Sage Capital Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sage Capital BankToday's 12-month CD rates can be found at 2.10%, 6-month CD rates at 0.05% and 3-month CD rates at 4.15%. Current savings rates are at 0.50% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 14.74%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Sage Capital Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sage Capital Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sage Capital Bank CD rates. You can also compare Sage Capital Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Sage Capital Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sage Capital Bank? Share your experience about Sage Capital Bank by leaving a review below, or read customer reviews before you decide to use Sage Capital Bank.

Sage Capital Bank Texas Ratio

Sage Capital Bank's Texas Ratio is at 0.35%, which is considered excellent. The Texas Ratio for Sage Capital Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sage Capital Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sage Capital Bank
1606 N Sarah Dewitt Dr
Gonzales, TX 78629
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Sage Capital Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Inova Federal Credit Union
Inova Federal Credit Union
Shield Checking
5.00%
$0
CFG Bank
CFG Bank
18-Month CD
4.00%
$500
Jovia Federal Credit Union
Jovia Federal Credit Union
Go Green Checking
4.00%
$5
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
3.75%
$500
Coleman County State Bank
Coleman County State Bank
12-Month CD
3.61%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
6-Month CD
3.50%
$500
PCSB Bank
PCSB Bank
24-Month CD
3.50%
$500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD
3.40%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
12-Month CD
3.29%
$500
Fremont Bank
Fremont Bank
6-Month CD
3.25%
$2,500
Newburyport Bank
Newburyport Bank
12-Month CD
3.25%
$500
Henderson FSB
Henderson FSB
18-Month CD
3.20%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
24-Month CD
3.15%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Ultimate Rewards Checking
3.00%
$100
Black River Country Bank
Black River Country Bank
48-Month CD
3.00%
$1,000
TriCentury Bank
TriCentury Bank
18-Month CD
3.00%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
2.85%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
48-Month CD
2.77%
$50
Artisans Bank
Artisans Bank
Premier Money Market
2.50%
$5,000
1st United Credit Union
1st United Credit Union
60-Month CD (bump)
2.50%
$250
American State Bank (TX)
American State Bank (TX)
36-Month CD
2.37%
$1,000
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Eureka Savings Bank
Eureka Savings Bank
48-Month CD
1.87%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
18-Month CD
1.76%
$1,000
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
DB&T
DB&T
12-Month CD
1.61%
$1,000
Lee Bank
Lee Bank
Kasasa Savings
1.50%
$0
Five Star Credit Union
Five Star Credit Union
Premier Growth Money Market
1.31%
$2,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Checking
1.00%
$1,000
WSB Municipal Bank
WSB Municipal Bank
48-Month CD
0.97%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
12-Month CD
0.95%
$500
Bank of the Flint Hills
Bank of the Flint Hills
Money Market
0.83%
$0
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Savings
0.75%
$100
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
First FSB of Mascoutah
First FSB of Mascoutah
Money Market
0.50%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Savings
0.40%
$100
802 Credit Union
802 Credit Union
Regular Savings
0.40%
$5
Cecil Bank
Cecil Bank
18-Month CD
0.30%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Regular Savings
0.30%
$5
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
48-Month CD
0.25%
$500
Somerset Savings Bank
Somerset Savings Bank
18-Month CD
0.20%
$500
Comerica
Comerica
48-Month CD
0.15%
$1
Simmesport State Bank
Simmesport State Bank
Passbook Savings
0.10%
$100
One Community Bank
One Community Bank
Mortgage Plus Checking
0.10%
$200
Connection Bank
Connection Bank
Interest Checking
0.10%
$1,000
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Edge Checking
0.05%
$1
Huntington FSB
Huntington FSB
Paymaster Checking
0.05%
$100
Associated Bank
Associated Bank
24-Month CD
0.03%
$1,000
Bank of America
Bank of America
Advantage Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Sage Capital Bank rate data right now, check back for updates, we are adding rates all the time.

Sage Capital Bank Information

Sage Capital Bank
1606 N Sarah Dewitt Dr
Gonzales, TX 78629
Gonzales
Established Date: 07/12/1984
FDIC Certificate #: 25621
Date of FDIC Deposit Insurance: 07/12/1984
Bank Holding Company: ANB BANCSHARES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Sage Capital Bank FDIC Insured? Yes
What is Sage Capital Bank's Cert number? 25621
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sage Capital Bank Financials

Total Assets:
$647,675,000
Total Deposits:
$576,124,000
Equity Capital:
$66,702,000
Domestic Deposits:
$576,124,000
Net Income:
$1,894,000
Return on Assets:
1.3903%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.4524%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
14.8300%
Quarterly Return on Equity:
11.3500%
Common Equity Tier 1 Capital Ratio:
17.7549%
Tier 1 Risk-Based Capital Ratio:
17.7549%
Leverage Tier 1 (Core Capital) Ratio:
10.4590%
Total Risk-Based Capital Ratio (YTD):
18.9981%
Total Interest Income (YTD):
4.9631%
 
 
Headquarters:
Gonzales
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Gonzales
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

There has been a slew of CD rate changes from many different banks in our database this past week. A total of six banks changed some, if not all, of their CD rates. Only one bank, EverBank, changed a couple of their rates since the Federal Open Market Committee voted to increase the fed funds rate by 25 basis points.

VirtualBank Money Market Account rates are now at 0.68 percent with a yield of 0.68 percent. View current Money Market Account rates at VirtualBank below.
Savings account rates and money market rates have been very low for the past 18 months, current rates are averaging 0.351 percent for a savings account/money market account with a balance of $2,500.

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