Federal Credit Union
Chattanooga Area Schools Federal Credit Union
IBEW 76 Federal Credit Union
Healthcare First Credit Union
LASSEN COUNTY
Illinois Valley Credit Union
Dannemora Federal Credit Union
PATTERSON
Aspire Community Federal Credit Union
Cent Credit Union
COMMUNITY FIRST
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
