Sandy Spring Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 5.15% and 3-month CD rates at 0.50%. Current savings rates are at 0.05% and money market rates are at 0.08%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 13.20%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates. Sandy Spring Bank's 7-Month CD Special rates are at 4.50%, 12-Month CD rates are at 4.25%, 18-Month CD rates are at 4.00%, 60-Month CD rates are at 3.50%, 48-Month CD rates are at 3.50%. Sandy Spring Bank's savings rates are at 0.25%. Sandy Spring Bank's money market rates are at 3.50%.

Sandy Spring Bank

To see how these rates compare to Sandy Spring Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sandy Spring Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sandy Spring Bank CD rates. You can also compare Sandy Spring Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Sandy Spring Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sandy Spring Bank? Share your experience about Sandy Spring Bank by leaving a review below, or read customer reviews before you decide to use Sandy Spring Bank.

Sandy Spring Bank Texas Ratio

Sandy Spring Bank's Texas Ratio is at 3.19%, which is considered excellent. The Texas Ratio for Sandy Spring Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Sandy Spring Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.00%
24-Month CD
3.50%
36-Month CD
3.50%
48-Month CD
3.50%
60-Month CD
3.50%
Savings
0.25%
MMA
3.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Sandy Spring Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Sandy Spring Bank
Sandy Spring Bank
7-Month CD Special
4.50%
$2,500
Sandy Spring Bank
Sandy Spring Bank
12-Month CD
4.25%
$1,000
Sandy Spring Bank
Sandy Spring Bank
18-Month CD
4.00%
$1,000
Sandy Spring Bank
Sandy Spring Bank
DC IOLTA Checking
3.58%
$50
Sandy Spring Bank
Sandy Spring Bank
Premier Money Market Savings
3.50%
$250,000
Sandy Spring Bank
Sandy Spring Bank
24-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
30-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
36-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
48-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
Business Premier Money Market Savings
3.50%
$250,000
Sandy Spring Bank
Sandy Spring Bank
Business CRESPA Checking
3.03%
$50
Sandy Spring Bank
Sandy Spring Bank
Maryland IOLTA Checking
3.03%
$50
Sandy Spring Bank
Sandy Spring Bank
Virginia IOLTA Checking
3.03%
$50
Sandy Spring Bank
Sandy Spring Bank
Regular Savings
0.25%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sandy Spring Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
6-Month CD
5.50%
$2,500
LifeStore Bank
LifeStore Bank
6-Month CD special
5.13%
$5,000
Bankwell Bank
Bankwell Bank
12-Month CD
5.00%
$1,000
Riverland Bank
Riverland Bank
24-Month CD
4.75%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
Eagle Premium Savings Account
4.59%
$100,000
The Stock Exchange Bank
The Stock Exchange Bank
12-Month CD
4.56%
$500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
4.50%
$5,000
Passumpsic Savings Bank
Passumpsic Savings Bank
12-Month CD special
4.50%
$10,000
Landmark Credit Union
Landmark Credit Union
48-Month CD certificate
4.30%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
17-Month CD
4.25%
$1,000
FSB of Burnet
FSB of Burnet
6-Month Jumbo CD
4.04%
$95,000
All America Bank
All America Bank
Super Savers Money Market Demand
4.00%
$2,500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
48-Month CD
3.98%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
6-Month CD certificate
3.75%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
60-Month CD
3.75%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.55%
$1,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
60-Month CD
3.50%
$500
Guardian Savings Bank
Guardian Savings Bank
60-Month CD
3.00%
$1,000
Chain Bridge Bank
Chain Bridge Bank
12-Month CD
2.94%
$500
Foresight Bank
Foresight Bank
60-Month CD
2.93%
$500
FNB of Dennison
24-Month CD
2.53%
$1,000
FNB Community Bank
FNB Community Bank
Rewards Checking
2.50%
$0
First State Bank Nebraska
First State Bank Nebraska
48-Month CD
2.50%
$5,000
First Commercial Bank, N.A.
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
RBAZ Republic Bank of Arizona
Business Money Market
2.34%
$245,000
Fox Valley Savings Bank
Fox Valley Savings Bank
48-Month CD
2.20%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
18-Month CD
2.16%
$1,000
Bluff View Bank
Bluff View Bank
60-Month CD
2.01%
$10,000
Geddes Federal S&L
Geddes Federal S&L
36-Month CD
1.86%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
36-Month CD
1.75%
$500
FNB of Bellville
FNB of Bellville
36-Month CD
1.11%
$1,000
Bank
Bank
24-Month CD
1.10%
$10,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$1,000
United Minnesota Bank
United Minnesota Bank
Platinum Money Market
0.75%
$2,500
The Dime Bank
The Dime Bank
36-Month CD
0.70%
$2,500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
First State Bank of Harvey
First State Bank of Harvey
Savings Account
0.45%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Regular Shares Savings
0.35%
$5
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$100,000
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
Rhinebeck Bank
Rhinebeck Bank
Priority Savings
0.20%
$0
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
6-Month CD
0.20%
$2,500
Bank of New Hampshire
Bank of New Hampshire
24-Month CD
0.20%
$500
TruBank
TruBank
Regular Savings
0.10%
$100
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
48-Month CD
0.08%
$10,000
Applied Bank
Applied Bank
36-Month CD
0.05%
$1,000
1st Midamerica Credit Union
1st Midamerica Credit Union
Regular Shares Savings
0.05%
$5
FCN Bank, N.A.
FCN Bank, N.A.
Health Savings Account
0.05%
$250
Consumers National Bank
Consumers National Bank
Business Savings
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Sandy Spring Bank Information

