What are the current interest rates at PSB Indianola, IA?

Current rates for PSB Indianola, IA include: 12-Month CD: 2.50%, 18-Month CD: 2.75%, 24-Month CD: 3.00%, 36-Month CD: 3.25%, 48-Month CD: 3.25%, 60-Month CD: 3.25%

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PSB Indianola, IA

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PSB Indianola, IA Rates & Review September 2026

Q: How many branches does PSB Indianola, IA operate?

PSB Indianola, IA currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, PSB Indianola, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSB Indianola, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

PSB Indianola, IA's 15-Months 15-month Jumbo CD rates are at 4.10%, 15-Months 15-Month Certificate rates are at 4.00%, 36-Months 36-Month Certificate rates are at 3.25%, 48-Months 48-Month Certificate rates are at 3.25%, 60-Months 60-Month Certificate rates are at 3.25%. MonitorBankRates evaluates the financial stability of PSB Indianola, IA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.57%. Rates last updated and verified on 09/14/2026.

PSB Indianola, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PSB Indianola, IA? Share your experience about PSB Indianola, IA by leaving a review below, or read customer reviews before you decide to use PSB Indianola, IA.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.57%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

PSB Indianola, IA

400 E Iowa Ave
Indianola, IA 50125

https://www.mybankpsb.com

PSB Indianola, IA CD Rates

Product	Rate	APY	Term
15-month Jumbo CD	4.04%	4.10%	15-Months
Details Jumbo* Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
15 Month Certificate	3.95%	4.00%	15-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
36 Month Certificate	3.21%	3.25%	36-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
48 Month Certificate	3.21%	3.25%	48-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
60 Month Certificate	3.21%	3.25%	60-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
24 Month Certificate	2.97%	3.00%	24-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
18 Month Certificate	2.72%	2.75%	18-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
12 Month Certificate	2.48%	2.50%	12-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
3 Month Certificate	1.99%	2.00%	3-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
6 Month Certificate	1.99%	2.00%	6-Months
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%

PSB Indianola, IA Other Rates

Product	Rate	Points	APY/APR
Kasasa Cash Checking	3.45%	-	3.50%
Min Deposit $100 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $20,000.00 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Cash Checking	0.25%	-	3.50%
Min Deposit $100 Min Balance $20,000 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Rate applies to balances over $20,000.00 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Cash Checking	0.05%	-	0.05%
Min Deposit $100 Details Rate applies if qualifications not met Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Cash Checking	-	-	3.50%
Min Deposit $100 Min Balance $20,000 Details Qualifications Required: Qualifications Required; 3.50% to 0.79% APY on balances over $20,000 depending on balance in account; 0.05% APY if qualifications aren't met; Up to $25 Monthly Refunds on ATM Withdrawal Fees Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Cash Checking	-	-	4.00%
Min Deposit $100 Min Balance $20,000 Details Qualifications Required: Qualifications Required; 4.00% to 0.88% APY on balances over $20,000 depending on balance in account; 0.05% APY if qualifications aren't met; Up to $25 Monthly Refunds on ATM Withdrawal Fees Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Saver Savings	0.50%	-	0.50%
Min Deposit $50 Min Balance $0 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Saver Savings	0.25%	-	0.50%
Min Deposit $50 Min Balance $20,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%
Kasasa Saver Savings	0.05%	-	0.05%
Min Deposit $50 Details All balances if qualifications not met Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

PSB Indianola, IA’s Texas Ratio rose from 1.82% in Q3 2023 to 7.57% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 2.8 to 5.0 and its Health Grade from C+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$610M	7.57%	5.0	A
March 31, 2026	$652M	8.68%	4.1	B
December 31, 2025	$576M	8.56%	5.0	A
September 30, 2025	$597M	10.29%	4.2	B
June 30, 2025	$553M	13.01%	3.9	B-
March 31, 2025	$592M	27.88%	2.4	D
December 31, 2024	$564M	27.10%	2.7	D
September 30, 2024	$602M	33.20%	2.4	F
June 30, 2024	$527M	19.01%	4.3	B
March 31, 2024	$549M	20.13%	3.6	C
December 31, 2023	$506M	1.22%	3.9	B+
September 30, 2023	$525M	1.82%	2.8	C+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PSB Indianola, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PSB Indianola, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PSB Indianola, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name PSB Indianola, IA

Bank Holding Company CENTRAL SOUTH BCORP INC

Address 400 E Iowa Ave, Indianola, IA 50125 · Warren

Website https://www.mybankpsb.com

FDIC Certificate # 34973

Established 19981120

FDIC Insurance Date 19981120

Domestic Offices 8

Total Branches 8

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

7.57%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9687%

Return on Equity (ROE) 14.4700%

Non-Performing Loans (NPL) 0.52%

Total Assets $610,436,000

Total Deposits $533,741,000

Equity Capital $43,346,000

Net Income $2,968,000

Headquarters Indianola

Total Branches and Offices 8

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

PSB Indianola, IA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About PSB Indianola, IA

How many branches does PSB Indianola, IA operate?

PSB Indianola, IA currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PSB Indianola, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PSB Indianola, IA provides members with tools to manage their accounts and build a solid financial history.

Does PSB Indianola, IA offer online and mobile banking?

Most modern institutions like PSB Indianola, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mybankpsb.com.