Piedmont FSB CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 7.11%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Piedmont FSB's 13-Month CD rates are at 5.00%, 36-Month CD Bump-Up rates are at 2.50%, 24-Month CD rates are at 1.50%, 18-Month CD rates are at 1.50%, 12-Month CD rates are at 1.50%. Piedmont FSB's savings rates are at 0.05%. Piedmont FSB's money market rates are at 0.25%.

Piedmont FSB

To see how these rates compare to Piedmont FSB CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Piedmont FSB, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Piedmont FSB CD rates. You can also compare Piedmont FSB savings rates, MMA rates and mortgage rates using our other rate lists.

Piedmont FSB money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Piedmont FSB? Share your experience about Piedmont FSB by leaving a review below, or read customer reviews before you decide to use Piedmont FSB.

Piedmont FSB Texas Ratio

Piedmont FSB's Texas Ratio is at 0.92%, which is considered excellent. The Texas Ratio for Piedmont FSB is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Piedmont FSB is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.50%
18-Month CD
1.50%
24-Month CD
1.50%
36-Month CD
1.30%
48-Month CD
1.30%
60-Month CD
1.30%
Savings
0.05%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Piedmont FSB
201 S Stratford Rd
Winston Salem, NC 27103
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Piedmont FSB CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Piedmont FSB
Piedmont FSB
13-Month CD
5.00%
$500
Piedmont FSB
Piedmont FSB
36-Month CD Bump-Up
2.50%
$500
Piedmont FSB
Piedmont FSB
24-Month CD
1.50%
$500
Piedmont FSB
Piedmont FSB
18-Month CD
1.50%
$500
Piedmont FSB
Piedmont FSB
12-Month CD
1.50%
$500
Piedmont FSB
Piedmont FSB
60-Month CD
1.30%
$500
Piedmont FSB
Piedmont FSB
48-Month CD
1.30%
$500
Piedmont FSB
Piedmont FSB
36-Month CD
1.30%
$500
Piedmont FSB
Piedmont FSB
Money Market
0.25%
$2,500
Piedmont FSB
Piedmont FSB
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Piedmont FSB Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
New Republic Bank
New Republic Bank
18-Month Jumbo CD special
5.26%
$100,000
Sallie Mae
Sallie Mae
12-Month CD
5.10%
$2,500
Kish Bank
Kish Bank
6-Month CD
4.96%
$2,000
Western Heritage Bank
Western Heritage Bank
24-Month CD
4.75%
$1,000
Old Dominion National Bank
Old Dominion National Bank
24-Month CD
4.50%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
48-Month CD (certificate)
4.20%
$500
Compass Savings Bank
Compass Savings Bank
60-Month CD
4.00%
$500
First County Bank
First County Bank
6-Month CD
4.00%
$1,000
Monroe Savings Bank
Monroe Savings Bank
12-Month CD
4.00%
$500
Second Federal S&L
Second Federal S&L
18-Month CD
4.00%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
12-Month CD Certificate
3.80%
$500
EvaBank
EvaBank
60-Month CD
3.56%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
25-Month CD special
3.55%
$10,000
Bank of America
Bank of America
12-Month CD
3.51%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
3-Month CD
3.34%
$1,000
Minnesota First
Minnesota First
48-Month CD
3.14%
$500
The Fountain Trust Company
The Fountain Trust Company
Fountain Fund Money Market
3.05%
$2,500
FSB of St. Charles, MO
FSB of St. Charles, MO
24-Month CD
3.00%
$1,000
Genoa Banking Company
36-Month CD
2.80%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
60-Month CD certificate
2.75%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
12-Month CD
2.52%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
36-Month CD
2.27%
$100
CNB Hugoton, KS
CNB Hugoton, KS
30-Month CD
2.26%
$500
First Bank Sterling, KS
First Bank Sterling, KS
Checking Account Free Kasasa Cash
2.25%
$50
Northwestern Bank
Northwestern Bank
24-Month CD
2.22%
$1,000
Bank of Hillsboro
Bank of Hillsboro
36-Month CD
2.17%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
24-Month CD
2.02%
$5,000
Bank of Sun Prairie
Bank of Sun Prairie
84-Month CD
1.40%
$500
FNB of Hope
18-Month CD
1.20%
$500
Midland Federal S&L
Midland Federal S&L
48-Month CD
1.01%
$1,000
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
FNB of Peterstown
FNB of Peterstown
60-Month CD
1.00%
$2,500
Mutual Federal Bank
Mutual Federal Bank
60-Month CD
0.65%
$500
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Money Market Checking
0.59%
$2,500
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
4u Federal Credit Union
4u Federal Credit Union
Share Savings
0.40%
$100
Keen Bank
Keen Bank
Relationship Plus Checking
0.40%
$0
O Bannon Banking Co.
O Bannon Banking Co.
Money Market
0.35%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Progressive Money Market
0.35%
$1,500
First Federal S&L of Lorain
First Federal S&L of Lorain
48-Month CD
0.30%
$250
Access Federal Credit Union
Access Federal Credit Union
Share Savings
0.25%
$25
Farmers State Bank of Calhan
Farmers State Bank of Calhan
SuperNOW
0.25%
$0
Chasewood Bank
Chasewood Bank
Personal Money Market Savings
0.15%
$2,500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
Positively Different Savings
0.10%
$10
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings Account
0.10%
$200
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
Savings Account
0.10%
$0
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Premier Money Market
0.10%
$2,500
Apple Federal Credit Union
Apple Federal Credit Union
Regular Savings
0.10%
$5
Associated Bank
Associated Bank
30-Month CD
0.04%
$1,000
Gogebic Range Bank
Gogebic Range Bank
Savings Account
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Piedmont FSB Information

Piedmont FSB
201 S Stratford Rd
Winston Salem, NC 27103
Forsyth
Established Date: 01/01/1903
FDIC Certificate #: 27619
Date of FDIC Deposit Insurance: 06/08/1935
Bank Holding Company: PIEDMONT FINANCIAL HOLDING CO
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Piedmont FSB FDIC Insured? Yes
What is Piedmont FSB's Cert number? 27619
What is the maximum amount for insured deposits? $250,000 per holder, per account

Piedmont FSB Financials

Total Assets:
$1,162,476,000
Total Deposits:
$805,205,000
Equity Capital:
$208,988,000
Domestic Deposits:
$805,205,000
Net Income:
$502,000
Return on Assets:
0.2035%
Quarterly Return on Assets:
0.1700%
Pretax Return on Assets:
0.1916%
Pretax Quarterly Return on Assets:
0.1900%
Return on Equity:
1.0000%
Quarterly Return on Equity:
0.9600%
Leverage Tier 1 (Core Capital) Ratio:
20.8308%
Total Interest Income (YTD):
2.9229%
 
 
Headquarters:
Winston Salem
FDIC Field Office:
Charlotte
Regulator:
OCC
County:
Forsyth
# of Offices:
10
Metropolitan Statistical Area (MSA):
Winston-Salem, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

A savings account with a 6 percent APY these days when the FDIC's average savings rate is .10 percent? That's right, you can get a 6 percent savings account rate on a Mango savings account! That rate has to be the best savings rate available today.

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Piedmont FSB Reviews

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