Sandy Spring Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 4.60% and 3-month CD rates at 0.75%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.38%. Credit Card rates are at 13.50%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. Sandy Spring Bank's 18-Month CD rates are at 3.47%, 12-Month CD rates are at 3.40%, 60-Month CD rates are at 3.16%, 24-Month CD rates are at 3.15%, 30-Month CD rates are at 3.12%. Sandy Spring Bank's savings rates are at 0.25%. Sandy Spring Bank's money market rates are at 1.25%.
To see how these rates compare to Sandy Spring Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sandy Spring Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sandy Spring Bank CD rates. You can also compare Sandy Spring Bank savings rates, MMA rates and mortgage rates using our other rate lists. Sandy Spring Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sandy Spring Bank? Share your experience about Sandy Spring Bank by leaving a review below, or read customer reviews before you decide to use Sandy Spring Bank. Sandy Spring Bank Texas Ratio Sandy Spring Bank's Texas Ratio is at 3.61%, which is considered excellent. The Texas Ratio for Sandy Spring Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Sandy Spring Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Sandy Spring Bank CD Rates and Interest Rates
Sandy Spring Bank
18-Month CD
3.47%
$1,000
Sandy Spring Bank
12-Month CD
3.40%
$1,000
Sandy Spring Bank
60-Month CD
3.16%
$1,000
Sandy Spring Bank
24-Month CD
3.15%
$1,000
Sandy Spring Bank
30-Month CD
3.12%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Sandy Spring Bank Rates with Other Competitive Bank and Credit Union Rates
Fitness Bank
Elite Checking
5.25%
$10,000
Leighton State Bank
12-Month CD
4.19%
$500
First Federal S&L Newark, OH
12-Month CD
4.06%
$500
Bank5 Connect
12-Month CD
3.95%
$500
Milford Federal Bank
48-Month CD
3.75%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Sandy Spring Bank InformationSandy Spring Bank
17801 Georgia AveOlney, MD 20832 Montgomery Established Date: 01/01/1900 FDIC Certificate #: 4865 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: SANDY SPRING BCORP INC How Many Domestic U.S. Offices? 55 How Many Branches are There? 55 Website: https://www.sandyspringbank.com
Is Sandy Spring Bank FDIC Insured? Yes
What is Sandy Spring Bank's Cert number? 4865
What is the maximum amount for insured deposits? $250,000 per holder, per account
Sandy Spring Bank FinancialsTotal Assets:
$13,883,883,000
Total Deposits:
$11,351,989,000
Equity Capital:
$1,831,851,000
Domestic Deposits:
$11,351,989,000
Net Income:
$22,831,000
Return on Assets:
1.0121%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.8719%
Pretax Quarterly Return on Assets:
0.8700%
Return on Equity:
7.8500%
Quarterly Return on Equity:
4.9900%
Common Equity Tier 1 Capital Ratio:
13.1930%
Tier 1 Risk-Based Capital Ratio:
13.1930%
Leverage Tier 1 (Core Capital) Ratio:
11.5681%
Total Risk-Based Capital Ratio (YTD):
14.0952%
Total Interest Income (YTD):
4.8266%
Headquarters:
Olney
FDIC Field Office:
Baltimore
Regulator:
FED
County:
Montgomery
# of Offices:
55
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAlabama Credit Union has several different types of mortgages that have good rates including 15 year mortgage rates at 4.25%. Alabama Credit Union also offers financing for up to 95% of a home's value. This is notable because most lenders (especially these days) are only offering financing up to 80% of the home's loan-to-value (LTV) ratio. During the housing boom a few years ago, buyers could get financing for 100% or more of a home's value with no proof of income. Predictably, the rates on home loans for more than 80% financing are higher.
 Mortgage rates have headed higher today after setting new lows this past week. Current 30 year mortgage rates are averaging 4.78 percent, up 20 basis points from a low of 4.58 percent set last week. 30 year mortgage rates have been heading higher since this past Friday.
Metropolitan National Bank is offering a $200 bonus for opening a free checking account. To qualify for this promotional checking account and bonus you do have to sign up for direct deposit of either a payroll check, government benefit or pension disbursement. The direct deposit has to be in place for six months. There is no minimum deposit to open the checking account. The $200 bonus will be credited to our account 30 days after the first full direct deposit is made.
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