State Exchange Bank Lamont, OK CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to State Exchange Bank Lamont, OK CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Exchange Bank Lamont, OK, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Exchange Bank Lamont, OK CD rates. You can also compare State Exchange Bank Lamont, OK savings rates, MMA rates and mortgage rates using our other rate lists. State Exchange Bank Lamont, OK money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Exchange Bank Lamont, OK? Share your experience about State Exchange Bank Lamont, OK by leaving a review below, or read customer reviews before you decide to use State Exchange Bank Lamont, OK. State Exchange Bank Lamont, OK Texas Ratio State Exchange Bank Lamont, OK's Texas Ratio is at 13.07%, which is considered excellent. The Texas Ratio for State Exchange Bank Lamont, OK is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, State Exchange Bank Lamont, OK is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare State Exchange Bank Lamont, OK Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 26, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have State Exchange Bank Lamont, OK rate data right now, check back for updates, we are adding rates all the time. State Exchange Bank Lamont, OK InformationState Exchange Bank Lamont, OK
1280 Main StLamont, OK 74643 Grant Established Date: 10/01/1901 FDIC Certificate #: 13551 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: STATE EXCHANGE BANCSHARES INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.stateexchangebank.com
Is State Exchange Bank Lamont, OK FDIC Insured? Yes
What is State Exchange Bank Lamont, OK's Cert number? 13551
What is the maximum amount for insured deposits? $250,000 per holder, per account
State Exchange Bank Lamont, OK FinancialsTotal Assets:
$121,324,000
Total Deposits:
$101,402,000
Equity Capital:
$11,600,000
Domestic Deposits:
$101,402,000
Net Income:
$545,000
Return on Assets:
1.7909%
Quarterly Return on Assets:
1.7700%
Pretax Return on Assets:
1.7683%
Pretax Quarterly Return on Assets:
1.7700%
Return on Equity:
18.9500%
Quarterly Return on Equity:
18.8300%
Leverage Tier 1 (Core Capital) Ratio:
9.5345%
Total Interest Income (YTD):
6.6465%
Headquarters:
Lamont
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Grant
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals//cdrates.monitorbankrates.com The Federal Reserve on Monday proposed timed deposits to mop up excess liquidity in the system. Banks will park their extra cash at the Federal Reserve Bank and earn interest in timed deposits just like a certificate of deposit.
The Federal Reserve wrapped up their two day meeting yesterday and decided to keep the fed rates unchanged. The Fed was expected to stand pat on rates during the September meeting. Even though the Fed kept rates where they are, online CD rates continue to march higher.
Savings accounts rates/money market account rates won't be going higher until later this year or early next year since the economy is stuck in the doldrums and the Fed's Charmin, Ben Bernanke, doesn't expect things to pick up until later in 2011. Right now the current national average savings account rate for account balances of at least $2,500 is averaging only 0.21 as reported by MonitorBankRates. You can find savings account rates and money market account rates higher than the national average rates.
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Today's 12-month CD rates can be found at 3.92%, 6-month CD rates at 3.35% and 3-month CD rates at 0.10%. Current savings rates are at 0.40% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.45%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates. 