Sandy Spring Bank
17801 Georgia Ave
Olney, MD 20832
Montgomery
Established Date: 01/01/1900
FDIC Certificate #: 4865
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SANDY SPRING BCORP INC
How Many Domestic U.S. Offices? 56
How Many Branches are There? 56
Is Sandy Spring Bank FDIC Insured? Yes
What is Sandy Spring Bank's Cert number? 4865
What is the maximum amount for insured deposits? $250,000 per holder, per account

Sandy Spring Bank Financials

Total Assets:
$14,126,844,000
Total Deposits:
$11,158,404,000
Equity Capital:
$1,820,165,000
Domestic Deposits:
$11,158,404,000
Net Income:
$54,562,000
Return on Assets:
1.4328%
Quarterly Return on Assets:
1.5600%
Pretax Return on Assets:
2.0792%
Pretax Quarterly Return on Assets:
2.0800%
Return on Equity:
11.0200%
Quarterly Return on Equity:
12.1700%
Common Equity Tier 1 Capital Ratio:
12.5637%
Tier 1 Risk-Based Capital Ratio:
12.5637%
Leverage Tier 1 (Core Capital) Ratio:
11.5130%
Total Risk-Based Capital Ratio (YTD):
13.4260%
Total Interest Income (YTD):
3.8189%
 
 
Headquarters:
Olney
FDIC Field Office:
Baltimore
Regulator:
FED
County:
Montgomery
# of Offices:
56
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC

Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special

Sandy Spring Bank CD Rates on the bank's two certificate of deposit specials are competitive when compared to similar CD terms and CD rates at other banks. The best CD rates offered by Sandy Spring Bank are on the 8-month special CD at 5.50% APY, minimum opening deposit of $500. Another special CD rate is on Sandy Spring Bank 14-month CD at 5.00%, with a $2,500 minimum opening deposit. View a complete list of Sandy Spring Bank CD rates below.

Sandy Spring Bank offers a range of FDIC-insured Certificate of Deposit (CD) accounts. Enjoy a guaranteed performance with a fixed interest rate. Choose from various terms. You can apply online or visit a local branch for more information.

Sandy Spring Bank Special CD Rates

    Read more...

Explore Other Rate Deals

Mortgage Rates for December 20th, 2019Mortgage rates for December 20th, 2019, inched higher but thankfully there were no big moves higher. Mortgage rates on 30-year conforming loans are averaging 3.77 percent, up from this past Monday's average rate of 3.75 percent. Average 30-year mortgage rates are up 7 basis points week over week, during the same time 10-year U.S. Treasury yields were up 10 basis points. We expect average mortgage rates to remain near current levels for the rest of the year and into 2020. To get the best deal on a mortgage loan, compare online mortgage rates with average mortgage rates for December 19, 2019.
As we head into the final days of 2013, we are closing out another year of low deposit rates. Since the financial crisis and Great Recession, savings rates, CD rates, and money market rates have been woefully low. 2013 marks over 5 years of low rates and hopefully rates will move higher in 2014. That all depends on what the Federal Open Market Committee does with the federal funds rate.

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