Sandy Spring Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.76%, 6-month CD rates at 4.45% and 3-month CD rates at 3.95%. Current savings rates are at 0.10% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 5.77%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Sandy Spring Bank's 7-Month CD (special) rates are at 4.75%, 12-Month CD rates are at 4.25%, 18-Month CD rates are at 4.00%, 36-Month CD rates are at 3.50%, 30-Month CD rates are at 3.50%. Sandy Spring Bank's savings rates are at 0.25%. Sandy Spring Bank's money market rates are at 3.50%.

Sandy Spring Bank

To see how these rates compare to Sandy Spring Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sandy Spring Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sandy Spring Bank CD rates. You can also compare Sandy Spring Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Sandy Spring Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sandy Spring Bank? Share your experience about Sandy Spring Bank by leaving a review below, or read customer reviews before you decide to use Sandy Spring Bank.

Sandy Spring Bank Texas Ratio

Sandy Spring Bank's Texas Ratio is at 3.61%, which is considered excellent. The Texas Ratio for Sandy Spring Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sandy Spring Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.00%
24-Month CD
3.50%
36-Month CD
3.50%
48-Month CD
3.50%
60-Month CD
3.50%
Savings
0.25%
MMA
3.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Sandy Spring Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Sandy Spring Bank
Sandy Spring Bank
7-Month CD (special)
4.75%
$2,500
Sandy Spring Bank
Sandy Spring Bank
12-Month CD
4.25%
$1,000
Sandy Spring Bank
Sandy Spring Bank
18-Month CD
4.00%
$1,000
Sandy Spring Bank
Sandy Spring Bank
DC IOLTA Checking
3.58%
$50
Sandy Spring Bank
Sandy Spring Bank
Premier Money Market
3.50%
$250,000
Sandy Spring Bank
Sandy Spring Bank
24-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
30-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
36-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
48-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
Business Premier Money Market
3.50%
$250,000
Sandy Spring Bank
Sandy Spring Bank
Business CRESPA Checking
3.03%
$50
Sandy Spring Bank
Sandy Spring Bank
Maryland IOLTA Checking
3.03%
$50
Sandy Spring Bank
Sandy Spring Bank
Virginia IOLTA Checking
3.03%
$50
Sandy Spring Bank
Sandy Spring Bank
Regular Savings
0.25%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sandy Spring Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Chartway Credit Union
Chartway Credit Union
High Yield Checking
5.00%
$5
Community Commerce Bank
Community Commerce Bank
18-Month CD
4.70%
$10,000
The Stock Exchange Bank
The Stock Exchange Bank
12-Month CD
4.56%
$500
Merrick Bank
Merrick Bank
12-Month CD
4.35%
$25,000
Salem Five Direct
Salem Five Direct
24-Month CD (special)
4.25%
$10,000
Sullivan Bank
Sullivan Bank
60-Month CD
4.00%
$1,000
Cross River Bank
Cross River Bank
18-Month CD
3.90%
$500
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD
3.87%
$1,000
First Nebraska Bank
First Nebraska Bank
12-Month CD
3.80%
$500
Keen Bank
Keen Bank
6-Month CD
3.53%
$2,500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
3-Month CD
3.34%
$1,000
Mauch Chunk Trust Company
Investors Money Market CD
3.27%
$50,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
12-Month CD
3.00%
$1,000
Vio Bank
Vio Bank
84-Month CD
2.75%
$500
Harford Bank
Harford Bank
36-Month CD
2.60%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
Johnson State Bank
Johnson State Bank
12-Month CD
2.28%
$1,000
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
2.08%
$200
Integrity Bank & Trust
Integrity Bank & Trust
Gold Rewards Checking
2.02%
$0
Lea County State Bank
Lea County State Bank
24-Month CD
2.02%
$1,000
Superior National Bank
Superior National Bank
36-Month CD
2.02%
$500
First State Bank of Beecher City
First State Bank of Beecher City
Christmas Club Savings
2.00%
$10
First Community Bank Batesville, AR
First Community Bank Batesville, AR
36-Month CD
1.81%
$500
Fairview State Banking Company
Fairview State Banking Company
12-Month CD
1.81%
$2,500
FSB of St. Charles, MO
FSB of St. Charles, MO
3-Month CD
1.75%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
60-Month CD
1.66%
$500
Table Rock Community Bank
Table Rock Community Bank
18-Month CD
1.36%
$1,000
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.20%
$1,000
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.75%
$0
Bank of Kampsville
Bank of Kampsville
30-Month CD
0.75%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
18-Month CD
0.60%
$500
American Savings Bank, FSB
American Savings Bank, FSB
60-Month CD
0.60%
$1,000
Dime Bank
Dime Bank
60-Month CD
0.40%
$500
First Bank Waverly, IA
First Bank Waverly, IA
Money Market
0.30%
$5,000
Schuyler Savings Bank
Schuyler Savings Bank
24-Month CD
0.30%
$1,000
HTLF Bank
HTLF Bank
Statement Savings
0.25%
$100
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Axos Bank
Axos Bank
High Yield Money Market
0.25%
$0
Boonville Federal Savings Bank
Boonville Federal Savings Bank
6-Month CD
0.20%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
Statement Savings
0.20%
$10
Greenstate Credit Union
Greenstate Credit Union
6-Month CD
0.20%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
Basic Savings
0.20%
$0
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Money Market
0.20%
$2,500
Genesee Regional Bank
Genesee Regional Bank
Savings
0.10%
$10
Bank Forward
Bank Forward
Interest Checking
0.10%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
Regular Savings
0.07%
$0
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
Community Bank Mankato
Community Bank Mankato
Basic Interest Checking
0.05%
$200
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Sandy Spring Bank Information

Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832
Montgomery
Established Date: 01/01/1900
FDIC Certificate #: 4865
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SANDY SPRING BCORP INC
How Many Domestic U.S. Offices? 55
How Many Branches are There? 55
Is Sandy Spring Bank FDIC Insured? Yes
What is Sandy Spring Bank's Cert number? 4865
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sandy Spring Bank Financials

Total Assets:
$13,883,883,000
Total Deposits:
$11,351,989,000
Equity Capital:
$1,831,851,000
Domestic Deposits:
$11,351,989,000
Net Income:
$22,831,000
Return on Assets:
1.0121%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.8719%
Pretax Quarterly Return on Assets:
0.8700%
Return on Equity:
7.8500%
Quarterly Return on Equity:
4.9900%
Common Equity Tier 1 Capital Ratio:
13.1930%
Tier 1 Risk-Based Capital Ratio:
13.1930%
Leverage Tier 1 (Core Capital) Ratio:
11.5681%
Total Risk-Based Capital Ratio (YTD):
14.0952%
Total Interest Income (YTD):
4.8266%
 
 
Headquarters:
Olney
FDIC Field Office:
Baltimore
Regulator:
FED
County:
Montgomery
# of Offices:
55
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special

Sandy Spring Bank CD Rates on the bank's two certificate of deposit specials are competitive when compared to similar CD terms and CD rates at other banks. The best CD rates offered by Sandy Spring Bank are on the 8-month special CD at 5.50% APY, minimum opening deposit of $500. Another special CD rate is on Sandy Spring Bank 14-month CD at 5.00%, with a $2,500 minimum opening deposit. View a complete list of Sandy Spring Bank CD rates below.

Sandy Spring Bank offers a range of FDIC-insured Certificate of Deposit (CD) accounts. Enjoy a guaranteed performance with a fixed interest rate. Choose from various terms. You can apply online or visit a local branch for more information.

Sandy Spring Bank Special CD Rates

    Read more...

Explore Other Rate Deals

Jax Metro Credit Union of Jacksonville, Florida, is offering several different types of savings accounts and a money market account. The savings accounts are a Share Savings Account, Holiday Savings Account and a Special Savings Account.
Capital One 360 Bank 2.5 Year CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 2.5 Year CD rates at Capital One 360 Bank below.

Bank or Credit Union Offers and Deals

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Mortgage Rates Fall from Recent high

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